Frederick is a scenic and historic city in the western part of Maryland. It’s home to the National Museum of Civil War Medicine, as well as the Gambrill State Park. The city has a population of 72,244, of which around 9,400 are senior citizens. The rich arts and culture scene and relatively low unemployment make Frederick a popular place to live for people of all ages, and the warm weather means it’s a popular retirement spot.

Assisted living facilities offer support for older adults who are generally active and independent but would like some assistance with housekeeping, basic personal care, and other activities of daily living. These communities are a good choice for seniors who would struggle to live independently but who don’t require 24-hour nursing care. Seniors living in the Frederick area can expect to pay an average of $4,500 per month for assisted living care,  making Frederick $200 more expensive than the national average.

This guide looks at the cost of assisted living and other care types in Frederick and considers the benefits and drawbacks of choosing the city as a retirement destination. It also provides information about free local resources to help local seniors.

Directory of Assisted Living Facilities in Frederick, MD

2015, 2016, 2017

Sunrise of Frederick

990 Waterford Drive, Frederick, MD, 21702

Sunrise of Frederick is conveniently located in a tranquil suburban setting in the heart of Frederick County, Maryland. The facility’s selection of pet-friendly rooms with small, medium and large acco … (read more)
Sunrise of Frederick is conveniently located in a tranquil suburban setting in the heart of Frederick County, Maryland. The facility’s selection of pet-friendly rooms with small, medium and large acco … (read more)

Tranquility at Fredericktowne

6441 Jefferson Pike, Frederick, MD, 21703

Tranquility at Fredericktowne provides assisted living and memory care and is located in Frederick, Maryland with convenient access to Route 15 and I-70. Visitors and residents praise the facility’s b … (read more)
Tranquility at Fredericktowne provides assisted living and memory care and is located in Frederick, Maryland with convenient access to Route 15 and I-70. Visitors and residents praise the facility’s b … (read more)

Bethany Living

5135 Charlington Ct,, Frederick, MD, 21703


2014, 2016

Country Meadows of Frederick

5955 Quinn Orchard Road, Frederick, MD, 21704

My mother is now a resident at Country Meadows in Frederick in the Pathways section. She started out moving to the Independent Living section a few years ago. We wanted her to be closer to family af … (read more)
My mother is now a resident at Country Meadows in Frederick in the Pathways section. She started out moving to the Independent Living section a few years ago. We wanted her to be closer to family af … (read more)

Somerford House and Place Frederick

2100 Whittier Drive, Frederick, MD, 21702

Somerford House Frederick, MD, was once a private house, so residents of the current facility easily see it as a comfortable home. Visitors and residents praise the staff for being helpful to anyone w … (read more)
Somerford House Frederick, MD, was once a private house, so residents of the current facility easily see it as a comfortable home. Visitors and residents praise the staff for being helpful to anyone w … (read more)

Edenton Retirement Community

5800 Genesis Lane, Frederick, MD, 21703

Edenton Retirement Community is conveniently located right outside of Frederick, Maryland near Ballenger Creek. Residents can choose between assisted living or independent living and have several hous … (read more)
Edenton Retirement Community is conveniently located right outside of Frederick, Maryland near Ballenger Creek. Residents can choose between assisted living or independent living and have several hous … (read more)

HeartFields at Frederick Assisted Living

1820 Latham Drive, Frederick, MD, 21701

HeartFields of Frederick is an assisted living facility located near Fort Detrick Army Base in Frederick, Maryland, that features studio apartments with kitchenettes and a communal dining room. Family … (read more)
HeartFields of Frederick is an assisted living facility located near Fort Detrick Army Base in Frederick, Maryland, that features studio apartments with kitchenettes and a communal dining room. Family … (read more)

Montevue Assisted Living

1910 Rosemont Ave, Frederick, MD, 21702

Odyssey Assisted Living at Montevue in Frederick, Maryland, is located just off Rosemont Avenue. A number of churches, medical facilities, shops, restaurants and cafés are located nearby. Reside … (read more)
Odyssey Assisted Living at Montevue in Frederick, Maryland, is located just off Rosemont Avenue. A number of churches, medical facilities, shops, restaurants and cafés are located nearby. Reside … (read more)

Homewood at Crumland Farms

7407 Willow Road, Frederick, MD, 21702

Homewood at Crumland Farms is set on scenic grounds in a secluded area of Frederick, Maryland. The facility offers independent and assisted living, as well as memory care. Visitors and residents’ love … (read more)
Homewood at Crumland Farms is set on scenic grounds in a secluded area of Frederick, Maryland. The facility offers independent and assisted living, as well as memory care. Visitors and residents’ love … (read more)

Warm Heart Family Assisted Living – CLOSED

752 Dogwood Ct., Frederick, MD, 21701

Warm Heart Family Assisted Living is nestled in a quiet, residential neighborhood in Frederick, Maryland close to Monocacy Village Park. Visitors and residents compliment the facility’s cozy, homey fe … (read more)
Warm Heart Family Assisted Living is nestled in a quiet, residential neighborhood in Frederick, Maryland close to Monocacy Village Park. Visitors and residents compliment the facility’s cozy, homey fe … (read more)

The Record Street Home

115 Record Street, Frederick, MD, 21701


Charlotte’S Home I

212 Maple Avenue, Boonsboro, MD, 21713

I loved Charlotte Home. But they can’t take a diabetic on a sliding scale because they have less than 16 people and, with Maryland law, they don’t have to have an RN on duty, so there is no one to m … (read more)
I loved Charlotte Home. But they can’t take a diabetic on a sliding scale because they have less than 16 people and, with Maryland law, they don’t have to have an RN on duty, so there is no one to m … (read more)

Buckingham’s Choice

3200 Baker Circle, Adamstown, MD, 21710

My dad is living in the assisted living section of Buckingham’s Choice. I visit him him frequently. I have encountered staff that are caring, responsive, and VERY attentive to my dad’s needs. I ha … (read more)
My dad is living in the assisted living section of Buckingham’s Choice. I visit him him frequently. I have encountered staff that are caring, responsive, and VERY attentive to my dad’s needs. I ha … (read more)

What to Consider About Assisted Living in Frederick

Assisted living facilities in Frederick are licensed by the Maryland Department of Health Office of Health Care Quality. Properties are inspected regularly and are issued licenses that specify the levels of care and supervision they can provide. All care providers must comply with strict rules and regulations.

Benefits and Drawbacks of Assisted Living in Frederick

  • Frederick has joined the AARP’s Age-Friendly Network, which means the City of Frederick Parks and Recreation agency has made a commitment to offering age-friendly programs and services and making the community a good place for those of all ages to live.
  • The cost of living in Frederick is slightly above the national average, but living in the city is more affordable than other parts of Maryland, with utilities, transportation and housing being cheaper than the state average.
  • Retirees living in Maryland can take advantage of a number of tax benefits. The state does not tax social security benefits and there are some substantial exclusions on 401(k), 403(b) and other plans as well as pensions, giving financially savvy seniors several opportunities to save money.
  • There are many programs running in the city to support seniors who wish to stay fit, active and engaged with their communities. The Active Adult Programs include day trips, events and workshops. The city also runs congregate nutrition programs and a Friendship Cafe to provide social opportunities for people of all ages.
  • Crime rates in Frederick are similar to the rest of Maryland for both property and violent crime and above average for the United States. Seniors who reside in assisted living facilities with CCTV and secured grounds can rest easy knowing they and their property are protected by proactive staff.
  • Frederick’s weather ranges from 25 degrees in the winter to 89 degrees in the summer. The area sees snowfall most years, and the average humidity is just over 70%. Frederick typically sees some form of precipitation 107 days per year, making the city a good choice for those who enjoy warm summers but don’t want excessive heat and like to see some cooler periods during the year.

Paying for Assisted Living in Frederick

The average cost of assisted living care in Frederick is $4,500 per month, according to the Genworth Financial Cost of Care Survey 2020. This compares favorably to the statewide average of $5,000, but is slightly higher than the national average of $4,300.

The Cost of Assisted Living in Nearby Cities

Assisted living in Frederick is more affordable than in other parts of Maryland. California is the most expensive city in the state for assisted living, with fees of $6,200 per month. Baltimore and Cumberland are also relatively expensive, at $5,000 and $4,665, respectively.

$4500

Frederick

$5000

Maryland

$4300

The United States

$5000

Baltimore

$4665

Cumberland

$6200

California

The Cost of Other Types of Senior Care

Assisted living offers room and board and support for seniors who need some help with the activities of daily living. Seniors who prefer to stay in their own homes may wish to consider homemaker services or home health care for similar monthly fees ($4,576). Adult day health care is another, more affordable option at $2,134 per month. Nursing home care is far more costly, due to the around-the-clock skilled care provided, with semiprivate rooms averaging $9,794 per month and private rooms costing an average of $10,342.

$4576

Homemaker Services

$4576

Home Health Aide

$2134

Adult Day Health Care

$4500

Assisted Living Facility

$9794

Nursing Home Facility (semiprivate room)

$10342

Nursing Home Facility (private room)

Note: Care cost data for Frederick was not available, so data for the closest city, Hagerstown, was used instead.

Financial Assistance for Assisted Living in Frederick

Seniors in the Maryland area may be eligible for assistance with funding from the Senior Assisted Living Group Home Subsidy program

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Financial Assistance for Assisted Living in Frederick

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in Frederick

There are numerous resources available for seniors living in Frederick or considering retiring there. Nonprofit organizations and local government agencies offer support, signposting and a variety of programs and activities for the benefit of local older adults.

ResourceContact Service
Frederick County Senior Services Division(301) 600-1234The Frederick County Senior Services Division oversees a variety of programs and services for older adults in the city. It operates the Frederick City Senior Center and also runs virtual learning centers, caregiver programs and other services. It is a single point of contact for seniors who need support with benefits, emergency preparedness and other issues.
Advocates for the Aging of Frederick Countyinfo@advocatesforaging.orgAdvocates for the Aging of Frederick County is a volunteer-led organization that works to support deprived seniors or those who are in poor health. The organization has identified seven key areas of need such as housing, social engagement and transportation. It advocates for seniors, works with county officials to improve provisions and helps seniors access services in their times of need.
Frederick County Veterans Service Office(301) 600-2155The Frederick County Veterans Service Office helps veterans and their surviving spouses access the support and benefits they are eligible for. The Veterans Service Officer is trained to provide assistance to veterans, helping them apply for pensions, medical care support, disability compensation and supplements such as the Aid and Attendance benefit.

Assisted Living Laws and Regulations in Frederick

Frederick-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Frederick