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The 10 Best Memory Care Facilities in San Diego, CA for 2024

Out of the San Diego’s 1,381,611 residents, an estimated 13.3% are 65 and older, and, unfortunately, dementia and Alzheimer’s disease rates are on the rise. Dementia care is needed for a portion of the population, as the CDC reports that Alzheimer’s disease death rate in San Diego rose 10.79% between 2016 and 2020. According to the Alzheimer’s Association, as many as 55 million people worldwide live with Alzheimer’s disease or another type of dementia.

Memory care communities in San Diego provide specialized services in a residential setting. Residents receive 24/7 care and supervision from highly trained staff. These communities often have programs to encourage a positive quality of life mentally, physically and often spiritually. This guide details memory care costs in San Diego. There’s also cost comparisons to nearby cities and basic information about agencies and organizations that provide services and support.

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Memory Care Facilities in San Diego, California

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What to Consider About Memory Care in San Diego

The California Assisted Living Association monitors memory care facilities in San Diego and the rest of the state. These facilities are licensed as residential care homes for the elderly. Facilities that provide dementia care meet additional guidelines for staffing, staff ratios, care planning, recreational programming and building requirements.  

Benefits and Drawbacks of Memory Care in San Diego

  • San Diego is a relatively expensive place to live, even compared to California’s high cost of living. Housing costs are among the highest in the state, and residents typically pay more for groceries, utilities and transportation than in other California cities. To help seniors control living costs, local agencies, such as the Area Agency on Aging, provide options counseling and public benefits screenings.  
  • San Diego is a fairly safe city to live in, which may provide peace of mind to families with loved ones in long-term care. On a 100-point index, the city’s violent crime frequency is rated 24.4 and property crime is rated 31.4, compared to the national respective scores of 22.7 and 35.4. FBI data indicates that crime occurrences have been trending downward for two decades.
  • San Diego’s weather makes it one of the most comfortable cities in the nation to live in. The city gets no snow and only about 12 inches of annual rainfall, and year-round high temperatures range from 66-82 degrees. Memory care facilities have secured outdoor areas where residents enjoy activities, such as walking and gardening.
  • Health care costs in San Diego are about 15% lower than in the typical U.S. city, and there is a relatively high number of doctors per capita, which may benefit those managing chronic conditions, such as dementia. The city is home to two top-rating hospitals, UC San Diego Health and Scripps La Jolla Hospital.  
  • San Diego’s air quality is subpar, with the American Lung Association grading the region an F for ozone pollution and a D for particle pollution. This may impact the quality of life for those with respiratory or cardiovascular conditions.  
  • Seniors in San Diego don’t pay state income taxes on Social Security benefits, but all other types of retirement income are fully taxed at the state’s high rates. Sales and property taxes are very high, but seniors may be able to avoid these expenses by transitioning to residential care.  
  • San Diego is designated a Dementia-Friendly community, meaning that it has public spaces, emergency response systems and housing options for those with Alzheimer’s. 

Paying for Memory Care in San Diego, CA

When trying to decide how to pay for memory care, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of memory care in San Diego and 139 other cities in California.

Inflation's Impact on the Cost of Memory Care in San Diego, CA

Memory care prices in San Diego have risen significantly due to inflation since 2022 and are expected to rise in 2024, with an average price increase of 19.1%. Nationwide inflation has been at a similar level, although memory care fees have risen by an average of just 13.8% across California. In Pleasanton, one of California's most affordable cities for memory care, inflation of 19% is projected, and the same applies in Brentwood. Dublin, one of the more costly locations for memory care, anticipates costs reaching $11,867 in 2024. Rising fees make shopping around and careful planning vital for seniors.

Location2022 Cost (Historical)2023 Cost (Current)2024 Cost (Estimated)
San Diego$6,296$6,951$7,499
U.S. Average$4,863$5,369$5,792
California$5,668$5,866$6,453
Dublin$9,963$11,000$11,867
Pleasanton$4,786$5,284$5,700
Brentwood$6,875$7,590$8,188

The Cost of Memory Care in Nearby Cities

Nationally, seniors pay $5,625 per month for memory care, and in California, rates are among the highest in the nation at $6,523. San Diego seniors pay even more for care, with memory care facilities charging $6,844 per month on average. In the Santa Cruz area, care costs are a little higher at $6,938, and in El Centro, residents pay approximately $7,688. Santa Rosa is among the costliest cities in California for care, with rates averaging $8,810. Those seeking more affordable care may consider Riverside, where rates are nearly $2,000 per month lower than in San Diego at $5,000.  

San Diego

$6,844

California

$6,523

The United States

$5,625

El Centro

$7,688

Riverside

$5,000

Santa Rosa Area

$8,810

Santa Cruz Area

$6,938

The Costs of Other Types of Senior Living

Memory care is more costly than other senior living options, typically costing $6,951 per month due to the 24-hour care and supervision and the need for dementia-care-trained staff. Assisted living fees in San Diego are usually around $4,479, for which seniors receive help with housekeeping and personal care. Healthy and mobile people may find independent living more appropriate and affordable, averaging $3,679 per month.

Assisted Living

$4,479

Memory Care

$6,951

Independent Living

$3,679

Financial Assistance for Memory Care in San Diego

In San Diego there are options for seniors who need financial assistance paying for Memory Care. For more information about other options, who qualifies, and how to apply, Memory Care in California page.

More ways to pay for memory care in CA

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in California page.

Free Memory Care Resources in San Diego

San Diego seniors and families have access to numerous local nonprofit organizations and government agencies that help them make informed decisions regarding dementia care. Through these resources, individuals can connect with legal and financial advisors, find early-stage engagement programs and learn more about local long-term care options.  

Area Agency on Aging

Retirees can find support and advice on various senior-related issues from their local Area Agency on Aging. The agency provides advice on topics such as financial assistance programs, in-home care and long-term care planning. It also connects seniors and caregivers with community-based resources.

Program NamePhone NumberDescription
Aging & Independence Services800-339-4661California's network of Area Agencies on Aging work under the umbrella of the California Department of Aging. These agencies promote healthy living for older residents through a variety of federal and state-funded programs. Some of these programs include supportive services, senior nutrition programs, care management programs, caregiving services and Medicare and insurance counseling. Low-income seniors can become productive community members through volunteer programs, such as the Senior Companion Program and the Senior Community Service Employment Program.

Financial Assistance for Senior Care

San Diego seniors wishing to remain in their own homes can find financial assistance from several local resources. These programs and organizations help retirees cover the cost of services such as home care, property modifications and utilities.

Program NamePhone NumberDescription
Casa Pacifica ADHC Center619-424-8181Community-Based Adult Services is a program designed to prevent seniors from entering nursing homes if their needs can be met in the community. It covers professional nursing care, mental health services, occupational and physical therapy, personal care and other services to help participants maintain their quality of life.
Loving Care ADHC619-718-9777Community-Based Adult Services is a program designed to prevent seniors from entering nursing homes if their needs can be met in the community. It covers professional nursing care, mental health services, occupational and physical therapy, personal care and other services to help participants maintain their quality of life.
San Diego Family Circle ADHC858-244-4555Community-Based Adult Services is a program designed to prevent seniors from entering nursing homes if their needs can be met in the community. It covers professional nursing care, mental health services, occupational and physical therapy, personal care and other services to help participants maintain their quality of life.
Neighborhood House ADHC Center619-233-6691Community-Based Adult Services is a program designed to prevent seniors from entering nursing homes if their needs can be met in the community. It covers professional nursing care, mental health services, occupational and physical therapy, personal care and other services to help participants maintain their quality of life.
In-Home Supportive Services Program (IHSS) - San Diego800-339-4661The In-Home Supportive Services Program covers the cost of home-based services that can help eligible participants avoid having to move out of their homes. Covered services include meal preparation, house cleaning, personal care and grocery shopping.

Cash Assistance Programs

Cash assistance programs in San Diego provide financial support to help low-income retirees remain in their own homes for as long as possible. Seniors and caregivers can apply for tax rebates and reductions, discounts on vital services and help covering the cost of heating and cooling their home.

Program NamePhone NumberDescription
General Relief - San Diego866-262-9881San Diego's General Relief Cash Assistance Program is funded by the county and provides emergency cash loans to eligible seniors. Although primarily targeted toward seniors up to the age of 64, older seniors burdened by no or low incomes and few material resources may also be considered. Applicants can apply online at BenefitsCal or in person at San Diego Family Resource Centers in multiple convenient locations. Qualification requires proof of local residency and lack of access to funds or support.

Food Assistance Programs

Local organizations help ensure elderly citizens have a balanced diet and receive essential vitamins and minerals to remain healthy. Through nutrition programs, congregate meals, home-delivered meals and food pantries, these programs help San Diego seniors afford the nutritious food they need.

Program NamePhone NumberDescription
Chollas View United Methodist Church Food Distribution619-264-0169Chollas View United Methodist Church, located in San Diego, CA, operates a food distribution program every Saturday between 10 a.m. and noon. In-need community members of all ages can get a range of ingredients to prepare meals at home to alleviate hardship and hunger. Devout seniors can also attend worship each Sunday at 11 a.m.
Ocean Beach Emergency Food, Inc.Ocean Beach Emergency Food, Inc., also known as Loaves & Fishes, is an emergency food bank serving Ocean Beach and the Peninsula area. To qualify, seniors must reside in the 92106, 92107 or 92110 areas and be in need of food. The emergency food bags provided contain peanut butter, beans, canned fruits and vegetables, bread, rice and pasta, soup and other shelf-stable items. The organization can also assist with toiletries and hygiene products as needed based on available supplies.
Meals on Wheels - San Diego County619-260-6110Meals on Wheels combats hunger and isolation by delivering nutritious meals to seniors throughout California. Local branches of the organization decide how many and at what times meals will be delivered each week.
San Diego Hunger Coalition858-452-3663The San Diego Hunger Coalition coordinates hunger-relief efforts across San Diego County and helps direct residents to the food banks and distribution centers that serve their areas. The SDHC helps direct seniors to congregate meal sites or set them up with a home-delivered meal program. The organization also assists low-income families and individuals in signing up for CalFresh grocery assistance and the federal WIC program.

Many organizations offer free or low-cost legal services to San Diego seniors. Older adults can access advice on issues such as estate planning, living wills and power of attorney. Some firms also act as long-term care ombudsmen, advocating for the rights of seniors in senior living communities.

Program NamePhone NumberDescription
Long-Term Care Ombudsman Program - San Diego858-640-4661San Diego's Long-Term Care Ombudsman Program provides direct support for seniors living in nursing homes, assisted living facilities and similar shared communities. Ombudsmen help ensure seniors are aware of their legal rights. They may advocate on behalf of such seniors when they inquire about quality of care or billing and benefits issues. The program also assists with transferring into or out of communities, financial or physical abuse by caregivers, and proper nutrition along with similar elder concerns.

Senior Engagement

Senior engagement resources and programs in San Diego help older adults remain active and ensure they contribute to the community. Resources include wellness programs, volunteer opportunities, support groups and organizations that help residents connect with the community to live fulfilling lives.

Program NamePhone NumberDescription
Aging & Independence Services Volunteer Programs858-505-6399Aging & Independence Services Volunteer Programs offers two volunteer programs for seniors. Older adults aged 55 and up can join The Retired and Senior Volunteer Program run by AmeriCorps, while seniors aged 50 and older can join The Senior Volunteers in Action. Seniors will get a chance to work in museums, law enforcement and senior centers.

Social Security Offices

Social Security offices in San Diego help seniors and disabled people access the benefits they're entitled to. Older adults can contact their local office for information about receiving retirement benefits, disability allowance and Supplemental Security Income.

Program NamePhone NumberDescription
San Diego Social Security Offices800-772-1213Social Security is a source of income available to retirees and people who can no longer work because of a disability. The money for Social Security comes from a payroll tax levied on employers, employees and self-employed individuals. When you retire, you'll receive monthly payments based on how much you earned when you were working.

Utility & Energy Bill Assistance

Low-income seniors who are struggling to meet the costs of maintaining their homes can find support from organizations that offer assistance with utility and energy bills. San Diego retirees could also qualify for emergency funding programs if they're in danger of losing utility services due to unpaid invoices.

Program NamePhone NumberDescription
Low Income Home Energy Assistance Program (LIHEAP) - San Diego866-675-6623The Low Income Home Energy Assistance Program helps eligible households balance their utility bills, while the LIHEAP Energy Crisis Prevention Program provides financial assistance to low-income households facing energy-related crises. For example, the ECPP may offer assistance to a homeowner who's in danger of having their power shut off.

Veteran's Services

San Diego retirees who have served in the U.S. military can find support from local veteran services. These offices and organizations help vets access the benefits they're eligible for and provide advice and information on a variety of issues.

Program NamePhone NumberDescription
Jennifer Moreno Department of Veterans Affairs Medical Center858-552-8585The Jennifer Moreno Department of Veterans Affairs Medical Center provides primary and specialty health services for veterans in San Diego. Mental health care, pain management, women's health services, rehabilitation and integrative health are some of the center's many health care offerings. The center employs a philosophy of whole health and patient-centered care that ensures each veteran has comprehensive support.
San Diego Vet Center858-642-1500The San Diego Vet Center, located in San Diego, California, is a valuable resource for veterans seeking mental health support and assistance. The center specializes in mental health counseling, providing individual and group therapy to help address issues such as depression, anxiety, PTSD and grief. With a focus on improving veterans' well-being, San Diego Vet Center is a pillar of support for those who have bravely served their country.

Memory Care Laws and Regulations in San Diego

San Diego Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in California are required to follow. Visit our Memory Care in California page for more information about these laws.

Laws and Regulations for memory care in California

Reviews of Communities Nearby

Memory Care

Marian

I visited this facility

Review of Pacifica Senior Living Rancho Peñasquitos

When I toured Pacifica Senior Living Rancho Peñasquitos, it was a day when they were very busy with a luau. So, most of the residents were at the luau, and so were the staff. When we went around to...

Provider response

Thank you for taking the time to share your personal feelings with us. We understand the heartbreak of seeing a loved one succumb to an unforgiving disease such as Alzheimer’s. There are no easy...

Read more

Memory Care

Traci

I visited this facility

Review of Pacifica Senior Living Rancho Peñasquitos

We had an in-person tour of Pacifica Senior Living Rancho Peñasquitos. The physical appearance was magnificent. Everything was just beautiful. It was very comfortable and inviting. They had a lot...

Provider response

Hi Traci, we are so glad our team could exceed all of your expectations. Thank you for taking the time to leave this positive review for our community! We look forward to seeing you again at...

Read more

Memory Care

Kim

I visited this facility

Review of Gold Canyon Care Home

Gold Canyon Care Home seemed very kind and giving to the residents. The facility itself was quite cluttered though and I think that would be very confusing to someone with dementia. They would have...

Read more

Memory Care Facilities near San Diego, CA

CoronadoNational CityChula VistaLemon GroveLa MesaImperial Beach

Other Options in San Diego, CA

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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