Surrounded by lakes and state forests, Ocala is part of Marion County in north-central Florida. The United States Census estimates that the city is home to 11,306 seniors over the age of 65, accounting for about 18% of its 60,786 residents. Ocala’s older adults benefit from an extensive health care system that includes Ocala Regional and West Marion Community Hospital, both of which have ranked in the top 100 hospitals in the country for orthopedic surgery. The city’s overall cost of living is relatively low compared to state and national figures, and at $8,187 per month, seniors in Ocala save thousands of dollars a year on nursing home care compared to seniors across the state.  

Nursing homes predominantly assist seniors with chronic illnesses and disabilities requiring constant medical supervision from physicians and registered nurses. Going beyond assistance with daily living activities, nursing homes usually offer IV therapy, wound care, on-site rehabilitation and other care services that seniors wouldn’t receive with the same level of attention at an assisted living community or through home health care.  

This guide provides a snapshot of the costs of senior care in Ocala as well as resources seniors can utilize to make care more affordable. 

Directory of Nursing Homes in Ocala, FL

Palm Garden of Ocala

2700 S.W. 34th Street, Ocala, FL, 34474

I have been a resident since 2013. It started out as a decent nursing home. I understand the Best Of rewards it received in 2017 and 2018. Back then it was pretty good. It has changed management SEVER … (read more)
I have been a resident since 2013. It started out as a decent nursing home. I understand the Best Of rewards it received in 2017 and 2018. Back then it was pretty good. It has changed management SEVER … (read more)

Hawthorne Health and Rehab of Ocala

4100 SW 33RD AVE, Ocala, FL, 34474

Nursing Staff care and are hard working. Facility is bright and pleasant. Therapy has a big gym and lots of participation.
Nursing Staff care and are hard working. Facility is bright and pleasant. Therapy has a big gym and lots of participation.

Ocala Health & Rehab Center

1201 SE 24TH ROAD, Ocala, FL, 34471

My beloved sister was here for two and a half years! She was treated with love and respect! The staff became our family and I cannot express how GRATEFUL we are for this wonderful place! We beca … (read more)
My beloved sister was here for two and a half years! She was treated with love and respect! The staff became our family and I cannot express how GRATEFUL we are for this wonderful place! We beca … (read more)

Encompass Health

2275 SW 22nd Lane , Ocala, FL, 34471

My partner has stayed in Encompass Health Rehabilitation Hospital of Ocala, and it was very good, they’ve helped him a great deal. The entire staff was very good. We ate at the facility, and we could … (read more)
My partner has stayed in Encompass Health Rehabilitation Hospital of Ocala, and it was very good, they’ve helped him a great deal. The entire staff was very good. We ate at the facility, and we could … (read more)

Bridgewater Park

9174 SW 81st Court, Ocala, FL, 34481

My partner is now staying in Bridgewater Park, and I think it’s excellent. I just wish there was more therapy. I can’t seem to get enough therapy for him here as much as I want, but it’s good. The who … (read more)
My partner is now staying in Bridgewater Park, and I think it’s excellent. I just wish there was more therapy. I can’t seem to get enough therapy for him here as much as I want, but it’s good. The who … (read more)

The Lodge Health and Rehabilitation Center

635 SE 17th Street, Ocala, FL, 34471

Very unprofessional. The staff has no hospitality. The room was left dirty. Front door left ajar. Front desk workers were on their phones. Nurses would come and go. Overall, very unprofessional, and n … (read more)
Very unprofessional. The staff has no hospitality. The room was left dirty. Front door left ajar. Front desk workers were on their phones. Nurses would come and go. Overall, very unprofessional, and n … (read more)

Oakhurst Rehabilitation and Nursing Center

1501 SE 24TH ROAD, Ocala, FL, 34471

My mother was admitted here, the staff never read her charts from hospital. She had been on a liquid diet for 23 days. The staff fed her all the food she could eat including CORN!! She was there 2 da … (read more)
My mother was admitted here, the staff never read her charts from hospital. She had been on a liquid diet for 23 days. The staff fed her all the food she could eat including CORN!! She was there 2 da … (read more)

Avante At Ocala, Inc

2021 Sw 1St Ave, Ocala, FL, 34474

We like Avante at Ocala because of its cleanliness, the attentiveness of the people who work there, and how they greet everybody. The staff was excellent. They knew my mom was coming for a visit, the … (read more)
We like Avante at Ocala because of its cleanliness, the attentiveness of the people who work there, and how they greet everybody. The staff was excellent. They knew my mom was coming for a visit, the … (read more)

The Bridge of Ocala

2800 SW 41 Street, Ocala, FL, 34474

Nursing care was great and food was good. Case Worker/ Social Services support for the family is practically non-existent. Family Members are left in the dark and given little assistance. Phone call … (read more)
Nursing care was great and food was good. Case Worker/ Social Services support for the family is practically non-existent. Family Members are left in the dark and given little assistance. Phone call … (read more)

Marion House Health Care Center

3930 E Silver Springs Blvd, Ocala, FL, 34470

No one can answer the phone during change of shift nurse bell put in night stand with drawer closed on bed bound patient. Really?
No one can answer the phone during change of shift nurse bell put in night stand with drawer closed on bed bound patient. Really?

Nursing Home Costs in Ocala, Florida

The average monthly cost of a semiprivate room in a nursing home is $8,187. Private rooms average $8,973 a month. 

The Cost of Nursing Home Care in Nearby Cities

For a semiprivate room, Ocala’s median monthly cost of nursing home care is $431 above the national average but $482 less than Florida’s statewide average, as well as less than most nearby cities. Seniors in Deltona and Homosassa Springs spend $634 more per month than Ocala’s seniors, and seniors in The Villages spend an extra $152 a month on top of that. With its monthly average of $8,213, only $26 more than in Ocala, Gainesville has the most second-most-affordable nursing home care in the area. 

$8187

Ocala

$8669

Florida

$7756

The United States

$8213

Gainesville

$8973

The Villages

$8821

Homosassa Springs

$8821

Deltona

The Cost of Other Types of Senior Care

At an average of $8,973 a month, a private room in a nursing home is the most expensive environment to receive senior care in Ocala. By a margin of $786, a semiprivate room is second-most expensive. Median costs for assisted living are $3,813 while both home care and home health care cost $4,576 per month. For adult day health care, seniors are spending $1,408 a month on average, making it the most affordable type of senior care in Ocala. 

$3813

Home care

$4576

Home health care

$1408

Adult day health care

$4000

Assisted living

$8187

Nursing home (semiprivate room)

$8973

Nursing home (private room)

Financial Assistance for Nursing Home Care in Ocala, Florida

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Ocala, Florida

In the list below, we’ve included state agencies and programs as well as nonprofit resources that can assist seniors in obtaining financing for nursing home care and receiving reduced-cost care services at home. 

ResourceContactService
Marion Senior Services(352) 620-3501Marion Senior Services is a nonprofit agency offering several helpful programs to Ocala’s seniors. Ranging from free to an income-dependent cost-share, the agency’s services include transportation to medical appointments and grocery shopping, nutrition programs and non-medical in-home services. Emergency alert systems, homemaker services, personal care and adult day care are some of the services included with the agency’s in-home support program. Its nutrition program covers congregate meals and Meals on Wheels. 
Florida Department of Children & Families(866) 762-2237At the Florida Department of Children & Families, state workers can assist seniors in enrolling in Medicaid and understanding the program’s various waivers and benefits. The agency also handles applications for the government’s cash and food assistance programs. 
Statewide Medicaid Managed Care Long-Term Care Program(850) 414-2000Coverage for nursing home care in Florida is provided through the S.M.M.C. L.T.C. In addition to nursing facility care, the L.T.C. plan provides Marion County residents with homemaker services, home-delivered meals, assistance managing medications and many other care services. For seniors to qualify for nursing facility care coverage, they must be enrolled in Medicaid, at least 65 years of age and have a condition necessitating the level of care nursing facilities provide. 
Serving Health Insurance Needs of Elders(800) 262-2243The S.H.I.N.E. program offers free counseling to seniors to answer questions about Medicare, Medicaid and other health insurance options. In addition to its one-on-one assistance, S.H.I.N.E. hosts classes on health care with topics related to handling billing issues, planning long-term care and understanding prescription drugs coverage. The program is a free service managed by the Florida Department of Elder Affairs and Marion Senior Services.