The city of Westminster is located just north of Baltimore in the state of Maryland. It is a charming city that is known for its well-preserved historical architecture. Westminster has a population of 18,640, and around 16.4% of residents are aged 65 and over. Seniors living in the city have access to excellent medical care at Carroll Hospital, which is rated as high performing in two procedures by U.S. News rankings

Nursing homes provide residential care and assistance to seniors with chronic illnesses and disabilities who require round-the-clock medical monitoring and supervision. This is generally the most expensive care option available and according to the Genworth Cost of Care Survey 2020, the average monthly cost of a semiprivate room in nursing home care in Westminster is $11,984. This is over $4,000 higher than the national average of $7,756, and seniors in the city may want to look at possible care alternatives such as assisted living and home care services

This guide looks at the costs of nursing home care and alternative care options in Westminster as well as the comparative cost of care in nearby cities. Additionally, it lists resources that may interest seniors in the city.

Directory of Nursing Homes in Westminster, MD

Carroll Lutheran Village

200 Saint Luke Cir, Westminster, MD, 21158

My mom was in a facility named Carroll Lutheran Village. It was not a good scenario. She never got out of the therapy. She had terminal cancer. She was always in the skilled nursing part. That place w … (read more)
My mom was in a facility named Carroll Lutheran Village. It was not a good scenario. She never got out of the therapy. She had terminal cancer. She was always in the skilled nursing part. That place w … (read more)

Westminster Healthcare Center

1234 Washington Rd, Westminster, MD, 21157

When my mom stayed at Westminster Health Care Center, it was pretty awful. They didn’t have enough help; it just wasn’t enough people there to help. The aides were always stressed, and sometimes angry … (read more)
When my mom stayed at Westminster Health Care Center, it was pretty awful. They didn’t have enough help; it just wasn’t enough people there to help. The aides were always stressed, and sometimes angry … (read more)

Lorien Taneytown

100 Antrim Blvd., Taneytown, MD, 21787

My sister is in the nursing home of Lorien Taneytown, and they have wonderful care. The food is delicious, and it’s extremely clean. The people are friendly and they have lots of activities for the re … (read more)
My sister is in the nursing home of Lorien Taneytown, and they have wonderful care. The food is delicious, and it’s extremely clean. The people are friendly and they have lots of activities for the re … (read more)

Brinton Woods Nursing & Rehabilitation Center

1442 BUCKHORN ROAD, Sykesville, MD, 21784

My brother moved into Brinton Woods Health & Rehabilitation Center at Winfield. They offer rehabilitation, they have a dining area, they show movies, and play bingo. They can’t go out right now du … (read more)
My brother moved into Brinton Woods Health & Rehabilitation Center at Winfield. They offer rehabilitation, they have a dining area, they show movies, and play bingo. They can’t go out right now du … (read more)


Nursing Home Costs in Westminster, MD

The monthly average cost of nursing home care in Westminster is $11,984 for a semiprivate room and $12,805 for a private room.

The Cost of Nursing Home Care in Nearby Cities

Seniors looking at nursing home care options may be interested to know how the cost of care in Westminster compares to other nearby cities. Using the average monthly cost of a semiprivate room as a comparative point, the cost of care in Westminster is higher than the national average of $7,756 and the Maryland state average of $10,190.

The average monthly costs of nursing home care in Cumberland ($8,213), Hagerstown ($9,794), Salisbury ($10,768) and California ($8,137) are all lower than in Westminster.

$11984

Westminster

$10190

Maryland

$7756

The United States

$8213

Cumberland

$9794

Hagerstown

$10768

Salisbury

$8137

California

The Cost of Other Types of Senior Care

The lowest cost senior care option in Westminster is adult day care, with an average monthly cost of $1,896. Home care and home health care services have a monthly average fee of $4,671 and $4,957 respectively. Assisted living has an average monthly cost of $5,000. At the high end of the cost scale, nursing home care has a monthly average cost of $11,984 for a semiprivate room and $12,805 for a private room. 

$1896

Adult day care

$4671

Home care

$4957

Home health care

$5000

Assisted living

$11984

Nursing home semiprivate room

$12805

Nursing home private room

Note: Data for Westminster was unavailable, so data for the nearest city, Baltimore, was used instead.

Financial Assistance for Nursing Home Care in Westminster, MD

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Westminster, MD

These resources may be helpful to seniors in Westminster who are looking for services that could help them to remain in their own homes for as long as possible and delay or avoid the move to nursing home care. One resource provides information on financial assistance options and plans for those who are looking at moving to a nursing home care facility or already living in one. 

ResourceContactService
Meals on Wheels(410) 558-0827The Central Maryland Meals on Wheels service provides home-delivered meals to seniors age 65 and older, who are homebound and no longer able to prepare a meal on their own. Volunteers deliver two meals at around noon each day from Monday to Friday. Seniors receive a hot lunch and a cold supper pack. Frozen meals are available for weekends and holidays. The volunteers check in on the mental and physical health of seniors at the same time as delivering the meal and report any issues to the relevant authorities. There is a small fee for each meal but financial assistance is available.  
Caring Carroll(410) 775-5596This is a non-profit organization that aims to help low-income seniors to remain independent in their own homes for as long as possible. Volunteers assist seniors with a number of tasks such as local transportation, minor home repairs, shopping, light housekeeping, reassurance phone calls and friendly visits. There is no charge for any of the services.
Carroll County SHIP(410) 386-3800The Carroll County SHIP program is funded by the federal government and the state of Maryland. The program provides free and unbiased information to seniors and their caregivers regarding state health insurance options. Volunteer counselors can help seniors to find the best plan to suit their specific needs and assist them in filling out the applications. The counselors can ensure that seniors are receiving any medical benefits that they are eligible for. In addition, counselors can explain the financial assistance options available for long-term nursing home care and help the seniors to apply for any assistance that they qualify for.