Oklahoma is home to 67,000 seniors who are diagnosed with Alzheimer’s disease, according to the 2020 statistics provided by the Alzheimer’s Association, and the number of affected individuals is expected to reach 76,000 by 2025. In 2018, there were 1,739 deaths from the disease — an increase of over 172% since 2000 — and it’s now the sixth most common cause of death in Oklahoma.

During the early stages of Alzheimer’s disease, it may be possible for an individual to remain living in their own home with minimal differences to their daily routine. However, as the disease progresses and symptoms worsen, the need for specialized care increases. As such, many Oklahomans with the disease will enter residential facilities as part of a memory care program.

Memory care can either be offered on its own in a community designed especially for those with dementia or Alzheimer’s, or, more often, it’s provided as a service in a separate wing of an assisted living facility. Memory care programs are designed specifically for those with memory impairment, and the facilities often coordinate social activities and schedules specifically for the needs of those living with Alzheimer’s or dementia.

This guide can help seniors and family members discover the cost of Oklahoma’s memory care facilities, with comparisons to nearby states and alternative methods of care. Financial assistance and helpful resources in the state are also covered.

The Cost of Memory Care in Oklahoma

Memory care is similar to assisted living — both provide 24/7 residential care in similar surroundings — but the extra supervision and services for residents with Alzheimer’s disease comes at an additional cost. The increase is generally around 20% to 30%, and therefore we’ve added 25% to the average cost of assisted living to provide a more accurate representation of Oklahoma’s memory care costs.

Memory Care Costs in Nearby States

Oklahoma’s memory care costs — $4,398 per month — fall about midrange compared to the costs in nearby states and the country as a whole, according to the Genworth 2019 Cost of Care Survey. The average nationwide cost is roughly 15% higher than in the state, and memory care in Kansas is 27% more expensive than in Oklahoma. The cost in Texas is higher by 6.5%. Arkansas and Missouri are more affordable than Oklahoma by 10% and 18%, respectively.

$4398

Oklahoma

$5064

National

$5591

Kansas

$4688

Texas

$3969

Arkansas

$3601

Missouri

Cost of Other Types of Care in Oklahoma

The cost difference between the various levels of long-term care for Oklahoma seniors has a much smaller range than what is found in most other states. For example, nursing home care costs considerably less than the norm for the U.S., at an average of $4,867 per month, which is about 10% more expensive than memory care. Assisted living and adult day care programs are also more affordable than the nationwide averages, at $3,518 and $1,387, respectively. In-home care services are slightly below the cost of residential memory care, whether the individual requires skilled health care ($4,242) or homemaker services ($4,195).

$4398

Memory Care

$4195

In-Home Care

$4242

Home Health Care

$1387

Adult Day Care

$3518

Assisted Living Facility

$4867

Nursing Home Care

The Cost of Memory Care in Oklahoma’s Top Cities

Comparing Costs Across Oklahoma

When comparing the most populous cities in Oklahoma, the difference in cost for memory care can be up to $2,000 per month. Tulsa is the most expensive city included in the survey, with an average cost of $5,463, while Enid is the least expensive at an average of $3,575 per month. Oklahoma City and Lawton are in between, with the two cities sharing an average monthly cost of $4,155 for memory care. Just across the southern border in Sherman, Texas, the average is $5,513 per month, which is higher than the cost in Oklahoma’s most expensive city.

$5463

Tulsa

$4155

Oklahoma City

$4155

Lawton

$3575

Enid

$5513

Sherman, TX

Financial Assistance for Memory Care in Oklahoma

Medicaid ADvantage Program and Assisted Living Service Option

Seniors who have a low income and a need for additional care may qualify for the ADvantage program, which covers nursing facilities and many in-home care services, such as meal delivery, homemakers and various therapies. ADvantage is the home and community-based services waiver for Medicaid in the state.

Furthermore, seniors may qualify for the Assisted Living Service Option (ALSO), which covers the cost of personal care received in participating assisted living facilities in Oklahoma. The resident remains responsible for the cost of room and board, which is capped at 90% of current SSI payments. Oklahomans who have Alzheimer’s disease or other forms of dementia are likely to qualify for the ALSO.

Who Is Eligible?
Applicants must be aged 65 and older and deemed medically eligible due to increased care needs. Those under age 65 must be disabled by Social Security Administration standards. Applicants must also be financially eligible, which requires a monthly income equal to or less than $1,967 per month, which is 185% of the Federal Poverty Level.

How to Apply
Oklahomans who aren’t yet enrolled in the ADvantage program should call 1-800-435-4711 to request the assisted living option. ADvantage members should call their case manager.

Free and Low-Cost Memory Care Resources in Oklahoma

Seniors and caregivers may find useful information and connections to local services by contacting the providers and agencies listed here. Most services come at no cost to those deemed financially needy.

ResourceContactServices
Area Agencies on AgingView the website’s AAA map or call the statewide helpline at 1-800-211-2116Oklahoma is served by 11 Area Agencies on Aging, which are funded via the Older Americans Act and managed by the Aging Services Division. Although the majority of services available relate to in-home care, these agencies can help with questions about eligibility for various state programs and Medicare. Staff can also provide information and referrals to local services and long-term care facilities, including those that provide memory care.
Oklahoma Chapter of Alzheimer’s Association1-800-272-3900This nonprofit provides advocacy and assistance for people with Alzheimer’s and those who care for them. The nationwide organization also provides connections to clinical trials and other appropriate services, and staff at the Oklahoma chapter combine this with local knowledge. The helpline is available 24/7 and is useful for caregivers and recently diagnosed individuals who are unsure of their options.
Senior Legal Help1-855-488-6814Oklahomans aged 60 and older can call Legal Aid Services of Oklahoma for free legal help and referrals. Online applications are also accepted, and the website contains useful self-help information on various senior-related civil legal issues, such as health care, guardianship, prescription drug coverage and financial concerns.
Social Security OfficesSee website for local listingsFinancial assistance may be available for residents aged 65 and older and people with disabilities of any age. Seniors who are eligible for Social Security may also qualify for state benefits, such as Oklahoma Medicaid’s ADvantage Program.
Oklahoma Department of Veterans AffairsView list of local centers or call 855-701-6382Veterans and their eligible dependents can get help applying for state and federal veteran benefits and other applicable forms of financial assistance from the knowledgeable staff at local Veterans Centers throughout Oklahoma. Veterans with Alzheimer’s disease may qualify for additional monthly payments via the Aid and Attendance benefit, which can be used to pay for memory care.
Long-Term Care Ombudsman Program405-521-2281The LTC Ombudsman provides advocacy for residents of all senior care facilities in Oklahoma, and can investigate complaints of abuse, neglect and other wrongdoing at such facilities.

Memory Care Laws and Regulations in Oklahoma

In Oklahoma, memory care facilities are licensed as assisted living centers and designated as special care providers if approved for Alzheimer’s care. The Oklahoma State Department of Health is responsible for regulating and inspecting these and other long-term care facilities.

Scope of CareMemory care facilities can accept residents who require assistance with activities of daily living, as well as Alzheimer’s care, but do not require constant nursing care or otherwise exceed the level of care provided in a facility. The facility must provide accommodation, activities, food, security and supervision.
Admission Policy and PlanningAssisted living and memory care residents must be given a contract that clearly outlines the facility’s admission and discharge policies, grievance procedure and services provided. If memory care is offered, the contract must include specifics about the care and other services related to Alzheimer’s disease that the facility provides, as well as itemized costs where appropriate.
Medication PolicyAll facilities that provided assisted living or memory care must have the appropriate staff to administer medication, and all medication must be ordered by a physician. Staff must receive appropriate training before administering medication. A registered nurse or pharmacist must be part of the monthly review process for resident medications.
Employee Checks and TrainingOklahoma requires no definitive ratio of staff to residents. However, secure facilities must have at least two staff members on duty, and this applies to all memory care facilities and units. Additionally, the state requires that an appropriate number of staff are available at all times based on resident needs. Employees who work in memory care or are expected to encounter residents with Alzheimer’s must be sufficiently trained, and all staff must pass background checks.
Medicaid PolicyMedicaid covers the cost of care received in participating assisted living and memory care facilities for residents who are approved for the ADvantage and ALSO programs. However, residents must pay room and board costs.
How to File ComplaintsResidents, family and members of the public can submit an online report or call the statewide Adult Protective Services hotline at 1-800-522-3511 to report suspected abuse or negligence in a memory care facility.

Frequently Asked Questions

How much does memory care cost in Oklahoma?

The average cost of memory care in Oklahoma is $4,398 per month, which is approximately 15% less expensive than the U.S. median.

Does Oklahoma Medicaid pay for memory care?

Yes. However, the state Medicaid program will cover the cost of care only — not the room and board fees — and the individual must qualify for this service as part of the ADvantage Program.

What are activities of daily living?

Activities of daily living include a number of routine daily self-care tasks, such as showering, dressing, preparing meals, eating and transferring to a wheelchair.

What types of facilities offer memory care?

Memory care is most often provided in a secure unit of an assisted living facility or in a stand-alone facility. Some adult day care programs offer services for those with Alzheimer’s, although this is usually only appropriate in the earliest stages of the disease.

What types of therapies are offered in memory care facilities?

Physical, occupational and speech therapies are provided in many assisted living and memory care facilities. Therapies offered with Alzheimer’s care often include cognitive stimulation, validation, music and art.