The 10 Best Nursing Homes in Terre Haute, IN for 2023

Terre Haute is in Indiana along the Wabash River. Around 60,000 residents call the city home, and 15.1% of them are seniors 65 years of age or older. Living in Terre Haute makes it easy for them to access the Terre Haute Regional Hospital and its emergency care and specialists. Another option is Union Hospital. Many nursing homes also serve the city’s seniors, and in Terre Haute, the typical rate for a semiprivate room in one is $6,464. That’s nearly $1,300 less than the corresponding national figure of $7,756, per the Genworth 2020 Cost of Care Survey.

The medical services offered in nursing homes are extensive, with common elements including skilled nursing and physical, occupational and speech therapy. Reflecting that high service level, nursing homes are usually the most expensive senior care providers in a given area. Many older adults are independent enough to make use of assisted living or home health care instead, which are usually more affordable than nursing home care.

This guide’s topics are the prices charged by senior care providers, including nursing homes, in Terre Haute as well as resources that assist the area’s older adults.

Directory of Nursing Home Facilities in Terre Haute, Indiana

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Nursing Home Costs in Terre Haute, IN

In Terre Haute, the average nursing home charges $6,464 monthly for a semiprivate room and $8,882 monthly for a private room.

The Cost of Nursing Home Care in Nearby Cities

In terms of affordability, Terre Haute’s median semiprivate room rate of $6,464 is more affordable than that of the average Indiana city, where such a room costs $7,133 per month. Terre Haute also compares favorably to the nation as a whole, which has an average cost of $7,756 for a semiprivate room. 

Additionally, Terre Haute offers cost savings over many nearby cities. For instance, in Lafayette, the average cost is several hundred dollars more than in Terre Haute. Kokomo and Bloomington are also more expensive. The same goes for Indianapolis, which has a $7,209 average price.

Terre Haute




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The Cost of Other Types of Senior Care

Terre Haute’s nursing homes are the most expensive type of senior care provider in the city. They charge typical monthly rates of $6,464 for a semiprivate room and $8,882 for a private room. Home care and home health care are more affordable at $4,385 and $4,439, respectively. Assisted living, meanwhile, is even cheaper, at $3,650 per month. Price data for adult day health care is not available, but the statewide average is $1,733, which would be the lowest median cost among care types in Terre Haute. 

Home care


Home health care


Adult day health care


Assisted living


Nursing home (semiprivate room)


Nursing home (private room)


Financial Assistance for Nursing Home Care in Terre Haute, IN

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Terre Haute, IN

As seniors age, they may turn to resources that aid them in their own homes, helping them remain independent for longer. In other situations, services that make it easier to find and adjust to other care settings are available. The following organizations and programs are useful in such senior care matters as those.

Long-Term Care Ombudsman Program(800) 622-4484
Indiana's LTC Ombudsman Program offers advocacy for nursing home and assisted living residents. The program's ombudsmen help seniors resolve concerns and handle negotiations on their behalf. They also are a source of education and information regarding self-advocacy and long-term service options. Any concerned party, including a family member or friend of a resident, may contact the program. The statewide number is at left, and in Terre Haute, a local representative is also available through the Wabash Independent Living & Learning Center, covered below.
Wabash Independent Living & Learning Center(812) 298-9455
For seniors 55 years of age and up with impaired vision, the WILL Center offers support groups, mobility training, assistive products and referrals. The organization also builds wheelchair ramps so that individuals with mobility issues can more easily access their homes. Advocacy and transition services are available, too.
Thrive West Central(812) 917-3145Focusing on adults 60 years of age and older, Thrive West Central facilitates access to home health aides, home-delivered meals and care management services. The organization provides transportation and minor home modifications as well. Additionally, Thrive's Aging & Disability Resource Center links seniors with unbiased options counselors who dispense information regarding available services. Free consultations are available.
Meals on Wheels Terre Haute Area(812) 232-3878Meals on Wheels assists individuals who have trouble accessing adequate meals without help. The organization's team delivers meals and performs safety checks on clients five days per week. Dietary accommodations are available. Additionally, the organization runs an outreach program to reduce isolation and a program that provides gently used clothing.
State Health Insurance Assistance Program(800) 452-4800By contacting SHIP, seniors can speak to a counselor about Medicare and other health care topics, including long-term care insurance and prescription drug coverage. The program's counselors additionally help seniors organize records and make appeals. Referrals to other agencies are available when appropriate. SHIP's services are free.

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