Palm City, which is located on the east coast of Florida, is home to a number of waterfront golf communities. It has a population of 23,120, with around 29% of residents aged 65 and over. Palm City is a popular place to retire for seniors who enjoy warm winters and proximity to the ocean. Seniors living in Palm City have easy access to basic medical services at the Cleveland Clinic Martin Health Palm City, home to physician’s offices and physical rehabilitation services. 

Nursing homes offer 24/7 medical care, monitoring and caregiving assistance to seniors with chronic conditions and disabilities. Because care is provided by teams of registered nurses, this type of care is generally the most expensive option available. In Palm City, the average monthly cost of nursing home care for a semiprivate room is $8,341, according to the Genworth Cost of Care Survey 2020. This is higher than the national average of $7,756. Seniors in Palm City may want to consider alternative care options such as home care services and assisted living.

This guide looks at the costs of nursing home care and alternative options in Palm City as well as resources for seniors. 

Directory of Nursing Homes in Palm City, FL

Sandhill Cove

1500 S.W. Capri, Palm City, FL, 34990

I was pretty disappointed with Water’s Edge and the experience we had with my grandmother being there. She was there for 20 days for rehab after a short stay in the hospital. We had chosen Water’s Edg … (read more)
I was pretty disappointed with Water’s Edge and the experience we had with my grandmother being there. She was there for 20 days for rehab after a short stay in the hospital. We had chosen Water’s Edg … (read more)

Waters Edge Extended Care

1500 SW Capri Street , Palm City, FL, 34990

My husband has been T Waters Edge for the past 18 months- During this time we have dealt with medical issues that were quickly taken care of by the nursing staff, issues addressed by physical therapy … (read more)
My husband has been T Waters Edge for the past 18 months- During this time we have dealt with medical issues that were quickly taken care of by the nursing staff, issues addressed by physical therapy … (read more)

Palm City Nursing & Rehab Center

2505 SW MARTIN HWY, Palm City, FL, 34990

I just had a bad experience with the business office manager today. She was cold and just not nice. She did not answer any of my concerns. She was pleasant at first, but became angry when I started as … (read more)
I just had a bad experience with the business office manager today. She was cold and just not nice. She did not answer any of my concerns. She was pleasant at first, but became angry when I started as … (read more)

Stuart Nursing & Restorative Care Center

1500 Se Palm Beach Road, Stuart, FL, 34994

My mother is a current resident there. In the beginning I felt she was getting excellent care. But since the change in ownership there has been a major exodus of the well trained and better nursing … (read more)
My mother is a current resident there. In the beginning I felt she was getting excellent care. But since the change in ownership there has been a major exodus of the well trained and better nursing … (read more)

Martin Nursing And Restorative Care Center

6011 SE Tower Dr, Stuart, FL, 34997

My mother was in this facility for 2 1/2 weeks for rehab. They took great care of her. The nurses are very helpful and respond quickly to the call button. Her room was cleaned daily. She received PT t … (read more)
My mother was in this facility for 2 1/2 weeks for rehab. They took great care of her. The nurses are very helpful and respond quickly to the call button. Her room was cleaned daily. She received PT t … (read more)

Life Care Center Of Port Saint Lucie

3720 South Jennings Rd, Port Saint Lucie, FL, 34952

There are many times that the front desk phone rings and rings especially on the weekends and at nights. Pauline at the front desk needs to be given some social skill lessons. She is the first per … (read more)
There are many times that the front desk phone rings and rings especially on the weekends and at nights. Pauline at the front desk needs to be given some social skill lessons. She is the first per … (read more)

Solaris HealthCare Parkway

800 SE Central Parkway, Stuart, FL, 34994

My mother is in Solaris HealthCare Parkway. It’s been good, I don’t have any complaints. The staff is good, attentive, and they answer questions. You never feel anybody takes care of your parents or r … (read more)
My mother is in Solaris HealthCare Parkway. It’s been good, I don’t have any complaints. The staff is good, attentive, and they answer questions. You never feel anybody takes care of your parents or r … (read more)

Salerno Bay Health and Rehabilitation Center

4801 SE Cove Road, Stuart, FL, 34997

Everything was so disgusting. I arrived late at night for rehab and once the ambulance drove up, I didn’t want to go in. One of the biggest mistakes of my life! Care was poor, room conditions were poo … (read more)
Everything was so disgusting. I arrived late at night for rehab and once the ambulance drove up, I didn’t want to go in. One of the biggest mistakes of my life! Care was poor, room conditions were poo … (read more)

Nursing Home Costs in Palm City, FL

In Palm City, the average monthly cost of nursing home care is $8,341 for a semiprivate room and $9,368 for a private room.

The Cost of Nursing Home Care in Nearby Cities

Seniors who have decided on nursing home care may be interested in the comparative cost of care in nearby cities. Using the monthly average cost of nursing home care as a baseline point, the cost of care in Palm Springs is higher than the national average of $7,756 and slightly less than the Florida state average of $8,669. 

The average monthly costs of care in the nearby cities of Miami ($9,095), Naples ($10,391), Cape Coral ($8,730) and Sebastian ($8,644) are all higher than in Palm City.

$8341

Palm City

$8669

Florida

$7756

The United States

$9095

Miami

$10391

Naples

$8730

Cape Coral

$8644

Sebastian

The Cost of Other Types of Senior Care

The lowest cost care option in Palm City is adult day care at an average monthly cost of $1,517. Home care and home health care services have a monthly average charge of $4,147 and $4,242 respectively. Assisted living has a monthly average cost of $4,399. At the upper end of the cost scale, nursing home care has an average monthly charge of $8,341 for a semiprivate room and $9,368 for a private room.

$1517

Adult day care

$4399

Assisted living

$4147

Home care

$4242

Home health care

$8341

Nursing home semiprivate

$9368

Nursing home private

Note: Data for Palm City was unavailable, so data for the nearest city, Port St. Lucie, was used instead.

Financial Assistance for Nursing Home Care in Palm City, FL

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Palm City, FL

The following resources in Palm City may be of assistance to seniors seeking services that may help them to safely age in place in their own homes and defer the move to nursing home care for as long as possible. One resource may be of interest to seniors and their loved ones who have decided that nursing home care is the best option and are now looking at financial assistance plans. 

ResourceContactService
Florida SHINE(866) 684-5885The Florida SHINE program provides unbiased and free information for seniors about the state health insurance plans available to them. The counselors are on-site at the Kane Senior Center or can be contacted by phone. SHINE counselors can explain the details of the health care plans and help seniors find an option that best suits their particular needs. These volunteer staff members can also help seniors apply for financial assistance when moving to long-term nursing home care.
Kane Center Meals on Wheels(772) 223-7826The Kane Center Meals on Wheels program delivers meals to homebound seniors in Palm City and the rest of Martin County. The service delivers a hot meal around noon each day from Monday to Friday. Each meal provides a third of an adult’s daily nutritional needs. The meals are delivered by a team of volunteers who also provide a social check service and contact the relevant authorities if they notice that anything is amiss. There is no set charge for the meals, but a donation is suggested.
Care Management(772) 223-7848The Kane Center Care Management Program aims to help seniors live in their own homes for as long as possible by providing the assistance and care required. Counselors develop long-term care plans to improve seniors’ well-being. They can provide caregiver support and assist with the complicated family dynamics that may occur when caring for a senior loved one at home. Additionally, they assist with procuring nutrition and care services. The small charge for these services depends on the amount of assistance needed by the senior. Financial assistance is available for low-income individuals.