The 10 Best Home Care Agencies for Seniors in Pompano Beach, FL for 2024

With its mild coastal climate and year-round recreational and cultural activities, it’s no surprise that Caring’s 2022 Senior Living Report ranks Pompano Beach as one of the best places to retire. More than 20 hospitals are in the surrounding area, including Mount Sinai Medical Center and Baptist Hospital of Miami, each offering emergency medical care and specialty services, such as geriatrics, oncology and cardiology. Residents of Pompano Beach pay an average of $4,195 per month for in-home care, according to the 2021 Genworth Cost of Care Survey. In-home care and home health care differ in that in-home care provides non-medical services, such as help with dressing and household chores, while home health care includes medical services.

Below we’ve compiled a comprehensive directory of every home care provider in the Pompano Beach area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

At an average monthly cost of $4,195, Pompano Beach is approximately $600 less than Florida state’s median and $800 below the nation’s average. The area represents the most affordable rates in the state. Along the Atlantic coast to the north, Jacksonville and Port St. Lucie are each within a few hundred dollars of Pompano Beach’s rates, reporting $4,481 and $4,671, respectively. On the Gulf Coast, Tampa and Pensacola share an average monthly cost of $4,767.

Adult day health care is the most affordable long-term care option in Pompano Beach, reporting an average of $1,517 per month. At $4,385, the area’s home health care provides professional medical services, and assisted living costs are the same rate. Residency in a nursing home’s semiprivate room is one of the most expensive alternatives, with monthly fees averaging approximately $4,800 more than home care.

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

• Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
• Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
• Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
• Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
• Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.