Located on Florida’s famed Treasure Coast, Stuart has been named one of America’s happiest seaside towns and one of the top retirement destinations in the Southeast. This city of 16,237 is home to nearly 4,700 seniors who enjoy beautiful beaches, attractive neighborhoods and many other perks. The cost of living is slightly lower than the state and national average, and residents have easy access to several top-rated medical facilities, including the Cleveland Clinic Martin Health and the St. Lucie Medical Center. Additionally, residents can choose from more than 20 nursing homes in the local area.

Skilled nursing facilities offer a high level of 24-hour care plus skilled rehabilitative services suitable for individuals recovering from medical procedures or who have chronic health conditions that require ongoing monitoring. Seniors who don’t require such a high level of care and want more freedom and independence may consider home health care or assisted living instead. Both options can provide considerable savings since nursing prices in Stuart average around $8,341 per month for a semiprivate room.

You’ll find more information about the cost of long-term care in this guide, along with a directory of local providers and helpful services.

Directory of Nursing Homes in Stuart, FL

Stuart Nursing & Restorative Care Center

1500 Se Palm Beach Road, Stuart, FL, 34994

My husband Charles was discharged from Cleveland Clinic to Stuart Rehabilitation with a back fracture. Within a few weeks of arriving there his health declined tremendously. I demanded he be take … (read more)
My husband Charles was discharged from Cleveland Clinic to Stuart Rehabilitation with a back fracture. Within a few weeks of arriving there his health declined tremendously. I demanded he be take … (read more)

Martin Nursing And Restorative Care Center

6011 SE Tower Dr, Stuart, FL, 34997

My mother was in this facility for 2 1/2 weeks for rehab. They took great care of her. The nurses are very helpful and respond quickly to the call button. Her room was cleaned daily. She received PT t … (read more)
My mother was in this facility for 2 1/2 weeks for rehab. They took great care of her. The nurses are very helpful and respond quickly to the call button. Her room was cleaned daily. She received PT t … (read more)

Solaris HealthCare Parkway

800 SE Central Parkway, Stuart, FL, 34994

My mother is in Solaris HealthCare Parkway. It’s been good, I don’t have any complaints. The staff is good, attentive, and they answer questions. You never feel anybody takes care of your parents or r … (read more)
My mother is in Solaris HealthCare Parkway. It’s been good, I don’t have any complaints. The staff is good, attentive, and they answer questions. You never feel anybody takes care of your parents or r … (read more)

Salerno Bay Health and Rehabilitation Center

4801 SE Cove Road, Stuart, FL, 34997

Everything was so disgusting. I arrived late at night for rehab and once the ambulance drove up, I didn’t want to go in. One of the biggest mistakes of my life! Care was poor, room conditions were poo … (read more)
Everything was so disgusting. I arrived late at night for rehab and once the ambulance drove up, I didn’t want to go in. One of the biggest mistakes of my life! Care was poor, room conditions were poo … (read more)

2013

The Gardens of Port St. Lucie

1699 SE Lyngate Drive, Port Saint Lucie, FL, 34952

"My Mother lived in this facility, and we’ve been very impressed with the care she received up to and including the events 0f her passing. The staff is friendly, her daily needs are met in a timely an … (read more)
"My Mother lived in this facility, and we’ve been very impressed with the care she received up to and including the events 0f her passing. The staff is friendly, her daily needs are met in a timely an … (read more)

Palm Garden Of Port Saint Lucie

1751 SE Hillmoor Dr, Port Saint Lucie, FL, 34952

The staff of Palm Garden, like the directors and all that, are very attentive. Obviously because of COVID you can’t go into the facility or see the facility. As for trying to get in touch with my moth … (read more)
The staff of Palm Garden, like the directors and all that, are very attentive. Obviously because of COVID you can’t go into the facility or see the facility. As for trying to get in touch with my moth … (read more)

Life Care Center Of Port Saint Lucie

3720 South Jennings Rd, Port Saint Lucie, FL, 34952

There are many times that the front desk phone rings and rings especially on the weekends and at nights. Pauline at the front desk needs to be given some social skill lessons. She is the first per … (read more)
There are many times that the front desk phone rings and rings especially on the weekends and at nights. Pauline at the front desk needs to be given some social skill lessons. She is the first per … (read more)

Waters Edge Extended Care

1500 SW Capri Street , Palm City, FL, 34990

My husband has been T Waters Edge for the past 18 months- During this time we have dealt with medical issues that were quickly taken care of by the nursing staff, issues addressed by physical therapy … (read more)
My husband has been T Waters Edge for the past 18 months- During this time we have dealt with medical issues that were quickly taken care of by the nursing staff, issues addressed by physical therapy … (read more)

Water’s Edge Health and Rehabilitation

1600 SW Capri St, Palm City, FL, 34990

I was pretty disappointed with Water’s Edge and the experience we had with my grandmother being there. She was there for 20 days for rehab after a short stay in the hospital. We had chosen Water’s Edg … (read more)
I was pretty disappointed with Water’s Edge and the experience we had with my grandmother being there. She was there for 20 days for rehab after a short stay in the hospital. We had chosen Water’s Edg … (read more)

Tiffany Hall Nursing And Rehab Center

1800 Se Hillmoor Drive, Port Saint Lucie, FL, 34952

The care here was subpar at best. Basic care and function were discarded. Cleanliness was questionable at best. It was always someone else’s fault, responsibility, function etc… and this was whi … (read more)
The care here was subpar at best. Basic care and function were discarded. Cleanliness was questionable at best. It was always someone else’s fault, responsibility, function etc… and this was whi … (read more)

The Palms Nursing and Rehab

1655 SE WALTON RD, Port Saint Lucie, FL, 34952

This facility is generally poor in terms of rehab services and personnel that you interact with are spotty at best. The actual PT and OT staff are very good and are mostly affable and challenge you to … (read more)
This facility is generally poor in terms of rehab services and personnel that you interact with are spotty at best. The actual PT and OT staff are very good and are mostly affable and challenge you to … (read more)

Palm City Nursing & Rehab Center

2505 SW MARTIN HWY, Palm City, FL, 34990

The experience of my loved one is so terrible, it’s taken me a year to be able to write this review. My loved one was there for rehab after surgery for 11 days before we were able to get him out. Her … (read more)
The experience of my loved one is so terrible, it’s taken me a year to be able to write this review. My loved one was there for rehab after surgery for 11 days before we were able to get him out. Her … (read more)

Nursing Home Costs in Stuart, FL

Seniors in Stuart can expect to pay anywhere from $8,341 to $9,368 for a semiprivate or private nursing home according to Genworth Financial.

The Cost of Nursing Home Care in Nearby Cities

With a median cost of $8,341, nursing home prices in Stuart are a bit lower than the state average of $8,669 and much higher than the national average of $7,756. Nursing homes in Sebastian are slightly higher, at $8,644 per month. Prices increase significantly in Miami ($9,095) and Palm Bay ($9,186). However, Sebring is a low-cost alternative. Residents in this community pay just $7,452 per month on average, a savings of $111 compared to Stuart.

$8341

Stuart

$8669

Florida

$7756

United States

$8644

Sebastian

$9095

Miami

$7452

Sebring

$9186

Palm Bay

The Cost of Other Types of Senior Care

With a median cost of $8,341-$9,368, skilled nursing in Stuart is much more expensive than other forms of care. It costs about twice as much as assisted living, which averages $4,399 per month. Adult day care costs just $1,517 per month, but it’s intended for seniors who are mobile and healthy enough to travel to a community-based center. Home care or home health care costs $4,147-$4,242 per month and may include cleaning, chore assistance, physical therapy and skilled medical services.

$4147

Home care

$4242

Home health care

$1517

Adult day health care

$4399

Assisted living

$8341

Nursing home (semiprivate room)

$9368

Nursing home (private room)

Note: Data for Stuart was unavailable, so data for the nearest city, Port St. Lucie, was used instead.

Financial Assistance for Nursing Home Care in Stuart, FL

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Stuart, FL

State agencies and local partners make it easy for seniors in Stuart to access supportive services whether they’re living at home or in a licensed health care facility. Learn more about some of the programs that can help meet your daily needs and enhance your quality of life.

Resource

Contact

Service

(866) 684-5885

This nonprofit Area Agency on Aging offers referrals and unbiased information to help seniors and caregivers learn more about services available in Martin County. The agency's Helpline provides information about Medicare, Medicaid and community-based services, including home-delivered meals, caregiver stipends, in-home assistance and long-term care benefits that can pay for skilled nursing. It also partners with several local agencies and service providers to help elderly residents to stay in the community and avoid nursing home placement if that's their preference.

(772) 223-7800

For more than 40 years, the Charles and Rae Kane Senior Center has been helping older adults live life to the fullest. It's home to the Council on Aging of Martin County, which offers daytime health care, case management services and Meals on Wheels deliveries. Seniors aged 55 and older are invited to join the Kane Center. Annual membership costs $50 and gives seniors access to educational classes, recreational programs and special events, including concerts and live entertainment. It also offers health insurance counseling, legal advice and memory screenings.

(772) 469-2063

Sponsored by the Senior Resource Association, Martin Community Coach provides accessible door-to-door rides to seniors who don't have an alternative. Service is available for non-emergency medical appointments, shopping trips and other essential errands. Vehicles accommodate seniors who use wheelchairs, walkers and mobility aids, and transportation is also available to personal care attendants. Seniors must complete an application to participate in the program, and rides must be scheduled at least three days in advance.

211

211 of Palm Beach and the Treasure Coast offers free daily telephone reassurance calls to seniors aged 60 and older as well as younger residents who are homebound or disabled. This program prevents isolation and provides peace of mind to seniors and their loved ones. Interested residents can sign up by calling 211, emailing sunshine@211pbtc.org or completing an online application. The agency also recruits volunteer callers interested in helping others.