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Assisted Living Communities in Providence, RI

Covering about 20 square miles, Providence serves as Rhode Island’s capital and most populous city. In 2024, the local cost of assisted living comes to around $7,040 per month, outpacing the state median of $5,830 and the national baseline rate of $5,350 by hundreds of dollars. Fortunately, the region offers a diverse selection of residential care facilities, including 95 in the city and close by.

This guide includes an overview of assisted living facilities throughout the Providence region, which consumers typically rate at 4.3 out of 5 stars stars. Learn more by reading through the 373 reviews reviews below.

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Reviews of Communities Nearby

Assisted Living

Robert

I am a friend or relative of a current/past resident

Review of The Highlands on the East Side

My brother-in-law has moved into The Highlands on the East Side. It's very good. We liked it because it was the most affordable. We also liked it because it was nice and small. He has trouble...

Provider response

Thank you so much for sharing your thoughtful review of The Highlands on the East Side! We’re so glad to hear that your brother-in-law is settling in well and finding the community to be a good fit...

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Assisted Living

Reviewer#BD0806B

I am a friend or relative of a current/past resident

Review of The Highlands on the East Side

My aunt moved into The Highlands on the East Side. The community itself is beautiful. It's very clean. So far, she's been there for like a week, so we've seen it very clean. The staff is friendly...

Provider response

Thank you so much for your thoughtful review! We’re so glad to hear that your aunt is settling in and thriving here at The Highlands on the East Side. We’ve noticed that she’s been getting...

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Assisted Living

Anita

I visited this facility

Review of Capitol Ridge at Providence

I liked the Capitol Ridge at Providence itself. One of the facts that I liked the best was that they have their own staff, that they don't use an agency. That was a real plus to me. The staff...

Read more

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The Cost of Assisted Living in Nearby Cities

According to the 2024 Genworth Cost of Care Survey, assisted living facilities in Providence charge standard baseline rates of approximately $7,040 per month. While this rate exceeds the national norm of $5,350, it’s consistent with costs in many other New England cities. Seniors in Hartford, CT, pay lower rates of around $5,248, but fees in Norwich, CT, run considerably higher at roughly $15,750.

Providence

$7,040

Rhode Island

$5,830

The United States

$5,350

Norwich, CT

$15,750

Hartford, CT

$5,248

Worcester, MA

$6,906

Springfield, MA

$6,368

How to Pay for Assisted Living in Providence:

Seniors manage assisted living costs in Providence using several strategies, including public health insurance benefits, veterans’ benefits and personal funds. By relying on a mix of funding options, seniors can ensure residential care remains financially viable over time.

  • Medicaid: Rhode Island’s Medicaid Long-Term Services and Supports covers long-term care services for qualified seniors living in participating assisted living communities. Benefits of this program include case management, meal preparation, light housekeeping and laundry, personal care and medication administration.
  • Medicare: Medicare doesn’t apply to assisted living, which features nonmedical custodial support. However, beneficiaries can use their Part B coverage to pay for durable medical equipment, rehabilitative services and short-term or intermittent skilled nursing, reducing overall monthly care costs.
  • VA Benefits: The VA administers multiple programs to help seniors pay for assisted living, including Aid and Attendance and Housebound benefits. Seniors may also receive coverage for assisted living in the nearby veterans’ home through the Geriatrics and Extended Care program.
  • Private payments: Personal income and assets serve as the most versatile funding source for assisted living, helping seniors cover housing, care, recreation and meal services. Common sources for payments include monthly income, retirement savings and long-term care insurance, as well as proceeds from renting out or selling a house.

Financial Assistance for Assisted Living in Providence

Rhode Island provides funding for an SSI Enhanced Assisted Living Program to adults aged 65 or older who meet the specific guidelines. Such individuals must not require the extensive medical services of a nursing home. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Rhode Island page.

Inflation's Impact on the Cost of Assisted Living in Providence, RI

Inflation is driving an increase in the costs of assisted living in Providence. Prices have risen nearly 18%, from $3,330 in 2022 to $3,929 in 2024. However, Providence prices are 20% lower than the U.S. average. While nearby cities experienced similar price increases, Providence is still the least expensive option. East Providence costs rose 18%, jumping from $4,483 to $5,290. Barrington changes were similar, rising 18% from $4,567 to $5,389. Warwick also had an 18% spike, from $5,352 to $6,315, making it the highest in the area.

Location2022 Cost (Historical)2023 Cost (Current)2024 Cost (Estimated)
Providence$3,330$3,648$3,929
U.S. Average$4,070$4,459$4,802
Rhode Island$4,706$4,997$5,065
East Providence$4,483$4,912$5,290
Barrington$4,567$5,004$5,389
Warwick$5,352$5,864$6,315

The Cost of Other Types of Senior Care

In Providence, assisted living residents incur a monthly expense of around $7,040. While nonresidential senior care solutions typically cost less, prices for options that include skilled nursing trend higher. In-home care agencies charge about $6,864, and adult day health care facilities set rates near $2,600. However, seniors who choose private home health care pay roughly $7,627, and nursing home fees run close to $13,399 for semi-private accommodations.

In-Home Care

$6,864

Home Health Care

$7,627

Adult Day Health Care

$2,600

Assisted Living Facility

$7,040

Nursing Home Facility (semiprivate room)

$13,399

Free and Low-Cost Resources for Seniors in Providence,RI

There are many resources in Providence,RI that assist seniors in their retirement. Caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.

For information about statewide resources and those in nearby cities, go to Caring's Rhode Island state page.

Program NamePhone NumberDescription
Rhode Island Office of Healthy Aging401-462-3000The state’s Office of Healthy Aging functions as the Area Agency on Aging for Providence and provides a single entry point for community-based services and programs. Through this department, seniors can gather information on congregate and home-delivered meals, transportation services, in-home care and case management.
State Health Insurance Assistance Program888-884-8721SHIP helps seniors choose the right Medicare coverage for their medical and long-term care needs and determine eligibility for the Medicare Savings Program. Its counselors also help seniors learn how to protect themselves from fraud and dispute denied claims or canceled policies.
Rhode Island Long-Term Care Ombudsman Program888-351-0808The long-term care ombudsman helps seniors and families compare local long-term care options and identify ways to pay for services. They can also help residents understand their rights and resolve conflicts, such as inadequate or excessive care services or billing issues.
Rhode Island Community Food Bank401-942-6325Through this resource, seniors can locate food banks throughout the Providence region. The organization also distributes monthly food boxes to income-qualified seniors.
Rhode Island Senior Farmers Market Nutrition Program401-222-4700Income-qualified seniors who live independently and are at risk of food instability may obtain vouchers to use for fresh produce from local farmers’ markets. Seniors unable to travel to local produce vendors may qualify for a produce box delivery.
Rhode Island Assistive Technology Access Partnership401-871-1145This program, which the state’s Office of Rehabilitation Services administers, helps seniors obtain free durable medical and adaptive equipment rentals. It partners with local organizations to distribute wheelchairs, CPAP machines, toilet risers and hospital beds.
Community Action Partnership of Providence County401-273-2000CAPP administers several programs to support seniors’ safety and financial security, helping some seniors delay assisted living. Through this organization, seniors can apply for weatherization and utility bill assistance programs, obtain free tax assistance and locate food banks.
Social Security Administration800-772-1213 or 800-325-0778 (TTY)At the local Social Security field offices, located in Providence and Warwick, seniors apply for Social Security retirement or disability benefits and Medicare. They can also obtain screening for Medicaid and Supplemental Security Income, which can help them manage assisted living expenses.
RIde Paratransit Program401-461-9760This complimentary paratransit service provides transportation for seniors unable to access the fixed bus route. It offers door-to-door service with advance reservations for those who can't independently travel to or from a bus stop or ride a regular bus due to a disability.
Providence VA Medical Center401-273-7100The local VA medical center administers 24-hour emergency services along with rehabilitation, holistic care and mental health services. It has geriatric specialists who diagnose and treat age-related conditions such as memory changes, sleep problems and bone loss.

Benefits and Drawbacks of Assisted Living in Providence

  • As part of the AARP Age-Friendly Network, Providence has created a detailed action plan to ensure a comfortable environment for seniors. Initiatives such as education on using public transportation and park revitalization projects make the city an attractive destination for retirees seeking assisted living.
  • The property crime rate in Providence aligns with the national norm, but the city’s violent crime rate remains among the lowest in the nation. To promote residents’ safety, many assisted living facilities in this region have high-security locks, alarm systems and surveillance cameras.
  • Providence has distinct seasons, with warm summers and chilly winters. While temperatures range from lows of 21 degrees Fahrenheit in the winter to highs of 83 degrees Fahrenheit in the summer, assisted living residents enjoy consistent comfort thanks to features such as individual climate control.
  • RIPTA, the local public transportation service, offers half‑fare rides for seniors during off‑peak hours and free travel all day for low‑income seniors via the Reduced Fare Bus Pass Program. It also provides paratransit/RIde door‑to‑door transport for medical and social trips, helping assisted living residents maintain their independence.
  • Rhode Island taxes all retirement income at rates ranging from 3.75% to 5.99%. However, seniors who’ve reached full retirement age and meet income limits can exclude up to $20,000 of retirement income, and many qualify for full exemptions on Social Security and military pensions. This helps many seniors afford assisted living in Providence.

Assisted Living Laws and Regulations in Providence

Providence Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in RI are required to follow. Visit our Assisted Living in Rhode Island page for more information about these laws.

Assisted Living Services and Amenities in Providence

When choosing the right assisted living center in Providence, seniors typically compare services and amenities across local options. These features balance hands-on support and enrichment with independence and privacy. They also enhance residents’ quality of life, foster a sense of community and promote an active lifestyle. Some common services and amenities include:

  • Individualized Care Plans: Personalized service plans ensure residents receive the correct level of care.
  • Housekeeping Services: Staff members provide regular cleaning services to maintain the cleanliness and comfort of residents' apartments.
  • Pet-Friendly Accommodations: Seniors planning to bring a pet to assisted living can refer to our proprietary Caring.com database to find over 45 pet-friendly communities.
  • On-Site Rehabilitative Therapies: Visiting therapists provide on-site services, reducing the need for off-site appointments. According to our proprietary Caring.com database, over two dozen local communities offer physical therapy.
  • Private and Semi-Private Apartments: Single- and double-occupancy apartments let residents choose the living option that best suits their needs.
  • Accessibility Features: Single-story living and features such as grab bars, low-pile carpeting and wearable emergency response pendants support residents’ safety and peace of mind.

For personalized help with comparing local long-term care options and finding the right assisted living community, contact a Caring.com Family Advisor.

Frequently Asked Questions about Assisted Living in Providence:

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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