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The 10 Best Home Care Agencies for Seniors in Deerfield Beach, FL for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Deerfield Beach, FL, residents and their loved ones rate In Home Care agencies 4.95 out of 5 stars across the 62 options below.

Home Care Agencies in Deerfield Beach, FL

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Paying for Home Care in Deerfield Beach, FL

The Cost of Home Care in Deerfield Beach, Florida

At a median rate of $4,195, home care in Deerfield Beach is more cost-effective than both the state and the national corresponding average rates of $4,767 and $4,957. The city is the most affordable for this type of senior care in the southern part of Florida. Average costs are higher in Sebring ($4,767), Port St. Lucie ($4,671) and Cape Coral ($5,196), while prices in Naples soar to $5,720.

Deerfield Beach

$4,195

Florida

$4,767

The United States

$4,957

Naples

$5,720

Cape Coral

$5,196

Sebring

$4,767

Port St. Lucie

$4,671

The Cost of Home Care vs. Other Senior Care Options in Deerfield Beach, Florida

Home care in Deerfield Beach is the city’s lowest priced type of senior care aside from adult day health care, which costs $1,517. Home health care providers offer additional nursing services, such as diabetes management, and cost $190 more than non-medical home care. Seniors can receive residential care in an assisted living facility for $4,385. Nursing homes provide the highest level of senior care, with a monthly rate for a semiprivate room at $9,019. 

Home Care

$4,195

Home Health Care

$4,385

Adult Day Health Care

$1,517

Assisted Living

$4,385

Nursing Home Care (semiprivate room)

$9,019

Note: Data for Deerfield Beach was unavailable, so data for the nearest city, Miami, was used instead.

Financial Assistance for Home Care in Deerfield Beach, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Deerfield Beach, FL

Older Deerfield Beach residents can contact several agencies to find the assistance they need to continue aging in place. Several programs promoting senior independence operate in the area. 

ResourceContactService
Low-Income Senior's Additional Homestead Exemption(954) 357-6830Seniors aged 65 and above in Broward County who meet the income requirements can claim an additional Homestead exemption on their property taxes. This program is available for older adults already receiving the Homestead exemption.
Area Agency on Aging (AAA) of Broward County Home Assistance Programs and Resource(954) 745-9779The regional AAA serving older adults in Deerfield Beach has several programs to help people continue to safely age in place. Seniors may qualify for financial assistance to partially cover their energy bills. The AAA can also help seniors with minor home repairs and free or low-cost in-home caregiving.
The City of Deerfield Beach Homeowner Rehabilitation Program(954) 428-0678 ext. *113#Low-to-moderate-income Deerfield Beach seniors may be eligible to apply for an interest-free loan to renovate their homes. This program is offered by the city government and is open to residents whose income falls within the guidelines set by the Department of Housing & Urban Development.
Meals on Wheels South Florida(954) 731-8770For homebound seniors, Meals on Wheels can deliver the nutrition they need to continue living at home. Meals on Wheels programs include delivery of hot meals during the week, emergency shelf-stable items and pet food.
The Center for Active Aging(954) 480-4441The city's Center for Active Aging offers seniors aged 60 and above various programs and services to promote their independence and reduce social isolation. Seniors can request transportation to and from the venue, where they can participate in social events, classes, nutritional programs, benefits counseling and medical checkups.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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