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The 10 Best Memory Care Facilities in Loveland, CO for 2024

Memory Care Facilities in Loveland, Colorado

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On this page:

  • Memory Care Facilities in Loveland, Colorado
  • What to Consider About Memory Care in Loveland
  • Paying for Memory Care in Loveland
  • Financial Assistance for Memory Care in Loveland
  • Free Memory Care Resources in Loveland
  • Memory Care Laws and Regulations in Loveland

What to Consider About Memory Care in Loveland

All memory care communities in Loveland follow rules set by the Colorado Department of Public Health and Environment, which licenses, investigates and collaborates with all residential facilities in the state. The department establishes minimum standards for housing, resident monitoring and care, recreation and medication services, as well as staffing and staff training.

Benefits and Drawbacks of Memory Care in Loveland

 

  • Memory care residents in Loveland have access to two major hospitals, promoting access to diverse medical services and specializations. These include UCHealth Medical Center of the Rockies, a 193-bed regional facility that specializes in trauma and heart care, and Banner McKee Medical Center, a 132-bed acute care hospital with a neurology department that provides comprehensive care for Alzheimer’s and other forms of dementia.

 

  • Colorado provides seniors with a deduction of up to $24,000 they can apply toward all retirement income, reducing or even eliminating what they owe to the state in annual taxes. The state sales tax rate compares favorably with national norms, and Colorado provides exemptions from groceries and prescription medications, optimizing affordability for memory care residents.

 

  • Living costs in Loveland surpass the national norm by about 18%, with residents paying above-average costs from expenses such as transportation, housing and health care. Fortunately, qualified individuals may receive financial assistance for memory care expenses through the state-funded Supported Living Services Waiver, putting residential care within reach for those with limited access to resources.

 

  • On the AARP Livability Index, Loveland’s score exceeds the national norm by several points at 54. Across the index’s categories, this city scores especially well in Health, with a score of 74 for variables such as the high patient satisfaction rate, the low rate of preventable hospitalizations and the lack of shortages in health care workers. Additionally, the city fosters an enriching environment through access to 2.5 cultural institutions per 10,000 people, which may provide options for those seeking early-stage engagement opportunities with loved ones who have dementia.

 

  • On an annual basis, Loveland reports crime at a rate of 30 incidents per 1,000 people, with a breakdown of three violent offenses and 27 property-related misdeeds. Relative to other U.S. cities that have similarly sized populations, Loveland has more crime than average, although neighborhoods such as Mariana Park/The Willows and Enchantment Ridge see a considerably lower rate of criminal activity. These neighborhoods may have memory care options for seniors and families seeking safe communities.

Paying for Memory Care in Loveland

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care facilities in Loveland charge approximately $7,844 per month for care.

The Cost of Memory Care in Nearby Cities

In Loveland, memory care costs come in at around $7,844 per month, surpassing the state and national respective medians of $5,938 and $5,625, as well as typical rates in nearby cities. In Denver, for example, seniors pay about $970 less for residential services. Similarly, rates in Greeley come in roughly $2,340 less than in Loveland, and in Fort Collins, seniors pay approximately $2,840 less for services.

Loveland

$7,844

Colorado

$5,938

United States

$5,625

Fort Collins

$5,000

Greeley

$5,500

Denver

$6,875

The Cost of Other Types of Senior Care

Memory care rates in Loveland come in at approximately $7,844 per month. This offers about $4,320 in savings over the norm for nursing home care, which supports older adults who need 24-hour medical care due to their age or physical condition, but it exceeds costs for other local options. For example, home care agencies charge $6,769 for private in-home care services, such as light housekeeping and meal preparation, as well as for home health care services, such as diabetes management. Assisted living, which features residential, personal care for seniors without dementia, costs about $1,570 less than memory care, and seniors who rely on nonresidential adult day health care communities for daytime personal care and medical support pay $4,333.

Memory Care

$7,844

In-Home Care

$6,769

Home Health Care

$6,769

Adult Day Health Care

$4,333

Assisted Living Facility

$6,275

Nursing Home Facility (semiprivate room)

$12,167

Note: Data for Loveland was unavailable, so data for the nearest city, Boulder, was used instead.

Financial Assistance for Memory Care in Loveland

Learn more about these programs, plus who’s eligible, on our Memory Care in Colorado page.

Financial Assistance for Memory Care in Colorado

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Colorado page.

Free Memory Care Resources in Loveland

Loveland and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in a memory care community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free memory care resources in Loveland, please visit our Memory Care in Colorado page.

Memory Care Laws and Regulations in Loveland

 

Loveland Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in Colorado are required to follow. Visit our Memory Care in Colorado page for more information about these laws.

Memory Care Laws and Regulations in Colorado

Reviews of Communities Nearby

Memory Care

Reviewer#RD0423d

I visited this facility

Review of Seven Lakes Memory Care

I toured Seven Lakes Memory Care. They're professional, clean, caring, and engaged. The apartments were small but well-designed. The staff who gave the tour was excellent. I saw the dining area and...

Read more

Memory Care

Reviewer#RD0423d

I visited this facility

Review of Bethesda Gardens Loveland

Bethesda Gardens Loveland is a nice place. I found the memory care unit to be a little bit dim. The staff seemed caring though. When I was in the dining area, it was partially clean. The staff who...

Read more

Memory Care

Deanne

I visited this facility

Review of Seven Lakes Memory Care

I chose Seven Lakes Memory Care for Mom. It's considered a neighborhood community, with only 12 beds per neighborhood. It has several chefs and onsite nurses. The employee-to-resident ratio is very...

Read more

Memory Care Facilities near Loveland, CO

Fort CollinsLongmontGreeleyEvansFort LuptonLafayette

Other Options in Loveland, CO

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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