Nursing Home Communities in Caledonia, WI

Caledonia is a beautiful village in Racine County. While it’s best known for its sprawling apple orchards and recreational amenities, it also offers close proximity to high-performing medical facilities, such as University of Wisconsin Hospitals. Caledonia has a sizeable senior community that makes up over 18% of the village’s 25,000 residents, supporting funding for community-based services that promote seniors’ independence and safety.

For Caledonia seniors who need around-the-clock monitoring, nursing home care may be an option. This is the most extensive level of senior care available, providing a high degree of supervision and medical care. It’s also the most expensive option at $9,277 per month, according to data gathered in the Genworth 2020 Cost of Care Survey. This is considerably higher than the national average of $7,756 per month. Seniors seeking affordable alternatives may obtain some skilled nursing services in assisted living facilities or via home health care.  

This guide features cost comparisons to help seniors and their families make informed decisions regarding nursing home care. It also summarizes local agencies that provide programs and services to seniors who qualify for nursing home level care, which may help them delay or avoid placement or shorten the duration of nursing home stays. 

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

• Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
• Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
• Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.