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The 10 Best Home Care Agencies for Seniors in Yonkers, NY for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Yonkers, NY, residents and their loved ones rate In Home Care agencies across the 52 options below.

Home Care Services in Yonkers, New York

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On this page:

  • Home Care Services in Yonkers, New York
  • Paying for Home Care in Yonkers, NY
  • Financial Assistance for Home Care in Yonkers, NY
  • Yonkers Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Yonkers, NY

The Cost of Home Care in Yonkers, NY

Like most of the New York metro area, Yonkers has an average home care cost of $5,529 based on Genworth Financial’s 2021 Cost of Care Survey. This figure makes the area almost $200 above the New York State average of $5,339 and nearly $600 more than the U.S. median which is $4,957. The Mid-Hudson Valley areas such as Poughkeepsie and Kingston save Yonkers seniors approximately $200 to $400 monthly, similar to Bridgeport and New Haven in the neighboring state of Connecticut.

Yonkers

$5,529

New York

$5,339

The United States

$4,957

Poughkeepsie

$5,339

Kingston

$5,148

Bridgeport, Connecticut

$5,339

New Haven, Connecticut

$5,243

The Cost of Home Care vs. Other Senior Care Options in Yonkers, NY

Home health care costs almost $200 more than home care due to its licensed clinical support services and is comparable in price to assisted living, which is inclusive of monthly accommodations, daily meals and round-the-clock caregiver supervision. Seniors who are not totally homebound may find adult day health care to be a suitable arrangement and the most affordable option. Nursing home care provides 24-hour skilled support and is more than twice the cost of any other community-based care option in the area.

Home Care

$5,529

Home Health Care

$5,720

Adult Day Care

$1,950

Assisted Living

$5,750

Nursing Home Care (semiprivate room)

$12,471

Note: Data for Yonkers was unavailable, so data for the nearest city, New York, was used instead.

Financial Assistance for Home Care in Yonkers, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Yonkers Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Yonkers:

ResourceContactAddressService
Office for the Aging(914) 377-6823435 Riverdale Ave, Yonkers, NY, 10705Yonker’s Office for the Aging offers valuable resources and services for the senior community. Services include case management, recreation and transportation assistance. Health and wellness programs, including awareness classes, are also offered. These services are free and available to residents age 60 and over. The office is available Monday through Friday, 8:30 a.m. to 4:30 p.m.
Senior Connect(914) 377-6143285 Nepperhan Ave, Yonkers, NY, 10701This program is offered through the Department of Parks, Recreation and Conservation. Residents age 60 and older have access to a rotating calendar of free events designed to keep seniors active, healthy and social. A few examples of available activities include painting, tai chi, crafts and exercise programs. Activities are only available through reservations, so interested seniors are encouraged to call. 
Health For Life Program(914) 813-6427Locations VaryAvailable for free to seniors age 55 and over with chronic conditions, Health For Life Program teaches valuable information that can promote greater overall wellbeing. The program lasts 2.5 weeks and is hosted at varying community locations like houses of worship or senior centers. Participants learn the importance of physical exercise and healthy eating, as well as medication management. Seniors will also learn how to manage stress and more effectively communicate with their care providers. 
Invisible Hands(732) 639-1579Virtual (Serving NY, NJ, and PA)Invisible Hands is a non-profit, contactless food and delivery service providing assistance to at-risk populations like seniors, the disabled and those with chronic health conditions. The delivery is free, but seniors will pay for the procured items. However, Invisible Hands has partnered with local food pantries to help at-risk people with low incomes receive food assistance. Seniors having difficulty affording groceries are encourage to apply for help.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

In Home Care near Yonkers, NY

AlpineRiverdaleCresskillTenaflyMount VernonDemarest

Other Options in Yonkers, NY

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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