Nursing Home Communities in Terre Haute, IN
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authentic reviews in Terre Haute, IN below include nursing home with 54 reviews.
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The Cost of Nursing Home Care in Nearby Cities
In terms of affordability, Terre Haute’s median semiprivate room rate of $6,464 is more affordable than that of the average Indiana city, where such a room costs $7,133 per month. Terre Haute also compares favorably to the nation as a whole, which has an average cost of $7,756 for a semiprivate room.
Additionally, Terre Haute offers cost savings over many nearby cities. For instance, in Lafayette, the average cost is several hundred dollars more than in Terre Haute. Kokomo and Bloomington are also more expensive. The same goes for Indianapolis, which has a $7,209 average price.
Terre Haute
$6,464
Indiana
$7,133
The United States
$7,756
Lafayette
$7,026
Kokomo
$7,148
Indianapolis
$7,209
Bloomington
$7,148
Nursing Home Costs in Terre Haute, IN
In Terre Haute, the average nursing home charges $6,464 monthly for a semiprivate room and $8,882 monthly for a private room.
Financial Assistance for Nursing Home Care in Terre Haute, IN
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
- Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
- Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
- Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.
If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.
The Cost of Other Types of Senior Care
Terre Haute’s nursing homes are the most expensive type of senior care provider in the city. They charge typical monthly rates of $6,464 for a semiprivate room and $8,882 for a private room. Home care and home health care are more affordable at $4,385 and $4,439, respectively. Assisted living, meanwhile, is even cheaper, at $3,650 per month. Price data for adult day health care is not available, but the statewide average is $1,733, which would be the lowest median cost among care types in Terre Haute.
Home care
$4,385
Home health care
$4,439
Adult day health care
0
Assisted living
$3,650
Nursing home (semiprivate room)
$6,464
Nursing home (private room)
$8,882
Free Resources for Seniors in Terre Haute, IN
As seniors age, they may turn to resources that aid them in their own homes, helping them remain independent for longer. In other situations, services that make it easier to find and adjust to other care settings are available. The following organizations and programs are useful in such senior care matters as those.
| Resource | Contact | Service |
|---|---|---|
| Long-Term Care Ombudsman Program | (800) 622-4484 | Indiana's LTC Ombudsman Program offers advocacy for nursing home and assisted living residents. The program's ombudsmen help seniors resolve concerns and handle negotiations on their behalf. They also are a source of education and information regarding self-advocacy and long-term service options. Any concerned party, including a family member or friend of a resident, may contact the program. The statewide number is at left, and in Terre Haute, a local representative is also available through the Wabash Independent Living & Learning Center, covered below. |
| Wabash Independent Living & Learning Center | (812) 298-9455 | For seniors 55 years of age and up with impaired vision, the WILL Center offers support groups, mobility training, assistive products and referrals. The organization also builds wheelchair ramps so that individuals with mobility issues can more easily access their homes. Advocacy and transition services are available, too. |
| Thrive West Central | (812) 917-3145 | Focusing on adults 60 years of age and older, Thrive West Central facilitates access to home health aides, home-delivered meals and care management services. The organization provides transportation and minor home modifications as well. Additionally, Thrive's Aging & Disability Resource Center links seniors with unbiased options counselors who dispense information regarding available services. Free consultations are available. |
| Meals on Wheels Terre Haute Area | (812) 232-3878 | Meals on Wheels assists individuals who have trouble accessing adequate meals without help. The organization's team delivers meals and performs safety checks on clients five days per week. Dietary accommodations are available. Additionally, the organization runs an outreach program to reduce isolation and a program that provides gently used clothing. |
| State Health Insurance Assistance Program | (800) 452-4800 | By contacting SHIP, seniors can speak to a counselor about Medicare and other health care topics, including long-term care insurance and prescription drug coverage. The program's counselors additionally help seniors organize records and make appeals. Referrals to other agencies are available when appropriate. SHIP's services are free. |


