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The 10 Best Assisted Living Facilities in Medford, MA for 2024

The rest of this guide covers additional information on Medford and the cost of assisted living. It concludes with an overview of Medford-area resources seniors may find useful.

Assisted Living Facilities in Medford, Massachusetts

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What to Consider About Assisted Living in Medford

In Massachusetts, assisted living facilities are overseen by the Executive Office of Elder Affairs. The EOEA certifies facilities and enacts regulations, covering matters like who facilities can admit and the care facilities must provide. The EOEA also works with older adults and their caregivers.

Benefits and Drawbacks of Assisted Living in Medford

  • Older adults who retire in Medford can benefit from Massachusetts’s moderately tax-friendly environment. While the state has a low estate tax exemption, Social Security benefits are fully exempt.
  • Medford’s cost of living is relatively high. Home prices, in particular, are costlier than across much of the rest of the country, though that may not be as much of a concern to seniors who have paid off their homes or are transitioning to a long-term care facility. Somewhat offsetting Medford’s otherwise high cost of living are its low health care costs.
  • In addition to the Lawrence Memorial Hospital, the Medford area offers access to many other health care facilities. Examples include the Tufts Medical Center and the Boston Medical Center. Additionally, Massachusetts has been ranked as one of the nation’s top states for elderly health care.
  • Medford’s home state is part of the AARP’s Age-Friendly Network of States and Communities, reflecting Massachusetts’s various senior-focused efforts. One example is the Massachusetts Healthy Aging Collaborative, which works to make the state’s communities more attractive for older adults.
  • Medford features multiple organizations that provide transportation, helping older adults reach doctors’ appointments, stores and other destinations.

Paying for Assisted Living in Medford

At $6,100, the average monthly cost of assisted living in Medford is higher than the nation’s corresponding rate. Medford is much more competitive within Massachusetts, however.

The Cost of Assisted Living in Nearby Cities

Medford’s rate of $6,100 is just $15 higher than the Massachusetts state average. As for nearby cities, Worcester offers prices that are around $600 lower than Medford’s. The gap is smaller between Medford and Springfield, where the median rate is $5,750. The same is true for Medford versus Pittsfield and its $5,789 average cost. To the east, Barnstable is more expensive than Medford, coming in at $6,338.

Medford

$6,100

Massachusetts

$6,085

The United States

$4,300

Worcester

$5,488

Springfield

$5,750

Pittsfield

$5,789

Barnstable

$6,338

The Cost of Other Types of Senior Care

In Medford, assisted living is much more expensive than adult day health care, which has an average cost of $1,782 per month. Home care and home health care both have median prices of $5,720, making them more comparable to assisted living but still slightly cheaper. Nursing homes are the most expensive option by far: Semiprivate rooms cost $13,383, and private rooms cost $14,509 on average.

Home care

$5,720

Home health care

$5,720

Adult day health care

$1,782

Assisted living

$6,100

Nursing home (semiprivate room)

$13,383

Nursing home (private room)

$14,509

Note: Data for Medford was unavailable, so data for the nearest city, Boston, was used instead.

Financial Assistance for Assisted Living in Medford

Seniors in Medford who require assistance with the cost of services at an ALR are fortunate to have a number of options at their disposal. As part of the Massachusetts Medicaid State Plan, seniors can receive financial aid through the Group Adult Foster Care program and Money Follows the Person (MFP) waiver program. Low-income seniors are also eligible to apply for an optional state supplement (OSS) to be added to their Supplemental Security Income (SSI) payment.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Massachusetts page.

Financial Assistance for Assisted Living in Medford

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Massachusetts page.

Free Assisted Living Resources in Medford

Seniors and their families can turn to many helpful resources for aid in navigating later-life changes. Below, you’ll find several such resources that are available in the Medford area.

ResourceContactService
Mystic Valley Elder Services(781) 324-7705Focusing on adults 60 years of age and older, MVES is Medford’s Area Agency on Aging. It offers health benefits counseling through the Serving Health Insurance Needs of Everyone program, which educates seniors on Medicare and Medicaid benefits, prescription drug coverage and related matters. The organization performs options counseling that can help seniors make care choices, and it coordinates long-term support for eligible seniors in need. Information and referrals to other sources of aid are also available from MVES.
Assisted Living Ombudsman(617) 727-7750The Assisted Living Ombudsman provides advocacy and mediation services, helping residents of Massachusetts’s assisted living facilities resolve problems. Anyone may file a complaint on behalf of one or multiple residents. Information on facilities is also available through this program.
Senior Legal Helpline(800) 342-5297The Senior Legal Helpline helps older adults find legal aid with matters such as Social Security and veterans benefits. It also connects seniors with professionals who can help with wills, bankruptcy and Medicare issues, among other matters. These services are open to Massachusetts residents 60 years of age and up.
Veterans Northeast Outreach Center(978) 372-3626The VNEOC can make it easier for military veterans, including seniors, to access benefits they have earned. Its representatives assist with VA health care applications, and they can provide information on navigating disability claims and related matters. The organization also performs referrals to sources of legal and fiduciary assistance. Family members of veterans may be eligible for help as well.
Medford Council on Aging(781) 396-6010The Council on Aging advocates for and offers certain services to Medford’s older population, and it dispenses information on local resources. It also works with family members and caregivers of older adults. Additionally, the council has a social worker who can assist with confidential matters and provide health insurance counseling.

Assisted Living Laws and Regulations in Medford

Medford-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Massachusetts are required to follow. Visit our Assisted Living in Massachusetts page for more information about these laws.

Assisted Living Laws and Regulations in Medford

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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