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The 10 Best Assisted Living Facilities in Somerville, MA for 2024

Somerville, a vibrant and diverse city in the Boston metropolitan area, has a population of almost 80,000 people, 9.3% of whom are over 65. The city is very walkable, with a good distribution of shops and restaurants and a relatively low crime rate.  A high level of health care is available in and around Somerville, and numerous assisted living facilities provide senior accommodation.

Assisted living offers seniors a compromise between assistance and independence. It’s ideal for those who desire a maintenance-free lifestyle or need some help with activities of daily living such as grooming, dressing or medication management. Care plans are personalized to suit individual needs, and seniors are encouraged to be independent and enjoy enriching social activities every day. The average cost of assisted living in Somerville is $6,819 per month, $319 more than the Massachusetts average and $2,319 more than the national average.

This guide offers insights into the cost of assisted living in Somerville and nearby cities, other senior care types, free and low-cost resources and financial assistance for assisted living.

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Assisted Living Facilities in Somerville, Massachusetts

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What to Consider About Assisted Living in Somerville

The Executive Office of Elder Affairs is responsible for the certification and regulation of assisted living facilities in Massachusetts, which includes Somerville. The EOEA conducts compliance reviews and enforces regulations related to staffing requirements, training requirements, provisions for senior living quarters, food services, dietary provisions and more. Reviews include inspections of common areas, living quarters and resident records.

Benefits and Drawbacks of Assisted Living in Somerville

  • Seniors in Somerville have access to high quality health care. The city has approximately 371 physicians per 100,000, which is far more than the national average of 210. Somerville boasts 12 teaching hospitals, and the Boston Medical Center is ranked as one of the best in the country. Teaching hospitals have a good reputation for providing quality care and often provide free services for low-income patients.
  • The city is very walkable and transit-friendly, with an average walk score of 89. This is good news for seniors who can get around independently, but those who can’t might consider one of the following transportation options: the Council on Aging’s Senior Transportation Program, Door2Door-SCM Transportation and MBTA the Ride.
  • Living in Somerville can  be quite expensive, with a cost of living 63.6% higher than the U.S. average. This includes the cost of groceries, utilities and housing, most of which don't impact seniors living in assisted living facilities. One expense that does affect all seniors is health costs. Fortunately, health care in Somerville costs around 10% lower than the national average.
  • Sales tax in Massachusetts is 6.25%, while personal income is taxed at 5%, but seniors older than 65 may be able to make their retirement dollars go further by claiming certain tax credits and exemptions when filing their annual tax returns. More good news is that social security benefits are not taxed.
  • Somerville is a member of the AARP Network of Age-Friendly Communities and scores 65 on the Livability Index. AARP is helping communities work towards becoming more livable for people of all ages. Cities who have joined the network are committed to the process of improving livability.
  • The crime rate in Somerville is notably lower than in most parts of the country, with the violent crime rate at 13, as opposed to the national average of 22.7. Likewise, the property crime rate is 26.4, much lower than the U.S. average of 35.4.

 

Paying for Assisted Living in Somerville

In Somerville, seniors pay an average of $6,819 per month for assisted living.

 

The Cost of Assisted Living in Nearby Cities

The average cost of assisted living in Somerville is $6,819 per month. This is on the high end for the state, at 4.9% more than the Massachusetts average. Somerville is also more expensive than most places in the country, with rates exceeding the national average by 34%. Even more pricey is nearby Falmouth, where seniors pay an average of $7,000 per month. Worcester and Springfield are more affordable options, costing $5,685 and $5,048 respectively. Seniors looking to minimize spending on accommodations might consider Pittsfield, where monthly assisted living costs are almost 70% lower than in Somerville.

Somerville

$6,819

Massachusetts

$6,500

United States

$4,500

Falmouth

$7,000

Worcester

$5,685

Springfield

$5,048

Pittsfield

$2,084

The Cost of Other Types of Senior Care

The most affordable form of senior care in Somerville is adult day health care, at an average rate of $1,614 per month. In-home care, costing $6,292, and home health care, at $6,244, provide services similar to an assisted living facility but in a senior’s own home. However, the monthly average cost for each of those options is typically calculated at an hourly rate for a 44-hour week. Nursing home care at $13,155 for a semiprivate room is the most expensive type of senior care — 92.9% more expensive than assisted living.

In-Home Care

$6,292

Home Health Care

$6,244

Adult Day Health Care

$1,614

Assisted Living Facility

$6,819

Nursing Home Facility (semiprivate room)

$13,155

Note: Data for Somerville was unavailable, so data for the nearest city, Boston, was used instead.

Financial Assistance for Assisted Living in Somerville

Two government programs — Group Adult Foster Care and Supplemental Security Income Category G — may be available to help eligible seniors in Somerville pay for assisted living.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Massachusetts page.

Financial Assistance in Massachusetts

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Massachusetts page.

Free Assisted Living Resources in Somerville

Somerville and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Somerville, please visit our Assisted Living in Massachusetts page.

Assisted Living Laws and Regulations in Somerville

Somerville Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Massachusetts are required to follow. Visit our Assisted Living in Massachusetts page for more information about these laws.

Assisted Living Laws and Regulations in Massachusetts

Reviews of Communities Nearby

Assisted Living

sograteful

I am a friend or relative of a current/past resident

Review of Visiting Nurse Assisted Living Community

My mother moved to the VNA Residence on Lowell Street a bit over two years ago and the sparkle has returned to her eyes and spirit thanks to the care and respect and beauty that surrounds her...

Read more

Assisted Living

acassesso

I am a friend or relative of a current/past resident

Review of Visiting Nurse Assisted Living Community

My husband's dad was a guest at the Somerville VNA facility for over a year. We found the entire staff to be highly professional offering caring and compassionate assistance to not only my...

Read more

Assisted Living

Percolini

I am a friend or relative of a current/past resident

Review of Visiting Nurse Assisted Living Community

I can't say enough about the quality of care and compassion that was afforded my step-father during his year-long stay at this facility prior to his passing. He suffered from early onset dementia...

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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