The Best Memory Care Communities in Carroll County, MD

There are 167,781 people living in Carroll County, Maryland, 14.1 percent of whom are seniors. As in the rest of Maryland, memory care facilities in Carroll County are officially called Assisted Living Programs (ALPs) and are licensed by the Department of Health and Mental Hygiene. There are four ALPs in the area to help support the state’s 110,000 people aged 65 years and older who live with Alzheimer’s disease or dementia.

• Seniors in Maryland are exempt from paying taxes on certain retirement income, like social security benefits. Public pensions and retirement accounts are only partially-taxed, while inheritors don’t need to pay taxes on estates, depending on their relationship to the benefactor. Private pensions are taxed at the full rate, however.
  
• The cost of living in Carroll County is 26 percent higher than the national average, which may be a concern for those who need to find memory care services on a budget. Housing is the most expensive spending sector, at 66 percentage points above the United States average and 11 percent above the Maryland average. The median cost of a home in Carroll County is $310,600 which is more expensive than the median Maryland cost of $282,000 and the national median cost of $216,200.
  
• Crime in Carroll County is very low compared to both the rest of the state and the country as a whole. Property crime is nearly half as low as the national average, with a rating of 18.8 out of 100. Violent crime has a score of 21.9 compared to 31.1 in the rest of the country, on average. Memory care facilities are usually equipped with additional security measures like cameras, locked gates and alarm systems to help keep residents even safer.
  
• Carroll County is home to world-class medical facilities, including those specializing in brain health and dementia care such as the Carroll Hospital Center, in the event of medical emergencies or illness.

Memory Care costs in Carroll County start around $7,595 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Carroll County and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Learn more about these programs, plus who’s eligible, on our Memory Care in Maryland page.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Maryland page.

Carroll County-area memory care communities must adhere to the comprehensive set of state laws and regulations that all memory care communities in Maryland are required to follow. Visit our Memory Care in Maryland page for more information about these laws.