Memory Care Communities in Newton, MA

At $8,524, the average Newton senior pays an additional $2,899 per month when compared to the average American. However, New England states tend to be costlier, so the gap between Newton and the Massachusetts average is narrower, at $399. Newton’s not the state’s costliest city, as seniors in Barnstable Town pay $226 more for memory care. But Newton is costly when compared to other cities. Seniors relocating to Worcester could save $1,418, while a move to Springfield could save even more, at $2,214 per month.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

The median fee for memory care in Newton is $8,524 per month, although, families will find facilities with varying fees, considering location and amenities.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Massachusetts page.

Memory care’s median monthly fee is lower than nursing homes, which are around $13,155. Assisted living averages $6,819, while in-home care is $6,292. Deduct $48 to get the average for home health care. However, even this isn’t the most affordable option, as adult day care’s median fee is $1,614. This is attractive, but these centers aren’t always right for seniors with late-stage dementia.

The Executive Office of Elder Affairs monitors and regulates memory care facilities in Massachusetts. It issues licenses to those that comply with the rules and regulations and revokes them from those that don’t. The office conducts unannounced inspections and reviews complaints registered with the Long-Term Care Ombudsman to help it determine if a facility is underperforming.

• Newton’s seniors are never far from high-quality medical care. The main provider is Newton-Wellesley Hospital. It’s a 273-bed facility with many specialties, including orthopedics and neurology. There are also nationally ranked hospitals nearby, such as Massachusetts General Hospital and Brigham and Women’s Hospital.
• NewMo makes it easier for seniors who can no longer drive to get around the city. It’s a door-to-door shared ride service operating on weekdays between the hours of 7 a.m. and 6:30 p.m. and 9 a.m. to 12 noon on weekends. The standard fare for seniors is $3 per ride, while those with low incomes pay $1 per ride.
• Glancing at Newton’s overall cost of living index of 207.9 may put some people off. It’s far above the state average of 127.5 and the country’s 100. However, the city’s housing costs distort the figure. Newton actually compares favorably with other cities. The health cost average of 89.2 is one point below the state average, and transportation costs are significantly lower.
• One of the strongest indicators of Newton’s value is the very low rates of crime. Violent crime ranks at 9.7, well below the national average of 22.7. In percentage terms, property crime is lower still, ranked at 15.2, which is less than half the country’s norm of 35.4.
• Although it can’t compare with warmer climes, Newton’s climate is above average for Massachusetts. Lows of 18 degrees make chilly days in winter, and the 50 inches of snowfall is 22 more than the country’s average. However, the city gets 204 sunny days every year — one below the U.S. average — and 83 degrees in summer isn’t unusual. Annual rainfall is 10 inches more than the country’s median, but the city’s tree-lined streets and parks are lush and green because of it.
• Sperling’s BestPlaces gives Newton a health cost index of 82.7, placing it far ahead of the national average of 100. Although the city’s water quality is below average, other factors compensate overall. These include 371 physicians per 100,00 people, which is 161 more than the country’s median.