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10 Best Assisted Living Facilities in Frederick, MD for 2023

Frederick is a scenic and historic city in the western part of Maryland. It’s home to the National Museum of Civil War Medicine, as well as the Gambrill State Park. The city has a population of 72,244, of which around 9,400 are senior citizens. The rich arts and culture scene and relatively low unemployment make Frederick a popular place to live for people of all ages, and the warm weather means it’s a popular retirement spot.

Assisted living facilities offer support for older adults who are generally active and independent but would like some assistance with housekeeping, basic personal care, and other activities of daily living. These communities are a good choice for seniors who would struggle to live independently but who don’t require 24-hour nursing care. Seniors living in the Frederick area can expect to pay an average of $4,500 per month for assisted living care,  making Frederick $200 more expensive than the national average.

This guide looks at the cost of assisted living and other care types in Frederick and considers the benefits and drawbacks of choosing the city as a retirement destination. It also provides information about free local resources to help local seniors.

Directory of Assisted Living Facilities in Frederick, Maryland

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What to Consider About Assisted Living in Frederick

Assisted living facilities in Frederick are licensed by the Maryland Department of Health Office of Health Care Quality. Properties are inspected regularly and are issued licenses that specify the levels of care and supervision they can provide. All care providers must comply with strict rules and regulations.

Benefits and Drawbacks of Assisted Living in Frederick

  • Frederick has joined the AARP’s Age-Friendly Network, which means the City of Frederick Parks and Recreation agency has made a commitment to offering age-friendly programs and services and making the community a good place for those of all ages to live.
  • The cost of living in Frederick is slightly above the national average, but living in the city is more affordable than other parts of Maryland, with utilities, transportation and housing being cheaper than the state average.
  • Retirees living in Maryland can take advantage of a number of tax benefits. The state does not tax social security benefits and there are some substantial exclusions on 401(k), 403(b) and other plans as well as pensions, giving financially savvy seniors several opportunities to save money.
  • There are many programs running in the city to support seniors who wish to stay fit, active and engaged with their communities. The Active Adult Programs include day trips, events and workshops. The city also runs congregate nutrition programs and a Friendship Cafe to provide social opportunities for people of all ages.
  • Crime rates in Frederick are similar to the rest of Maryland for both property and violent crime and above average for the United States. Seniors who reside in assisted living facilities with CCTV and secured grounds can rest easy knowing they and their property are protected by proactive staff.
  • Frederick’s weather ranges from 25 degrees in the winter to 89 degrees in the summer. The area sees snowfall most years, and the average humidity is just over 70%. Frederick typically sees some form of precipitation 107 days per year, making the city a good choice for those who enjoy warm summers but don’t want excessive heat and like to see some cooler periods during the year.

Paying for Assisted Living in Frederick

The average cost of assisted living care in Frederick is $4,500 per month, according to the Genworth Financial Cost of Care Survey 2020. This compares favorably to the statewide average of $5,000, but is slightly higher than the national average of $4,300.

The Cost of Assisted Living in Nearby Cities

Assisted living in Frederick is more affordable than in other parts of Maryland. California is the most expensive city in the state for assisted living, with fees of $6,200 per month. Baltimore and Cumberland are also relatively expensive, at $5,000 and $4,665, respectively.

Frederick

$4,500

Maryland

$5,000

The United States

$4,300

Baltimore

$5,000

Cumberland

$4,665

California

$6,200

The Cost of Other Types of Senior Care

Assisted living offers room and board and support for seniors who need some help with the activities of daily living. Seniors who prefer to stay in their own homes may wish to consider homemaker services or home health care for similar monthly fees ($4,576). Adult day health care is another, more affordable option at $2,134 per month. Nursing home care is far more costly, due to the around-the-clock skilled care provided, with semiprivate rooms averaging $9,794 per month and private rooms costing an average of $10,342.

Homemaker Services

$4,576

Home Health Aide

$4,576

Adult Day Health Care

$2,134

Assisted Living Facility

$4,500

Nursing Home Facility (semiprivate room)

$9,794

Nursing Home Facility (private room)

$10,342

Financial Assistance for Assisted Living in Frederick

Seniors in the Maryland area may be eligible for assistance with funding from the Senior Assisted Living Group Home Subsidy program

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Financial Assistance in Maryland

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in Frederick

There are numerous resources available for seniors living in Frederick or considering retiring there. Nonprofit organizations and local government agencies offer support, signposting and a variety of programs and activities for the benefit of local older adults.

ResourceContactService
Frederick County Senior Services Division(301) 600-1234The Frederick County Senior Services Division oversees a variety of programs and services for older adults in the city. It operates the Frederick City Senior Center and also runs virtual learning centers, caregiver programs and other services. It is a single point of contact for seniors who need support with benefits, emergency preparedness and other issues.
Advocates for the Aging of Frederick Countyinfo@advocatesforaging.orgAdvocates for the Aging of Frederick County is a volunteer-led organization that works to support deprived seniors or those who are in poor health. The organization has identified seven key areas of need such as housing, social engagement and transportation. It advocates for seniors, works with county officials to improve provisions and helps seniors access services in their times of need.
Frederick County Veterans Service Office(301) 600-2155The Frederick County Veterans Service Office helps veterans and their surviving spouses access the support and benefits they are eligible for. The Veterans Service Officer is trained to provide assistance to veterans, helping them apply for pensions, medical care support, disability compensation and supplements such as the Aid and Attendance benefit.

Assisted Living Laws and Regulations in Frederick

Frederick-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Maryland

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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