Newton, Massachusetts, is a city located seven miles west of Boston. The senior population makes up around 18.3% of the 87,453 residents, which is slightly above the national average of 16.5%. Nearby, Boston is home to some of the best hospitals in the country, including Massachusetts General Hospital. The overall cost of living in Newton is far higher than the national average but the cost of health care is significantly lower than the national average. The 2021 Genworth Cost of Care Survey states that seniors in Newton spend on average $6,292 per month on home care. Home care covers personal care services, such as grooming and cleaning, whereas home health care includes medical services and may cost more.
Below we’ve compiled a comprehensive directory of every home care provider in Newton– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Newton, MA
1191 Chestnut Street Suite 2-4, Newton, MA, 02464
It is very positive and helpful. They help me most by giving me someone to talk to. I don’t have any family in this part of the country and at my age, most of my friends have passed. It is to have som
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It is very positive and helpful. They help me most by giving me someone to talk to. I don’t have any family in this part of the country and at my age, most of my friends have passed. It is to have someone to come and make me feel comfortable.
I like them, so I would absolutely recommend them. It helps to alleviate the isolation of someone 85 years old. It works very well.
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It is very positive and helpful. They help me most by giving me someone to talk to. I don’t have any family in this part of the country and at my age, most of my friends have passed. It is to have som
… (read more)
It is very positive and helpful. They help me most by giving me someone to talk to. I don’t have any family in this part of the country and at my age, most of my friends have passed. It is to have someone to come and make me feel comfortable.
I like them, so I would absolutely recommend them. It helps to alleviate the isolation of someone 85 years old. It works very well.
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29 Crafts St., Newton, MA, 02464
Visiting Angels is the most recognized and respected name in senior HOME CARE. Since 1998, Visiting Angels has served hundreds of thousands of families in their homes across the nation. Our local agen
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Visiting Angels is the most recognized and respected name in senior HOME CARE. Since 1998, Visiting Angels has served hundreds of thousands of families in their homes across the nation. Our local agency, established in 2004, has earned Best of Home Care awards as Leader in Experience, Provider of Choice, and Employer of Choice. Our caregivers have voted us one of The Boston Globe’s Top Places to Work 8 times and counting.
Our senior HOME CARE services promote dignity and independence, enabling older adults to live in their homes with assistance and maintain daily routines. By partnering with Visiting Angels, older adults can continue to live at home, safely and comfortably. You will find peace of mind knowing you or your loved ones are cared for with the right care and the right caregiver.
We also offer RESPITE CARE for families who need just a few hours or a few days to recharge and return with a fresh perspective. If you or your loved one has been recently discharged from a hospital or rehab, we offer TRANSITIONAL CARE – making the return home safer and less stressful. We also provide END-OF-LIFE CARE and SPECIALIZED CARE for Alzheimer’s, dementia, and other degenerative diseases.
Our office proudly serves Newton, Boston neighborhoods, Brookline, Canton, Dedham, Needham, Norwood, Stoughton, Watertown, Wellesley, Westwood, and neighboring communities.
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Visiting Angels is the most recognized and respected name in senior HOME CARE. Since 1998, Visiting Angels has served hundreds of thousands of families in their homes across the nation. Our local agen
… (read more)
Visiting Angels is the most recognized and respected name in senior HOME CARE. Since 1998, Visiting Angels has served hundreds of thousands of families in their homes across the nation. Our local agency, established in 2004, has earned Best of Home Care awards as Leader in Experience, Provider of Choice, and Employer of Choice. Our caregivers have voted us one of The Boston Globe’s Top Places to Work 8 times and counting.
Our senior HOME CARE services promote dignity and independence, enabling older adults to live in their homes with assistance and maintain daily routines. By partnering with Visiting Angels, older adults can continue to live at home, safely and comfortably. You will find peace of mind knowing you or your loved ones are cared for with the right care and the right caregiver.
We also offer RESPITE CARE for families who need just a few hours or a few days to recharge and return with a fresh perspective. If you or your loved one has been recently discharged from a hospital or rehab, we offer TRANSITIONAL CARE – making the return home safer and less stressful. We also provide END-OF-LIFE CARE and SPECIALIZED CARE for Alzheimer’s, dementia, and other degenerative diseases.
Our office proudly serves Newton, Boston neighborhoods, Brookline, Canton, Dedham, Needham, Norwood, Stoughton, Watertown, Wellesley, Westwood, and neighboring communities.
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2018, 2019, 2020, 2021, 2022, 2023
295 Turnpike St., Ste. 3R, Canton, MA, 02021
Home Helpers Home Care of Metro South Massachusetts is more than an in-home health care agency – we help make life easier and more enjoyable for you and your family. We’re a locally owned, trusted
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Home Helpers Home Care of Metro South Massachusetts is more than an in-home health care agency – we help make life easier and more enjoyable for you and your family. We’re a locally owned, trusted provider of quality, compassionate senior home care in Canton and throughout the counties of Norfolk, North Bristol, and Middlesex.
We customize our home care to your unique situation for an affordable solution that keeps your elderly loved one where they’re happiest: at home.
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Home Helpers Home Care of Metro South Massachusetts is more than an in-home health care agency – we help make life easier and more enjoyable for you and your family. We’re a locally owned, trusted
… (read more)
Home Helpers Home Care of Metro South Massachusetts is more than an in-home health care agency – we help make life easier and more enjoyable for you and your family. We’re a locally owned, trusted provider of quality, compassionate senior home care in Canton and throughout the counties of Norfolk, North Bristol, and Middlesex.
We customize our home care to your unique situation for an affordable solution that keeps your elderly loved one where they’re happiest: at home.
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40 Crescent St , Waltham, MA, 02453
Gold Star Home Care Services is best known for their professional and compassionate care they give to the seniors and others who are vulnerable, allowing them to live safely in their homes.
It’s ou
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Gold Star Home Care Services is best known for their professional and compassionate care they give to the seniors and others who are vulnerable, allowing them to live safely in their homes.
It’s our responsibility that our trained team makes sure that all activities of daily Living are performed to the maximum satisfaction to those being served.
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Based in Waltham Massachusetts, our mission is to provide assistance to every individual who requires it. We know that there is no small or big help, everything matters therefore our care professionals are willing to extend help by driving places all around the towns of Massachusetts.
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Some of the Personal and Home Care Services will include:
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<li>Live in or hourly companionship</li>
<li>Assistance showering, dressing, skincare and personal hygiene matters and
making sure that all safety precautions are followed.</li>
<li>Assistance coordinating with medical professionals regarding appointments in addition to
overseeing daily medications.</li>
<li>Meal planning and preparation in accordance with dietary regulation and requirements.</li>
<li>Assist with running errands.</li>
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Peace of mind created to those we serve by sending trained workers under the direction and supervision of a licensed, qualified, bonded and insured home care agency.
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Gold Star Home Care Services is best known for their professional and compassionate care they give to the seniors and others who are vulnerable, allowing them to live safely in their homes.
It’s ou
… (read more)
Gold Star Home Care Services is best known for their professional and compassionate care they give to the seniors and others who are vulnerable, allowing them to live safely in their homes.
It’s our responsibility that our trained team makes sure that all activities of daily Living are performed to the maximum satisfaction to those being served.
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Based in Waltham Massachusetts, our mission is to provide assistance to every individual who requires it. We know that there is no small or big help, everything matters therefore our care professionals are willing to extend help by driving places all around the towns of Massachusetts.
<p></p>
Some of the Personal and Home Care Services will include:
<p></p>
<li>Live in or hourly companionship</li>
<li>Assistance showering, dressing, skincare and personal hygiene matters and
making sure that all safety precautions are followed.</li>
<li>Assistance coordinating with medical professionals regarding appointments in addition to
overseeing daily medications.</li>
<li>Meal planning and preparation in accordance with dietary regulation and requirements.</li>
<li>Assist with running errands.</li>
<p></p>
Peace of mind created to those we serve by sending trained workers under the direction and supervision of a licensed, qualified, bonded and insured home care agency.
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204 2nd Ave, Waltham, MA, 02451
Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to
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Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to fit your loved one’s situation. We provide non-medical services such as personal care, medication assistance, companionship, transportation, and Dementia care. The service we provide can be as little as 4 hours per week or around the clock. Our care coordinators are on call 24 hours a day, 7 days a week.
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Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to
… (read more)
Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to fit your loved one’s situation. We provide non-medical services such as personal care, medication assistance, companionship, transportation, and Dementia care. The service we provide can be as little as 4 hours per week or around the clock. Our care coordinators are on call 24 hours a day, 7 days a week.
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440 Totten Pond Rd, Suite 300, Waltham, MA, 02451
Home Instead, and in particular, Susan and Kathy, handled every aspect of my Dad’s care. From initial consultation to arranging excellent caregivers, everything was expertly handled. Our family woul
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Home Instead, and in particular, Susan and Kathy, handled every aspect of my Dad’s care. From initial consultation to arranging excellent caregivers, everything was expertly handled. Our family would give Home Instead the highest possible recommendation for any family needing help.
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Home Instead, and in particular, Susan and Kathy, handled every aspect of my Dad’s care. From initial consultation to arranging excellent caregivers, everything was expertly handled. Our family woul
… (read more)
Home Instead, and in particular, Susan and Kathy, handled every aspect of my Dad’s care. From initial consultation to arranging excellent caregivers, everything was expertly handled. Our family would give Home Instead the highest possible recommendation for any family needing help.
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638 Adamsville Road, Westport, MA, 02790
We Provide Stress-Free, Supportive Care Relationships.
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Professional Care Match Provides CONSISTENCY with
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Live-In and Hourly Caregivers
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Caregiving Services Provided By
<
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We Provide Stress-Free, Supportive Care Relationships.
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Professional Care Match Provides CONSISTENCY with
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Live-In and Hourly Caregivers
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Caregiving Services Provided By
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Experienced CNAs, HHAs and PCAs:
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– Expert Care For Those Challenged With Alzheimer’s & Other Dementia-Related Illnesses-Certified Dementia Practitioners on staff
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<li>Assistance with Ambulation, Safe Transfers, Encouragement of PT/OT</li>
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Exercises-COTA/L on staff
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<li>Assistance with Personal Hygiene, Showering,</li>
Toileting, Incontinence Care</li>
<li>Medication Tracking Program</li>
<li>Meal Preparation for Well Balanced Diets & Specialty Diets</li>
(Low Salt, Diabetic, Renal, Pureed)</li>
<li>Purposeful Engagement & Companionship</li>
<li>Light Housekeeping-Transportation to Appointments & Other Errands</li>
<li>Integrative Care Approach-Board Certified Holistic Practitioner on staff (Holistic Consults Available)</li>
<li>Hospice Support-End of Life Doula Service</li>
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We Provide Stress-Free, Supportive Care Relationships.
<p></p>
Professional Care Match Provides CONSISTENCY with
<p></p>
Live-In and Hourly Caregivers
<p></p>
Caregiving Services Provided By
<
… (read more)
We Provide Stress-Free, Supportive Care Relationships.
<p></p>
Professional Care Match Provides CONSISTENCY with
<p></p>
Live-In and Hourly Caregivers
<p></p>
Caregiving Services Provided By
<p></p>
Experienced CNAs, HHAs and PCAs:
<p></p>
– Expert Care For Those Challenged With Alzheimer’s & Other Dementia-Related Illnesses-Certified Dementia Practitioners on staff
<p></p>
<li>Assistance with Ambulation, Safe Transfers, Encouragement of PT/OT</li>
<p></p>
Exercises-COTA/L on staff
<p></p>
<li>Assistance with Personal Hygiene, Showering,</li>
Toileting, Incontinence Care</li>
<li>Medication Tracking Program</li>
<li>Meal Preparation for Well Balanced Diets & Specialty Diets</li>
(Low Salt, Diabetic, Renal, Pureed)</li>
<li>Purposeful Engagement & Companionship</li>
<li>Light Housekeeping-Transportation to Appointments & Other Errands</li>
<li>Integrative Care Approach-Board Certified Holistic Practitioner on staff (Holistic Consults Available)</li>
<li>Hospice Support-End of Life Doula Service</li>
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44 Mechanic St., #104 , Newton, MA, 02464
ComForCare Home Care takes the time to understand your needs and develops a personalized plan to help keep you living independently at home. We make recommendations for services and schedules that bot
… (read more)
ComForCare Home Care takes the time to understand your needs and develops a personalized plan to help keep you living independently at home. We make recommendations for services and schedules that both accommodate your needs and contribute to preserving dignity and quality of life. Give us a call and let us help you live your best life possible.
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ComForCare Home Care takes the time to understand your needs and develops a personalized plan to help keep you living independently at home. We make recommendations for services and schedules that bot
… (read more)
ComForCare Home Care takes the time to understand your needs and develops a personalized plan to help keep you living independently at home. We make recommendations for services and schedules that both accommodate your needs and contribute to preserving dignity and quality of life. Give us a call and let us help you live your best life possible.
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990 Washington St #210, Dedham, MA, 02026
We provide caregivers to facilities or private homes to assist with daily tasks, transportation, housekeeping, and/or personal care.
We provide caregivers to facilities or private homes to assist with daily tasks, transportation, housekeeping, and/or personal care.
1 Walpole Street, Norwood, MA, 02062
They have friendly nurses sent to my home.
They are good communication.
They have friendly nurses sent to my home.
They are good communication.
375 Concord Avenue, Suite #102, Belmont, MA, 02478
My elderly mom needed care a yr ago right up until she recently passed, And this Agency was by far the best care she could have received. Kathy was such a professional & kind ,caring coordinator &
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My elderly mom needed care a yr ago right up until she recently passed, And this Agency was by far the best care she could have received. Kathy was such a professional & kind ,caring coordinator & the caregivers were extremely kind, loving, patient & professional as well. They were such a perfect fit for my mom & her needs.The Nurse Beth was also an incredible help & asset to the awesome team. We were so fortunate to have them in our lives for our mom. They are true Angels & I would highly recommend this Agency to anyone who is in need of the best, attentive care ever! Thank You to an incredible Team!
Michelle & family
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My elderly mom needed care a yr ago right up until she recently passed, And this Agency was by far the best care she could have received. Kathy was such a professional & kind ,caring coordinator &
… (read more)
My elderly mom needed care a yr ago right up until she recently passed, And this Agency was by far the best care she could have received. Kathy was such a professional & kind ,caring coordinator & the caregivers were extremely kind, loving, patient & professional as well. They were such a perfect fit for my mom & her needs.The Nurse Beth was also an incredible help & asset to the awesome team. We were so fortunate to have them in our lives for our mom. They are true Angels & I would highly recommend this Agency to anyone who is in need of the best, attentive care ever! Thank You to an incredible Team!
Michelle & family
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275 Grove Street, Suite 2-400 , Newton, MA, 02466
Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He alway
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Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He always spoke good about how the caregivers and care manager took great care of him. I highly recommend their services
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Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He alway
… (read more)
Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He always spoke good about how the caregivers and care manager took great care of him. I highly recommend their services
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238 Bedford St, Lexington, MA, 02420
We found the owner difficult and indifferent. The aide assigned left early and arrived late, and seemed to feel she could come and go as she pleased, spent a lot of time in her car on the phone. Thi
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We found the owner difficult and indifferent. The aide assigned left early and arrived late, and seemed to feel she could come and go as she pleased, spent a lot of time in her car on the phone. This agency provided no back up when the aide cancelled.
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We found the owner difficult and indifferent. The aide assigned left early and arrived late, and seemed to feel she could come and go as she pleased, spent a lot of time in her car on the phone. Thi
… (read more)
We found the owner difficult and indifferent. The aide assigned left early and arrived late, and seemed to feel she could come and go as she pleased, spent a lot of time in her car on the phone. This agency provided no back up when the aide cancelled.
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124 Vernon St. , Newton, MA, 02458
MeetCaregivers is a fabulous agency. They are responsive and sensitive to the needs of the client and family, and work hard to find the right match(es).
For example, my mother was extremely hard of
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MeetCaregivers is a fabulous agency. They are responsive and sensitive to the needs of the client and family, and work hard to find the right match(es).
For example, my mother was extremely hard of hearing and needed caregivers who could speak slowly and repeat if needed, requiring a lot of patience. She also did not want to be "bossed around," which was difficult when she insisting on doing things that were unsafe for her. Her caregivers were very respectful and handled these situations with professionalism and grace.
When my mother declined quickly and was bedridden for over a week before her death, her devoted caregivers transitioned seamlessly to changing her diapers and giving her bed baths. I was impressed by their wide range of skill sets and their compassion and support as our family went through a difficult time. They became like family to us, staying later and doing extra when needed.
I would recommend MeetCaregivers without reservation for anyone seeking care.
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MeetCaregivers is a fabulous agency. They are responsive and sensitive to the needs of the client and family, and work hard to find the right match(es).
For example, my mother was extremely hard of
… (read more)
MeetCaregivers is a fabulous agency. They are responsive and sensitive to the needs of the client and family, and work hard to find the right match(es).
For example, my mother was extremely hard of hearing and needed caregivers who could speak slowly and repeat if needed, requiring a lot of patience. She also did not want to be "bossed around," which was difficult when she insisting on doing things that were unsafe for her. Her caregivers were very respectful and handled these situations with professionalism and grace.
When my mother declined quickly and was bedridden for over a week before her death, her devoted caregivers transitioned seamlessly to changing her diapers and giving her bed baths. I was impressed by their wide range of skill sets and their compassion and support as our family went through a difficult time. They became like family to us, staying later and doing extra when needed.
I would recommend MeetCaregivers without reservation for anyone seeking care.
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1408 Centre St, Roslindale, MA, 02131
The Team at Boston Best has added quality years to my Mom’s life. Honest, Integrity, Compassion and Patience. Thanks Gina!!!
The Team at Boston Best has added quality years to my Mom’s life. Honest, Integrity, Compassion and Patience. Thanks Gina!!!
24 Kenmar Dr, Billerica, MA, 01821
Arise and Shine Home care provides first class home care for Seniors. Our wide array of services help Seniors age in the comfort of their homes; while staying happy and healthy. Your comfort is our pa
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Arise and Shine Home care provides first class home care for Seniors. Our wide array of services help Seniors age in the comfort of their homes; while staying happy and healthy. Your comfort is our passion!!
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Arise and Shine Home care provides first class home care for Seniors. Our wide array of services help Seniors age in the comfort of their homes; while staying happy and healthy. Your comfort is our pa
… (read more)
Arise and Shine Home care provides first class home care for Seniors. Our wide array of services help Seniors age in the comfort of their homes; while staying happy and healthy. Your comfort is our passion!!
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266 Main St. Bldg. 1 Suite 9, Medfield, MA, 02052
Care Resolutions took care of my elderly Mom for 2 3/4 yrs. Never missed a shift 24/7. Compassionate, kind aides. Very protective, honest, sincere. Owner is a professional, works thru any problems
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Care Resolutions took care of my elderly Mom for 2 3/4 yrs. Never missed a shift 24/7. Compassionate, kind aides. Very protective, honest, sincere. Owner is a professional, works thru any problems with positive attitude. Highly recommend this agency.
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Care Resolutions took care of my elderly Mom for 2 3/4 yrs. Never missed a shift 24/7. Compassionate, kind aides. Very protective, honest, sincere. Owner is a professional, works thru any problems
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Care Resolutions took care of my elderly Mom for 2 3/4 yrs. Never missed a shift 24/7. Compassionate, kind aides. Very protective, honest, sincere. Owner is a professional, works thru any problems with positive attitude. Highly recommend this agency.
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945 Concord Street, Framingham, MA, 01701
I hired Simply Elder Care one time. It worked out well. The agency put me in touch with an experienced woman who came to the house once a day for six days for two hours. She mostly provided monitoring
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I hired Simply Elder Care one time. It worked out well. The agency put me in touch with an experienced woman who came to the house once a day for six days for two hours. She mostly provided monitoring and companionship for my father while we were away on vacation. I met with her prior to the engagement and was impressed with her. I wasn’t around much while she was providing the care because I was away on vacation but my father was very happy with the services that she provided, and it worked out well. The billing was fine. In fact, because it was a short engagement, I paid them in full beforehand. It was a snowstorm on one of the days when the woman was supposed to come, and because of the weather she was unable to come. Shortly after we returned, Simply Elder Care gave me a refund for that day when the woman didn’t come; I didn’t have to request it, so I was very happy about that.
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I hired Simply Elder Care one time. It worked out well. The agency put me in touch with an experienced woman who came to the house once a day for six days for two hours. She mostly provided monitoring
… (read more)
I hired Simply Elder Care one time. It worked out well. The agency put me in touch with an experienced woman who came to the house once a day for six days for two hours. She mostly provided monitoring and companionship for my father while we were away on vacation. I met with her prior to the engagement and was impressed with her. I wasn’t around much while she was providing the care because I was away on vacation but my father was very happy with the services that she provided, and it worked out well. The billing was fine. In fact, because it was a short engagement, I paid them in full beforehand. It was a snowstorm on one of the days when the woman was supposed to come, and because of the weather she was unable to come. Shortly after we returned, Simply Elder Care gave me a refund for that day when the woman didn’t come; I didn’t have to request it, so I was very happy about that.
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6 Green Way , Wayland, MA, 01778
My mother uses their care and they really are good we have a live-in caregiver the services are good their staff work very well with mom the prices afrodabel they work really stands out the owner is
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My mother uses their care and they really are good we have a live-in caregiver the services are good their staff work very well with mom the prices afrodabel they work really stands out the owner is very very much in voled with the clients and staff that’s what I really like a lot
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My mother uses their care and they really are good we have a live-in caregiver the services are good their staff work very well with mom the prices afrodabel they work really stands out the owner is
… (read more)
My mother uses their care and they really are good we have a live-in caregiver the services are good their staff work very well with mom the prices afrodabel they work really stands out the owner is very very much in voled with the clients and staff that’s what I really like a lot
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5 Bristol Dr, South Easton, MA, 02375
I have been a client of Advanced Care for a while now and my way of life has improved dramatically. My aid and I get along great and have a wonderful relationship. She helps with light housekeeping, p
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I have been a client of Advanced Care for a while now and my way of life has improved dramatically. My aid and I get along great and have a wonderful relationship. She helps with light housekeeping, personal care and errands. The Registered Nurse comes to my home to check in with me and my well being. This company really cares about their clients.
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I have been a client of Advanced Care for a while now and my way of life has improved dramatically. My aid and I get along great and have a wonderful relationship. She helps with light housekeeping, p
… (read more)
I have been a client of Advanced Care for a while now and my way of life has improved dramatically. My aid and I get along great and have a wonderful relationship. She helps with light housekeeping, personal care and errands. The Registered Nurse comes to my home to check in with me and my well being. This company really cares about their clients.
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Paying for Home Care in Newton, MA
The Cost of Home Care in Newton, MA
According to the 2021 Genworth Cost of Care Survey, home care in Newton costs almost $400 more than the state average and over $1,300 more than the national average. In the east of Massachusetts on the Atlantic coast, Barnstable Town has the least affordable home care in the state, costing around $400 more than in Newton. On the other side of the state in Pittsfield, care is significantly cheaper, costing almost $700 less per month. Seniors in Springfield pay around $950 less, and in Worcester, seniors pay $570 less.
The Cost of Home Care vs. Other Senior Care Options in Newton, MA
Home health care is slightly cheaper than home care in Newton, costing about $50 less per month despite its additional medical services. For older adults who only require daytime support, adult day care is the most affordable option, costing almost $4,700 less than home care. Assisted living communities in Newton cost about $500 more than home care, and for a semiprivate room in a nursing home, seniors pay more than double the amount of home care.
Nursing Home Care (semiprivate room)
Note: Data for Newton was unavailable, so data for the nearest city, Boston, was used instead.
Financial Assistance for Home Care in Newton, MA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Newton Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Newton:
Address: 345 Walnut St, Newtonville, MA 02460
Phone Number: (617) 796-1660
The Newton Senior Center is a nationally accredited local hub of activities and programs for elderly residents of Newton. This facility offers fitness, sports and hobby classes throughout the year. The Senior Center also gives elderly individuals and their caregivers access to support groups for elder care issues and for bereavement management.
Address: 1000 Commonwealth Ave, Newton Centre, MA 02459
Phone Number: (617) 655-8019
The City of Newton launched NewMo in 2019 as a scheduled transportation option for residents of the city aged 60 or older. This service can be used for rides to senior centers, grocery shopping locations, medical appointments, care facilities and religious services , inside Newton boundaries. The service, which normally costs $5 per ride, charges 50 cents per ride to elderly clients who receive fuel assistance, are enrolled in SNAP or are part of MassHealth.
Address: 307 Waverley Oaks Road, Suite 205 Waltham, MA 02452
Phone Number: (617) 926-4100
The Home Delivered Meals service of Springwell offers a hot lunch five days a week. Drivers who deliver the meals also check up on the well-being of recipients. Menu options are available for seniors with no major dietary issues or in accordance with special health needs. The service also includes kosher and Chinese options. Applicants must be 60 or older and either lack sufficient kitchen facilities or be physically, emotionally or mentally impaired in a way that prevents regular cooking.
Address: 100 Cambridge St, Suite 300, Boston, MA 02114
Phone Number: (617) 573-1100
The Low Income Weatherization Assistance Program for Massachusetts (LIWAP) is funded by state and federal money and open to income-eligible residents of the state. It places a preference on enrolling the elderly and families with disabled members. The LIWAP automatically approves applicants who receive Supplemental Security Income (SSI) payments. It’s open to households, elderly or otherwise, earning less than $51,137 per year as two-person homes or $39,105 for single-person households.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.