The city of Loveland is located just 46 miles north of Denver in the state of Colorado, and it is known as the Gateway to the Rocky Mountains. Loveland has a population of 78,877, and around 18.6% of its residents are aged 65 and older. Seniors living in the city have access to excellent medical services at UCHealth Medical Center of the Rockies, which is rated as high-performing in five procedures by USN Health ratings. 

Nursing home care provides medical care and supervision to seniors with chronic illnesses and those who are extremely frail. The care is administered by teams of registered nurses who are available 24/7 to provide assistance as required, and as a consequence of this, care can be quite expensive. According to the Genworth Cost of Care Survey 2020, the average monthly cost of a semiprivate room in nursing home care in Loveland is $9,049, which is higher than the national average of $7,756. Seniors living in Loveland may want to look at home care services and assisted living as alternative options.

This guide looks at the costs of senior care options in Loveland and provides a list of resources for seniors. 

Directory of Nursing Homes in Loveland, CO

Loveland Village

2101 South Garfield Avenue, Loveland, CO, 80537

Loveland Good Samaritan senior home is based in Loveland, Colorado, just a short journey from Derby Hill Park. The entire campus covers 50 acres and overlooks the Rocky Mountains. Services include lon … (read more)
Loveland Good Samaritan senior home is based in Loveland, Colorado, just a short journey from Derby Hill Park. The entire campus covers 50 acres and overlooks the Rocky Mountains. Services include lon … (read more)

The Green House Homes at Mirasol

490 Mirasol Drive, Loveland, CO, 80537

This place absolutely, positively ROCKS. Centre rehab had given up completely on my Mother-in-law; told us to find a nursing home…My Mother-in-law has absolutely thrived here. The staff to patient … (read more)
This place absolutely, positively ROCKS. Centre rehab had given up completely on my Mother-in-law; told us to find a nursing home…My Mother-in-law has absolutely thrived here. The staff to patient … (read more)

Riverbend Health & Rehabilitation Center

821 DUFFIELD COURT, Loveland, CO, 80537

Well, a majority of my clothes disappeared, they were replaced. Now several months later they had to be replaced again. Because of this the laundry people are trying to track my clothes . Because of t … (read more)
Well, a majority of my clothes disappeared, they were replaced. Now several months later they had to be replaced again. Because of this the laundry people are trying to track my clothes . Because of t … (read more)

North Shore Health & Rehab Facility

1365 West 29th Street, Loveland, CO, 80538

North Shore Health & Rehab Facility is backdropped by the Benson Sculpture Garden and North Lake Park, and just moments from the US Route 34 highway. The facility has a close relationship with Lar … (read more)
North Shore Health & Rehab Facility is backdropped by the Benson Sculpture Garden and North Lake Park, and just moments from the US Route 34 highway. The facility has a close relationship with Lar … (read more)

Mckee Medical Center Nursing Home

2000 N Boise Ave, Loveland, CO, 80538



Lemay Avenue Health and Rehabilitation Facility

4824 SOUTH LEMAY AVENUE, Fort Collins, CO, 80525

This is a really beautiful nursing facility inside and out with a caring staff. I was a patient/resident for 4 weeks in 2018, while recuperating from a broken hip. I had a large nicely furnished beaut … (read more)
This is a really beautiful nursing facility inside and out with a caring staff. I was a patient/resident for 4 weeks in 2018, while recuperating from a broken hip. I had a large nicely furnished beaut … (read more)

Good Samaritan Society – Fort Collins Village

508 West Trilby Road, Fort Collins, CO, 80525

Good Samaritan Society – Fort Collins is an assisted living facility nestled between route 287 and the Colina Mariposa Natural Area. This facility has a nursing home on campus, so if independent resid … (read more)
Good Samaritan Society – Fort Collins is an assisted living facility nestled between route 287 and the Colina Mariposa Natural Area. This facility has a nursing home on campus, so if independent resid … (read more)

Berthoud Living Center

855 FRANKLIN AVENUE, Berthoud, CO, 80513

Loved the staff. They went out of their way to be helpful, even when pressured by unexpected difficulties, like water being cut off by the City of Berthoud. No one missed a beat. Very impressive. … (read more)
Loved the staff. They went out of their way to be helpful, even when pressured by unexpected difficulties, like water being cut off by the City of Berthoud. No one missed a beat. Very impressive. … (read more)

The Suites – Fort Collins

4880 Ziegler Road, Fort Collins, CO, 80528

The Suites at Ft. Collins is a very nice newer care center. My 87 year old aunt was placed there in September 2019 and moved to Assisted living in January 2020. The Suites was always clean, the staf … (read more)
The Suites at Ft. Collins is a very nice newer care center. My 87 year old aunt was placed there in September 2019 and moved to Assisted living in January 2020. The Suites was always clean, the staf … (read more)

Nursing Home Costs in Loveland, CO

The average monthly cost of nursing home care in Loveland is $9,049 for a semiprivate room and $10,539 for a private room. 

The Cost of Nursing Home Care in Nearby Cities

Using the average monthly cost of a semiprivate room in nursing home care as a price comparison point, the cost of care in Loveland is higher than the national average of $7,756 and the Colorado state average of $8,517. 

The average cost of nursing home care is similar in Denver at $9,064 per month. However, the monthly average cost of nursing home care is lower in Fort Collins ($8,971), Colorado Springs ($8,289) and Pueblo ($8,425) than in Loveland.

$9049

Loveland

$8517

Colorado

$7756

The United States

$9064

Denver

$8971

Fort Collins

$8289

Colorado Springs

$8425

Pueblo

The Cost of Other Types of Senior Care

In most cities, the cheapest senior care option is adult day care; however, data for this option was not available for Loveland. The state average though is $1,625 per month. Assisted living, which benefits seniors who only need some help with daily tasks, has an average monthly cost of $5,100. Home care services and home health care services are higher at $5,625 and $5,720, respectively. At the upper end of the cost scale, nursing home care has an average monthly cost of $9,049 for a semiprivate room and $10,539 for a private room. 

$5100

Assisted living

$5625

Home care

$5720

Home health care

$9049

Nursign home semiprivate room

$10539

Nursing home private room

Note: Data for Loveland was unavailable, so data for the nearest city, Boulder, was used instead.

Financial Assistance for Nursing Home Care in Loveland, CO

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Loveland, CO

These resources may help seniors who are looking for services that could assist them in remaining in their own home for as long as possible and avoid or delay the transition to a nursing home care facility. One resource looks at financial assistance options for seniors who already reside in a long-term care facility and those who are planning to make the move in the near future.

ResourceContactService
Larimer County Office on Aging(970) 498-7750The Larimer Office on Aging offers a range of programs to assist seniors living in the Loveland area. All of the programs are offered free of charge, but income restrictions do apply. Some of the services provided include the Chore Voucher Program and the In-Home Services Voucher Program. Both of these programs provide vouchers to seniors for chores and in-home assistance services that will help them remain safely in their own homes. Additional services include family caregiver support and options counseling.
UCHealth Senior Services SHIIP (970) 624 -1860The Aspen Club at UCHealth is contracted by the state of Colorado to provide free of charge assistance to seniors regarding state health insurance plans. All information provided is unbiased, and seniors can choose between a one-on-one session and group assistance. Trained volunteer counselors can assist seniors in finding the best plan for their particular requirements and ensure they are receiving all the benefits they are eligible for. In addition, counselors can explain the financial assistance options available to seniors requiring care in a nursing home facility.
Meals on Wheels Loveland(970) 667-0311The Loveland Meals on Wheels provides meals to homebound seniors aged 60 and over who are no longer able to shop or prepare a meal for themselves. The meals are delivered on a daily basis from Monday to Friday by teams of volunteers. Seniors can request up to 7 additional meals on top of the 5 standard meals depending on their circumstances and requirements. The five daily meals are delivered hot and additional meals are delivered frozen once a week. Free blizzard boxes that are filled with shelf staples are delivered on an annual basis. There is a charge for each meal, but financial assistance is available for low-income seniors.