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The 10 Best Memory Care Facilities in Cambridge, MA for 2023

Alzheimer’s has a greater likelihood of affecting older adults aged 65 and older, according to the Alzheimer’s Association. Since 11.3% of Cambridge’s 117,090 residents are 65 and older, many of the city’s families are affected. According to the CDC, Cambridge has seen a 25.8% increase in Alzheimer’s deaths from 2016 to 2020, which is in line with the 24% increase in all deaths during the same time frame. Dementia care can be an important part of reducing these rates.

Memory care facilities offer trained staff members who can assist seniors and their families as they navigate the concerns of memory loss. These facilities are specially designed to support seniors with dementia, using predictable schedules, clear signage and cutting-edge security throughout the facilities. They also provide care with activities of daily living and give seniors dementia-friendly activities to participate in. This guide outlines dementia care options in Cambridge and provides seniors and their families with information about the cost of this type of care. It also lists resources for families to get free and low-cost help.

Directory of Memory Care Facilities in Cambridge, Massachusetts

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What to Consider About Memory Care in Cambridge

Memory care and other senior living residential facilities must get licensed through and follow the rules and regulations of the Executive Office of Elder Affairs. The EOEA is a division of the Department of Health and Human Services and is responsible for monitoring the quality of care given through the state’s residential facilities for older adults. 

Benefits and Drawbacks of Memory Care in Cambridge

  • Though the climate in the winter can be harsh in Cambridge, with an average of 50 inches of snow each year, summers have warm temperatures with average high temperatures in the 80s. There are 201 sunny days a year on average.
  • Both violent crime and property crime rates in Cambridge are just slightly below average compared to national averages. The security features of memory care facilities help improve the safety of seniors.
  • Though the cost of living in Cambridge is much higher than average, some areas offer affordability. Health care has an average cost that is nearly 11 points less than the national cost of living averages. Transportation costs are also lower than average.
  • For their health care needs, seniors in Cambridge can visit Mount Auburn Hospital, ranked among the top 10 hospitals in the state. This facility is high performing in eight procedures, including heart attack and heart failure care. The city is also near to Massachusetts General Hospital in Boston, which is the state’s top hospital and one of the top 20 in the country for senior care.
  • Cambridge offers both Massachusetts Bay Transportation Authority and MassDOT public transit options to get around the metro area. These public transit options offer reduced fares for people 65 and older, and MBTA has The RIDE, a door-to-door paratransit service.
  • Massachusetts does not tax Social Security income or public pension income, but it makes tax withdrawals from retirement accounts and private pension income. Thus, it is considered a moderately tax-friendly community for retirees.

Paying for Memory Care in Cambridge

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

Seniors in Cambridge who need the services of a memory care facility will pay an average of $8,524 for care.

The Cost of Memory Care in Nearby Cities

Memory care in Cambridge is higher than both the national and state averages. The state’s average is $8,125 a month, while the national average is $2,899 less monthly than in Cambridge. In Massachusetts, the most affordable memory care is found in Pittsfield, where the average is $2,605, and the most costly is in Barnstable Town, where the average is $8,750 a month. In Springfield, seniors can expect to pay $6,310 for memory care.

Cambridge

$8,524

Massachusetts

$8,125

United States

$5,625

Pittsfield

$2,605

Springfield

$6,310

Barnstable Town

$8,750

The Cost of Other Types of Senior Care

The most affordable senior care option in Cambridge is adult day health care, which averages $1,614 a month. Seniors who require care at home can expect to pay $6,292 a month for in-home care and $6,244 a month if they need basic nursing care at home. Assisted living facilities average $6,819 a month compared to the more intensive care of a nursing home, which averages $13,155 for a semiprivate room. In contrast, memory care is the next most costly, at $8,524 a month.

Memory Care

$8,524

In-Home Care

$6,292

Home Health Care

$6,244

Adult Day Health Care

$1,614

Assisted Living Facility

$6,819

Nursing Home Care Facility (semiprivate room)

$13,155

Note: Data for Cambridge was unavailable, so data for the nearest city, Boston, was used instead.

Financial Assistance for Memory Care in Cambridge

In Cambridge there are options for seniors who need financial assistance paying for Memory Care. For more information about other options, who qualifies, and how to apply, visit our Memory Care in Massachusetts page.

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Massachusetts page.

Free Memory Care Resources in Cambridge

Many nonprofit organizations and government agencies in Cambridge offer free and low-cost services for seniors and their caregivers impacted by memory loss. Through these groups, families can receive help with everything from legal services to snow removal.

ResourceContactService
Cambridge Council on Aging(617) 349-6220The Cambridge Council on Aging connects local seniors to the resources they need to thrive. This includes discount programs, utility exemptions, snow removal help, transportation, and information and referral services. SHINE health insurance counseling is also available here.
Alzheimer’s Association Massachusetts/New Hampshire Chapter(800) 272-3900Through the Alzheimer’s Association, families of older adults with dementia can connect with local support groups to learn more about living with these conditions. The Association also operates a helpline to assist families in finding local support and services to help them navigate memory loss.
Massachusetts Long-Term Care Ombudsman(617) 727-7750Seniors living in memory care communities can contact the state Long-Term Care Ombudsman to learn about their rights to proper care. Families can get help advocating for their loved ones and protecting them against abuse and neglect. The Ombudsman will investigate complaints and help facilities and families reconcile them.
Cambridge Connections Memory Cafe(617) 349-6220The Cambridge Connections Memory Cafe provides a social gathering for seniors with memory loss and their caregivers. This inclusive space allows families access to friendly conversation and activities that support memory. Groups meet at the Citywide Senior Center.
Cambridge and Somerville Legal Services(617) 603-2700Low-income seniors dealing with memory concerns can get free legal help through CASLS. Volunteer legal experts will assist with concerns about MassHealth, public benefits and affordable housing services.

Memory Care Laws and Regulations in Cambridge

Cambridge Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in Massachusetts are required to follow. Visit our Memory Care in Massachusetts page for more information about these laws.

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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