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The 10 Best Memory Care Facilities in Waltham, MA for 2024

 

Waltham is a charming New England community with walkable streets, low crime rates and high access to affordable health care, making it a favorite retirement destination for seniors. Of its estimated 64,000 residents, about 15% are aged 65 and over and more vulnerable to developing Alzheimer’s, promoting the need for compassionate dementia care solutions. According to the Centers for Disease Control and Prevention, the number of deaths linked to Alzheimer’s in the Waltham region increased by 26% between 2016 and 2020, slightly outpacing the total increase in the number of deaths. 

Memory care doesn’t cure Alzheimer’s, but it can be a key component that helps older adults maintain a high quality of life as their condition evolves. This long-term care solution includes secured housing, daily meals and highly trained caregivers who administer individualized care plans. Residents can participate in engaging recreational opportunities and enjoy early stage engagement activities that promote cognitive health.

This guide provides more information on memory care in Waltham, including how much care costs. It also highlights the top ways seniors and families pay for residential care. 

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Memory Care Facilities in Waltham, Massachusetts

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What to Consider About Memory Care in Waltham

Memory care facilities in Waltham are overseen by the Executive Office of Elder Affairs, and they comply with minimum guidelines related to housing, nutrition service and care planning. While they’re licensed as assisted living facilities, they must meet increased requirements for staffing, staff training and specialized safety features to provide dementia care.

Benefits and Drawbacks of Memory Care in Waltham

 

  • The air quality in Middlesex County, where Waltham is located, is very good and may be beneficial for older adults with certain heart or lung conditions. The American Lung Association gives the city high marks across all three metrics it measures, including a passing score for annual particle pollution, a B for 24-hour particle pollution and an A for ozone pollution.
  • While there are no hospitals in Waltham, many memory care facilities have physicians on-call who provide routine check-ups and care coordination services. There are about 371 doctors per capita in this city versus the national rate of 210, and health costs are about 17% lower than national norms.
  • Seniors in Waltham don’t pay state income taxes on their Social Security income. However, income from other sources, including retirement savings accounts and public and private pensions, are taxed at the full state rate without any available deductions or exemptions. The sales tax rate is relatively low and prescription drugs are exempt, which may save money for seniors managing chronic conditions.
  • Daytime temperatures in Waltham range from 35 in the winter to 83 in the summer, offering mild weather to seniors sensitive to extreme temperatures. The city rates 9.2 on a 10-point comfort index for its high number of days with pleasant weather conditions.
  • Waltham’s violent crime rate is lower than the national average, and while property crime is considerably more prevalent, the rate of incidents is still low compared to a typical U.S. city. On a 100-point crime index, the city rates 10.5 for violent crime and 20.1 for property crime versus national respective norms of 22.7 and 35.4.
  • Waltham’s overall cost of living rates are about 50% higher than the national average and about 22 points higher than the Massachusetts median on a 100-point index based on national norms. Groceries and utilities are relatively expensive, but housing costs are the main driver behind the city’s high cost of living. Choosing residential memory care may be a financially viable alternative to living independently for those with dementia.

 

Paying for Memory Care in Waltham

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

In Waltham, memory care facilities charge $8,524 monthly for care.

The Cost of Memory Care in Nearby Cities

Waltham is a relatively expensive place to obtain memory care, with local facilities charging $8,524 per month for services. This is about $400 over the state average, and it is considerably higher than the national norm of $5,625. In Barnstable Town, monthly fees are higher at $8,750, but families may save about $1,400 by choosing a memory care facility in Worcester. In Springfield, care costs are about $2,200 less than in Waltham, and in Pittsfield, care costs are very competitive at $2,605.

Waltham

$8,524

Massachusetts

$8,125

United States

$5,625

Barnstable Town

$8,750

Pittsfield

$2,605

Springfield

$6,310

Worcester

$7,106

The Cost of Other Types of Senior Care

In Waltham, dementia care is costly compared to most other senior care options, with monthly fees coming in at $8,524. This is significantly less than nursing home rates, which average about $13,155 for semiprivate rooms, but other long-term care solutions may be more economically priced. Seniors without memory-related conditions pay $6,819 for assisted living, and those who obtain private care at home pay $6,292 for in-home care and $6,244 for home health care. Adult day health care costs are even lower at $1,614.

Memory Care

$8,524

In-Home Care

$6,292

Home Health Care

$6,244

Adult Day Health Care

$1,614

Assisted Living Facility

$6,819

Nursing Home Facility (semiprivate room)

$13,155

Note: Data for Waltham was unavailable, so data for the nearest city, Boston, was used instead.

Financial Assistance for Memory Care in Waltham

Learn more about these programs, plus who’s eligible, on our Memory Care in Massachusetts page.

Financial Assistance in Massachusetts

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Massachusetts page.

Free Memory Care Resources in Waltham

Waltham and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in a memory care community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free memory care resources in Waltham, please visit our Memory Care in Massachusetts page.

Memory Care Laws and Regulations in Waltham

 

Waltham Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in Massachusetts are required to follow. Visit our Memory Care in Massachusetts page for more information about these laws.

Laws and Regulations in Massachusetts

Reviews of Communities Nearby

Memory Care

DebM

I am a friend or relative of a current/past resident

Review of Benchmark Senior Living at Waltham Crossings

I am so appreciative of the great care that the Harbor (Memory care) staff are giving my husband. Their patience, kindness, and gentle ways have reduced his difficult behavior which have led to him...

Read more

Memory Care Facilities near Waltham, MA

NewtonWestonArlingtonBrightonCambridgeWayland

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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