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The 10 Best Home Care Agencies for Seniors in Newton, MA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Newton, MA, residents and their loved ones rate In Home Care agencies 4.96 out of 5 stars across the 72 options below.

Home Care Agencies in Newton, MA

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Paying for Home Care in Newton, MA

The Cost of Home Care in Newton, MA

According to the 2021 Genworth Cost of Care Survey, home care in Newton costs almost $400 more than the state average and over $1,300 more than the national average. In the east of Massachusetts on the Atlantic coast, Barnstable Town has the least affordable home care in the state, costing around $400 more than in Newton. On the other side of the state in Pittsfield, care is significantly cheaper, costing almost $700 less per month. Seniors in Springfield pay around $950 less, and in Worcester, seniors pay $570 less.

Newton

$6,292

Massachusetts

$5,911

The United States

$4,957

Barnstable Town

$6,673

Pittsfield

$5,625

Springfield

$5,339

Worcester

$5,720

The Cost of Home Care vs. Other Senior Care Options in Newton, MA

Home health care is slightly cheaper than home care in Newton, costing about $50 less per month despite its additional medical services. For older adults who only require daytime support, adult day care is the most affordable option, costing almost $4,700 less than home care. Assisted living communities in Newton cost about $500 more than home care, and for a semiprivate room in a nursing home, seniors pay more than double the amount of home care. 

Home Care

$6,292

Home Health Care

$6,244

Adult Day Care

$1,614

Assisted Living

$6,819

Nursing Home Care (semiprivate room)

$13,155

Note: Data for Newton was unavailable, so data for the nearest city, Boston, was used instead.

Financial Assistance for Home Care in Newton, MA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Newton Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Newton:

ResourceContactAddressService
Newton Senior Center(617) 796-1660345 Walnut St, Newtonville, MA 02460The Newton Senior Center is a nationally accredited local hub of activities and programs for elderly residents of Newton. This facility offers fitness, sports and hobby classes throughout the year. The Senior Center also gives elderly individuals and their caregivers access to support groups for elder care issues and for bereavement management.
NewMo Senior Transport(617) 655-80191000 Commonwealth Ave, Newton Centre, MA 02459The City of Newton launched NewMo in 2019 as a scheduled transportation option for residents of the city aged 60 or older. This service can be used for rides to senior centers, grocery shopping locations, medical appointments, care facilities and religious services , inside Newton boundaries. The service, which normally costs $5 per ride, charges 50 cents per ride to elderly clients who receive fuel assistance, are enrolled in SNAP or are part of MassHealth.
Home Delivered Meals – Springwell(617) 926-4100307 Waverley Oaks Road, Suite 205 Waltham, MA 02452The Home Delivered Meals service of Springwell offers a hot lunch five days a week. Drivers who deliver the meals also check up on the well-being of recipients. Menu options are available for seniors with no major dietary issues or in accordance with special health needs. The service also includes kosher and Chinese options. Applicants must be 60 or older and either lack sufficient kitchen facilities or be physically, emotionally or mentally impaired in a way that prevents regular cooking.
Massachusetts Weatherization Assistance Program (WAP)(617) 573-1100100 Cambridge St, Suite 300, Boston, MA 02114The Low Income Weatherization Assistance Program for Massachusetts (LIWAP) is funded by state and federal money and open to income-eligible residents of the state. It places a preference on enrolling the elderly and families with disabled members. The LIWAP automatically approves applicants who receive Supplemental Security Income (SSI) payments. It’s open to households, elderly or otherwise, earning less than $51,137 per year as two-person homes or $39,105 for single-person households.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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