Memory Care Communities in Frederick, MD

Memory Care costs in Frederick start around $7,095 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Frederick and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Maryland page.

Frederick, Maryland, is a city of 71,000 with a 12.3 percent senior population, about an hour from the Washington Mall area. To serve those in the community with Alzheimer's disease or other dementia-related diseases, Frederick has 50 facilities offering memory care.

Over 85,000 Maryland residents have Alzheimer's disease, and The Department of Health provides oversight and administration of long-term care facilities, including those with memory care services. 

• Crime in Frederick is somewhat high, especially for violent crime which is 50 percent higher than the national average. Seniors may want to consider risks in Frederick as similar to those in an urban environment. Property crime is elevated, but not significantly so.
• Weather in the Frederick area may limit outdoor activities in the winter when snowfall is just below average and lows reach 23 degrees in January. In summer, a fairly comfortable high of 88 degrees with average rainfall provides great weather for seniors to walk, sit in the park and explore downtown. 
• Frederick's air is rated C by the American Lung Association based on ozone levels. While this could limit the activities of some with breathing difficulties at times, but it's better than many parts of the nearby Washington, DC area, which overall is rated F.
• Kiplinger rates Maryland as least tax-friendly of the states, though it provides a $29,000 exclusion for seniors 65 and older and disabled residents on most pensions, 401(k) and other plans but not IRAs. A $10,000 military pension exclusion may also apply. The remaining income, however, is taxed at the state's high combined state, city and county tax rates. Sales tax is six percent. Estate Tax applies over $4 million, and Inheritance Tax may apply for some recipients.