Summerfield is an unincorporated township in central Florida and a suburb of Ocala in Marion County. Its year-round warm weather, mild winters, relatively low crime rates and plentiful opportunities for outdoor recreation make Summerfield an appealing destination for seniors. The population of Summerfield was about 26,600 in 2019, which included approximately 12,500 seniors aged 65 or older. Residents enjoy the small-town feel combined with the proximity to the amenities found in nearby Ocala.  

Assisted living facilities are ideal for seniors who don’t require round-the-clock care but need some personal assistance and want the least restrictive, home-like setting that promotes their continued independence. The average monthly cost of assisted living in Summerfield is $4,000, slightly higher than the state average but less than the national average.

This guide provides an overview of assisted living in Summerfield, including cost comparisons of other senior options and the average costs of other Florida cities nearby. It also lists some benefits and drawbacks of retiring in Summerfield and several free senior resources available in Marion County.

Directory of Assisted Living Facilities in Summerfield, FL

Highpoint at Stonecrest

17201 SE 109th Terrace Rd., Summerfield, FL, 34491


Summerfield Suites LLC Assisted Living

17421 SE 109th Terrace Road, Summerfield, FL, 34491

Mom lived here for six years during her journey through Alzheimer’s. The care was excellent. The staff treated her as if she were their own mother. Do not hesitate to move your loved one here!
Mom lived here for six years during her journey through Alzheimer’s. The care was excellent. The staff treated her as if she were their own mother. Do not hesitate to move your loved one here!

Caregivers Comfort Care For Elders

11296 SE Highway 42, Summerfield, FL, 34491

My friend has been staying in the Caregiver’s Comfort Care For Elders for a week now. It’s a homelike situation. They probably have five or six residents only. It’s very comfortable, very family-like, … (read more)
My friend has been staying in the Caregiver’s Comfort Care For Elders for a week now. It’s a homelike situation. They probably have five or six residents only. It’s very comfortable, very family-like, … (read more)

2014, 2015, 2016

Freedom Pointe at The Villages

1550 El Camino Real, The Villages, FL, 32159

The lady at the front desk of Freedom Pointe CCRC was not very accommodating — she was actually rude. We went to the wrong building. We went to the independent living building, and she was rude, very … (read more)
The lady at the front desk of Freedom Pointe CCRC was not very accommodating — she was actually rude. We went to the wrong building. We went to the independent living building, and she was rude, very … (read more)

Brookdale Chambrel Pinecastle

1801 SE 24th Road, Ocala, FL, 34471

Brookdale Chambrel Pinecastle is located in Ocala, Florida near Reservoir Park and just a short drive from Highway 301. Visitors comment that the staff is friendly and attentive, and residents say the … (read more)
Brookdale Chambrel Pinecastle is located in Ocala, Florida near Reservoir Park and just a short drive from Highway 301. Visitors comment that the staff is friendly and attentive, and residents say the … (read more)

Sumter Senior Living

1490 Killingsworth Way, The Villages, FL, 34748

Sumter was very nice, but it was too far, and I wanted something that was closer to me. The staff was very friendly, very professional, and very knowledgeable. If somebody lives in The Villages, this … (read more)
Sumter was very nice, but it was too far, and I wanted something that was closer to me. The staff was very friendly, very professional, and very knowledgeable. If somebody lives in The Villages, this … (read more)

2014, 2017

The Windsor of Ocala

2650 Southeast 18th Ave, Ocala, FL, 34471

The Windsor is located just off a quiet road in Ocala, a short distance from a number of convenient medical facilities. At Windsor of Ocala, residents are provided spacious rooms and their health is a … (read more)
The Windsor is located just off a quiet road in Ocala, a short distance from a number of convenient medical facilities. At Windsor of Ocala, residents are provided spacious rooms and their health is a … (read more)

Brookdale Paddock Hills

1601 SE 24th Road, Ocala, FL, 34471

Thick woods and open lawns dominate the surroundings of Brookdale Paddock Hills, a pet-friendly assisted living and memory care facility in a residential community of Ocala, Florida. Visitors often co … (read more)
Thick woods and open lawns dominate the surroundings of Brookdale Paddock Hills, a pet-friendly assisted living and memory care facility in a residential community of Ocala, Florida. Visitors often co … (read more)

2022

Buffalo Crossings Assisted Living

3890 Woodridge Drive, Lady Lake, FL, 32162

I will be staying at Buffalo Crossings Assisted Living. One of the reasons that I chose the place was that it’s a medium-sized facility. I can’t believe how the staff, even the guy pushing the broom, … (read more)
I will be staying at Buffalo Crossings Assisted Living. One of the reasons that I chose the place was that it’s a medium-sized facility. I can’t believe how the staff, even the guy pushing the broom, … (read more)

2022

Lady Lake Senior Living

930 County Rd 466, Lady Lake, FL, 32159

I was so please with the he friendly atmosphere free m residents as I took my tour, and the beautiful decor. I especially LOVED the comfy chairs in the movie room and library! The activities sheet is … (read more)
I was so please with the he friendly atmosphere free m residents as I took my tour, and the beautiful decor. I especially LOVED the comfy chairs in the movie room and library! The activities sheet is … (read more)

2016

HarborChase of Villages Crossing

13517 NE 86th Court, Lady Lake, FL, 32159

HarborChase of Villages Crossing has been great. There are many people that work there, from administration to the staff, who are very caring, and who do their job very well. I’ve been very pleased wi … (read more)
HarborChase of Villages Crossing has been great. There are many people that work there, from administration to the staff, who are very caring, and who do their job very well. I’ve been very pleased wi … (read more)

2016

The Springs of Lady Lake

620 Griffin Ave, Lady Lake, FL, 32159

My sister will be moving into The Springs of Lady Lake. She’s not there yet, so we only walked through the facility. They’re pleasant people, and they seemed to be happy with the facility. It was the … (read more)
My sister will be moving into The Springs of Lady Lake. She’s not there yet, so we only walked through the facility. They’re pleasant people, and they seemed to be happy with the facility. It was the … (read more)

Prestige Manor

6333 SE Babb Rd, Belleview, FL, 34420


The Carriage House Gracious Retirement Living

4680 Bellwether Ln, Oxford, FL, 34484

The Carriage House was very good, clean, and well-maintained. The people were very outgoing and helpful. The dining area, rooms, and layout were good, and it’s a fairly new facility.
The Carriage House was very good, clean, and well-maintained. The people were very outgoing and helpful. The dining area, rooms, and layout were good, and it’s a fairly new facility.

The Willows

4725 Bellwether Lane, Oxford, FL, 34484

The Willows was very nice. Jackie was the one who helped me out and she was very nice and very helpful. She showed me how the whole place looked like. She showed me an efficiency room and an apartment … (read more)
The Willows was very nice. Jackie was the one who helped me out and she was very nice and very helpful. She showed me how the whole place looked like. She showed me an efficiency room and an apartment … (read more)

The Bridge at Ocala

2800 SW 41st Street, Building 200, Ocala, FL, 34474

The Bridge at Ocala is an assisted living facility located near route 75 in Ocala, Florida. It provides residents with transportation into town for shopping and entertainment. There are physical thera … (read more)
The Bridge at Ocala is an assisted living facility located near route 75 in Ocala, Florida. It provides residents with transportation into town for shopping and entertainment. There are physical thera … (read more)

2014

Mission Oaks

10780 N. US Highway 301, Oxford, FL, 34484

When we had to decide on where my Mom should be we knew 2 things. It needed to be close to us and it needed to be safe. We were so glad that Mom has enjoyed everything about .issuing Oaks. From the wa … (read more)
When we had to decide on where my Mom should be we knew 2 things. It needed to be close to us and it needed to be safe. We were so glad that Mom has enjoyed everything about .issuing Oaks. From the wa … (read more)

Serenades at The Villages

2450 Parr Drive, The Villages, FL, 32162

My mother-in-law will be in Serenades at The Villages assisted living. It’s excellent, they’re well-trained, and have enough staff. The place is extremely clean with enough amenities and outside trans … (read more)
My mother-in-law will be in Serenades at The Villages assisted living. It’s excellent, they’re well-trained, and have enough staff. The place is extremely clean with enough amenities and outside trans … (read more)

2016

Marion Oaks Assisted Living

3590 SW 137th Loop, Ocala, FL, 34473

Marion Oaks Assisted Living is located in a cozy, green area of Ocala. Residents are offered pet-friendly assisted living and memory care services in a safe facility, staffed by friendly, skilled team … (read more)
Marion Oaks Assisted Living is located in a cozy, green area of Ocala. Residents are offered pet-friendly assisted living and memory care services in a safe facility, staffed by friendly, skilled team … (read more)

Watercrest Spanish Springs

930 Alverez Avenue, The Villages, FL, 32159

We visited Elan Spanish Springs and we saw the rooms. They were very nice. The location was exceptional, it’s near every kind of restaurant and every kind of shopping opportunity. It’s just amazing. I … (read more)
We visited Elan Spanish Springs and we saw the rooms. They were very nice. The location was exceptional, it’s near every kind of restaurant and every kind of shopping opportunity. It’s just amazing. I … (read more)

What to Consider About Assisted Living in Summerfield

Florida’s health facilities are overseen by the Florida Agency for Health Care Administration, and its Division of Health Quality Assurance licenses/certifies and regulates assisted living facilities. The Alachua Bureau of Field Operations Office handles cities within a 16-county area, including Summerfield in Marion County and performs on-site surveys to ensure licensure compliance.

Benefits and Drawbacks of Assisted Living in Summerfield

  • The cost of living in Summerfield is lower than the national average by about 8%. It’s also lower than the state average by almost 11%. Every category, except utilities, is lower than the average cost nationwide and statewide. This includes health care costs, which are about 6% less than the national average and 4% lower than the state average.
  • Although Summerfield doesn’t have a local hospital, it does have the Ocala Health Summerfield ER. This freestanding emergency room provides the same rapid emergency care individuals would receive at a general hospital. It offers 24/7 adult and pediatric emergency care, which includes full diagnostic imaging and laboratory services. UF Health The Villages Hospital is less than six miles away and provides advanced cardiac care, therapy for advanced rehabilitation and all the services expected at a general medical surgical facility.
  • Florida is an extremely tax-friendly state for retirees, mostly because it doesn’t have any state income tax. Therefore, retirees won’t pay taxes on their Social Security benefits or other retirement income. The state also doesn’t charge any estate or inheritance taxes.
  • The total combined sales tax rate in Marion County is 7%, which nearly matches the average statewide rate of 7.01%. Its sales taxes are higher than 84.5% of Florida’s other cities and counties, even though localities can add up to 2% to the state’s sales tax amount of 6%. However, groceries and prescription drugs aren’t taxed in Marion County.
  • Summerfield has a relatively rainy climate, especially in the Fall. It sees about 51 inches of rainfall each year compared to the national average of 38. However, it doesn’t get any snow, which is beneficial to those who use mobility aids, and residents enjoy about 233 days of sunshine annually. The average low in the coldest winter month is about 46 degrees, and it’s uncommon for overnight lows to fall below freezing. Summerfield is considered one of the hottest places in Florida, and humidity in July and August can be stifling.

Paying for Assisted Living in Summerfield

According to Genworth’s Cost of Care Survey, the average cost of assisted living in Summerfield is $4,000. This is higher than the state average, but only by $300 per month, but it’s lower than the national average, also by $300 per month.

The Cost of Assisted Living in Nearby Cities

While the average cost of assisted living in Summerfield may be higher than the state average, it’s less than the cost of many other nearby cities. It’s only $50 per month less than Deltona’s cost, but it’s $527 lower than Homosassa Springs’ and $571 less than Gainesville’s. The Villages, which is one of its closest neighbors, has an average cost that’s higher by $950 per month. 

$4000

Summerfield

$3700

Florida

$4300

The United States

$4050

Deltona

$4527

Homosassa Springs

$4571

Gainesville

$4950

The Villages

The Cost of Other Types of Senior Care

Seniors interested in other types of senior care learn that adult day health care is the least expensive and offers the lowest amount of care. It averages $1,408 per month in Summerfield. Aging in place and receiving care from home costs about $3,813 monthly for homemaker services or $4,576 for the more extensive home health aide care. Nursing home facilities offer the most care and the highest monthly price tag at an average of $8,187 for semiprivate rooms or $8,973 for private rooms.

$3813

Homemaker Services

$4576

Home Health Aide

$1408

Adult Day Health Care

$4000

Assisted Living Facility

$8187

Nursing Home Facility (semiprivate room)

$8973

Nursing Home Facility (private room)

Note: Data for Summerfield was unavailable, so data for the nearest city, Ocala, was used instead.

Financial Assistance for Assisted Living in Summerfield

Residents of assisted living facilities in Summerfield may be eligible for financial assistance through the Medicaid Long Term Care Program and the Assistive Care Services waiver. Additional funding may also be available for the Optional State Supplement for seniors who receive Social Security income.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.

Financial Assistance for Assisted Living in Florida

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

Free Assisted Living Resources in Summerfield

Seniors in Summerfield have various free countywide resources that help them remain active, healthy and independent. These government entities and nonprofits offer supportive services to seniors in assisted living and other types of senior care throughout Marion County, often regardless of income.

Resource

Contact

Services

(800) 262-2243

The Mid-Florida Area Agency on Aging, also called Elder Options, is a not-for-profit corporation and the state-designated AAA and Aging & Disability Resource Center for this area. Elder Options helps seniors aged 60 or older in a 16-county service area in North Central Florida, including Marion County. Elder Options strives to strengthen seniors’ support systems by creating new services that enhance seniors’ lives. Its Elder Helpline offers information, assistance and referrals for aging-related programs. Other services include elder abuse prevention, healthy aging classes and other programs that help promote continued independence, regardless of income.

(352) 620-3501

Marion Senior Services is a nonprofit organization that provides supportive care to elderly residents throughout Marion County. It offers nutrition services, in-home care and transportation services. Transportation is provided by reservation only on handicap-accessible vans and mini buses to go to medical appointments, work, recreational or social events, educational programs and shopping.

(352) 671-8422

Marion County Veterans Services helps residents throughout the county who are military veterans to obtain their Veterans Administration benefits. It helps veterans receive appropriate compensation and pensions, including disability compensation and a non-service-connected disability pension. Veterans Services also helps with obtaining health care, education, death and burial benefits.

Assisted Living Laws and Regulations in Summerfield

Summerfield-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Florida are required to follow. Visit our Assisted Living in Florida page for more information about these laws.

Assisted Living Laws and Regulations in Florida