Loveland, Colorado, is ranked 73rd on Caring.com’s Senior Living Report, indicating it’s among the nation’s most favorable cities for retirees. Its low crime rate and high access to health care make it a safe community for seniors and minimal traffic congestion and public transportation options make it easy to navigate with or without a private vehicle. Housing costs account for a relatively small portion of residents’ spending, and state foreclosure prevention and protection programs promote long-term stability for those on fixed incomes. The city is also home to two hospitals, McKee Medical Center and Medical Center of the Rockies, providing access to diverse medical services.
In addition to these benefits, Loveland supports seniors through access to numerous home care agencies. According to the 2021 Genworth Cost of Care Survey, these agencies charge $6,769 per month on average for personal care services. Home health care, which provides skilled nursing services such as disease monitoring and management, wound care, and vitals monitoring, may be a more appropriate option for those with medical needs.
Below we’ve compiled a comprehensive directory of every home care provider in Loveland– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Memory Care Facilities in Loveland, CO
535 N. Douglas Ave., Loveland, CO, 80537
Hillcrest of Loveland in Loveland, Colorado, offers beautiful apartments in a lovely setting. The building’s main entrance conveys a warm, inviting welcome, and the large windows and attractive decor
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Hillcrest of Loveland in Loveland, Colorado, offers beautiful apartments in a lovely setting. The building’s main entrance conveys a warm, inviting welcome, and the large windows and attractive decor make the common spaces great places for socializing with friends and family members. Special features of Hillcrest of Loveland include fitness and computer rooms, a beauty salon/barber shop, a library and resident parking. Other amenities that residents enjoy are housekeeping and laundry services, in-room kitchenettes and cable TV, games, music events, lectures and off-site field trips.
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Hillcrest of Loveland in Loveland, Colorado, offers beautiful apartments in a lovely setting. The building’s main entrance conveys a warm, inviting welcome, and the large windows and attractive decor
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Hillcrest of Loveland in Loveland, Colorado, offers beautiful apartments in a lovely setting. The building’s main entrance conveys a warm, inviting welcome, and the large windows and attractive decor make the common spaces great places for socializing with friends and family members. Special features of Hillcrest of Loveland include fitness and computer rooms, a beauty salon/barber shop, a library and resident parking. Other amenities that residents enjoy are housekeeping and laundry services, in-room kitchenettes and cable TV, games, music events, lectures and off-site field trips.
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1875 Fall River Drive, Loveland, CO, 80538
Park Regency Assisted Living is situated among the beautiful mountainous area of Loveland, Colorado. Residents can enjoy all of the amenities of this popular destination for tourists including excelle
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Park Regency Assisted Living is situated among the beautiful mountainous area of Loveland, Colorado. Residents can enjoy all of the amenities of this popular destination for tourists including excellent dining and shopping. The facility has a beautiful dining area, a workout room and a physical therapy room that’s well-equipped and has a nice atmosphere. It’s a larger facility and has access to many resources that can help connect residents to each other and the local community. The community is close to walking paths and local area entertainment and activities.
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Park Regency Assisted Living is situated among the beautiful mountainous area of Loveland, Colorado. Residents can enjoy all of the amenities of this popular destination for tourists including excelle
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Park Regency Assisted Living is situated among the beautiful mountainous area of Loveland, Colorado. Residents can enjoy all of the amenities of this popular destination for tourists including excellent dining and shopping. The facility has a beautiful dining area, a workout room and a physical therapy room that’s well-equipped and has a nice atmosphere. It’s a larger facility and has access to many resources that can help connect residents to each other and the local community. The community is close to walking paths and local area entertainment and activities.
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1990 Pikes Peak Dr, Loveland, CO, 80538
We toured Seven Lakes Memory Care, and they were just phenomenal. We saw a studio there. They have a very high ratio of workers to residents. The rooms were efficient and very easy for people with mem
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We toured Seven Lakes Memory Care, and they were just phenomenal. We saw a studio there. They have a very high ratio of workers to residents. The rooms were efficient and very easy for people with memory challenges to adapt to. I have tried their food and it’s good. The dining area is kind of a common area where they eat and it’s nice. They’ve got loads of activities there. They’re constantly doing something. The place is clean, and the workers are very supportive. All have been specifically trained. They have a very good training program, so they are using the best protocols for de-escalating memory-challenged people.
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We toured Seven Lakes Memory Care, and they were just phenomenal. We saw a studio there. They have a very high ratio of workers to residents. The rooms were efficient and very easy for people with mem
… (read more)
We toured Seven Lakes Memory Care, and they were just phenomenal. We saw a studio there. They have a very high ratio of workers to residents. The rooms were efficient and very easy for people with memory challenges to adapt to. I have tried their food and it’s good. The dining area is kind of a common area where they eat and it’s nice. They’ve got loads of activities there. They’re constantly doing something. The place is clean, and the workers are very supportive. All have been specifically trained. They have a very good training program, so they are using the best protocols for de-escalating memory-challenged people.
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2212 E 11th St., Loveland, CO, 80537
I came here to see if it was a good fit for my mom. The staff seemed overly stressed. A resident was soaked walking the halls looking very confused. You could tell they were trying to impress me and m
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I came here to see if it was a good fit for my mom. The staff seemed overly stressed. A resident was soaked walking the halls looking very confused. You could tell they were trying to impress me and my family but it seemed fake. I would not put my family here
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I came here to see if it was a good fit for my mom. The staff seemed overly stressed. A resident was soaked walking the halls looking very confused. You could tell they were trying to impress me and m
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I came here to see if it was a good fit for my mom. The staff seemed overly stressed. A resident was soaked walking the halls looking very confused. You could tell they were trying to impress me and my family but it seemed fake. I would not put my family here
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215 Shupe Circle, Loveland, CO, 80537
Brookdale Mariana Butte is located south of Fort Collins in Loveland, Colorado. This picturesque area is close to the Rocky Mountain National Park, just down the road from Boedecker Reservoir. Residen
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Brookdale Mariana Butte is located south of Fort Collins in Loveland, Colorado. This picturesque area is close to the Rocky Mountain National Park, just down the road from Boedecker Reservoir. Residents enjoy the fun-loving environment with musical performances, arts and crafts and cooking opportunities. They appreciate the clean, well-kept surroundings with on-site physical therapy, a game room and outdoor courtyard. Families feel like their loved ones are well cared for by attentive staff who focus on individual needs and have a positive rapport with residents. They also mention the spacious apartments, lovely decor and delicious menu options.
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Brookdale Mariana Butte is located south of Fort Collins in Loveland, Colorado. This picturesque area is close to the Rocky Mountain National Park, just down the road from Boedecker Reservoir. Residen
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Brookdale Mariana Butte is located south of Fort Collins in Loveland, Colorado. This picturesque area is close to the Rocky Mountain National Park, just down the road from Boedecker Reservoir. Residents enjoy the fun-loving environment with musical performances, arts and crafts and cooking opportunities. They appreciate the clean, well-kept surroundings with on-site physical therapy, a game room and outdoor courtyard. Families feel like their loved ones are well cared for by attentive staff who focus on individual needs and have a positive rapport with residents. They also mention the spacious apartments, lovely decor and delicious menu options.
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2224 East 11th St., Loveland, CO, 80537
5055 S. Lemay Ave., Fort Collins, CO, 80525
Collinwood Assisted Living and Memory care is nestled in Fort Collins, Colorado next to the beautiful Fossil Creek Park and Harmony Medical Campus. Residents are delighted by the facility’s spacious r
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Collinwood Assisted Living and Memory care is nestled in Fort Collins, Colorado next to the beautiful Fossil Creek Park and Harmony Medical Campus. Residents are delighted by the facility’s spacious rooms and distinct partitions that allow for more privacy. Collinwood Assisted Living and Memory Care receive much acclaim for large and small dining rooms, manicured lawns and a network of walkways. Visitors are impressed by activities that include a book club and movie nights on the weekends. Visitors are also pleased to see the constant, friendly interaction between staff and residents.
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Collinwood Assisted Living and Memory care is nestled in Fort Collins, Colorado next to the beautiful Fossil Creek Park and Harmony Medical Campus. Residents are delighted by the facility’s spacious r
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Collinwood Assisted Living and Memory care is nestled in Fort Collins, Colorado next to the beautiful Fossil Creek Park and Harmony Medical Campus. Residents are delighted by the facility’s spacious rooms and distinct partitions that allow for more privacy. Collinwood Assisted Living and Memory Care receive much acclaim for large and small dining rooms, manicured lawns and a network of walkways. Visitors are impressed by activities that include a book club and movie nights on the weekends. Visitors are also pleased to see the constant, friendly interaction between staff and residents.
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3150 Rock Creek Dr, Fort Collins, CO, 80528
Aspens at Fort Collins seemed a little newer, a little fresher. The staff who assisted me was very helpful and very informative. Everything looked very forthcoming and clean, it looked like a nice pla
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Aspens at Fort Collins seemed a little newer, a little fresher. The staff who assisted me was very helpful and very informative. Everything looked very forthcoming and clean, it looked like a nice place. I looked at all the amenities there. They have a barbershop or hair salon.
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Aspens at Fort Collins seemed a little newer, a little fresher. The staff who assisted me was very helpful and very informative. Everything looked very forthcoming and clean, it looked like a nice pla
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Aspens at Fort Collins seemed a little newer, a little fresher. The staff who assisted me was very helpful and very informative. Everything looked very forthcoming and clean, it looked like a nice place. I looked at all the amenities there. They have a barbershop or hair salon.
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1008 Rule Dr., Fort Collins, CO, 80525
We toured Brookdale Fort Collins. We had concerns about the staff retention or staff turnover. The manager on duty hadn’t been there very long, so couldn’t answer some of our questions. She was very n
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We toured Brookdale Fort Collins. We had concerns about the staff retention or staff turnover. The manager on duty hadn’t been there very long, so couldn’t answer some of our questions. She was very nice, but just didn’t know the facility all that well because she didn’t spend a whole lot of time there and seemed new at her position. The maintenance was fine. It looked a little less comfortable than some of the facilities we’ve seen. The problem is when we run out of assets, we have to move my mom to a Medicaid facility (which probably isn’t an option there).
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We toured Brookdale Fort Collins. We had concerns about the staff retention or staff turnover. The manager on duty hadn’t been there very long, so couldn’t answer some of our questions. She was very n
… (read more)
We toured Brookdale Fort Collins. We had concerns about the staff retention or staff turnover. The manager on duty hadn’t been there very long, so couldn’t answer some of our questions. She was very nice, but just didn’t know the facility all that well because she didn’t spend a whole lot of time there and seemed new at her position. The maintenance was fine. It looked a little less comfortable than some of the facilities we’ve seen. The problem is when we run out of assets, we have to move my mom to a Medicaid facility (which probably isn’t an option there).
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4750 Pleasant Oak Drive, Fort Collins, CO, 80525
Across from KinderCare, surrounded by shopping and restaurants, and minutes from the nearest hospital, MacKenzie Place Fort Collins is an assisted and independent living and memory care facility in Fo
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Across from KinderCare, surrounded by shopping and restaurants, and minutes from the nearest hospital, MacKenzie Place Fort Collins is an assisted and independent living and memory care facility in Fort Collins, Colorado. Visitors comment on the helpful, caring and informative staff, the vast number of available amenities, the clean and modern visual appeal and the quality of the food. Spacious studio, one, two or three-bedroom apartments and cottages are available. Residents and visitors also give high marks to the garden and patio area, coffee shop, barber shop, pool and spa.
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Across from KinderCare, surrounded by shopping and restaurants, and minutes from the nearest hospital, MacKenzie Place Fort Collins is an assisted and independent living and memory care facility in Fo
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Across from KinderCare, surrounded by shopping and restaurants, and minutes from the nearest hospital, MacKenzie Place Fort Collins is an assisted and independent living and memory care facility in Fort Collins, Colorado. Visitors comment on the helpful, caring and informative staff, the vast number of available amenities, the clean and modern visual appeal and the quality of the food. Spacious studio, one, two or three-bedroom apartments and cottages are available. Residents and visitors also give high marks to the garden and patio area, coffee shop, barber shop, pool and spa.
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3509 Lochwood Dr., Fort Collins, CO, 80525
Morning Star is located just south of downtown Fort Collins, directly across the street from Warren Park. Its location offers easy access to Warren Lake, and the facility is served by a bus stop, conn
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Morning Star is located just south of downtown Fort Collins, directly across the street from Warren Park. Its location offers easy access to Warren Lake, and the facility is served by a bus stop, connecting residents with destinations throughout the city of Fort Collins. Residents and visitors appreciate the cozy common areas and personable staff members, praising the latter’s willingness to assist with any issue. Residents also highly regard the quality meals from the dining area and enjoy the wide range of activities available, including bingo, sing-alongs, concerts and movies.
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Morning Star is located just south of downtown Fort Collins, directly across the street from Warren Park. Its location offers easy access to Warren Lake, and the facility is served by a bus stop, conn
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Morning Star is located just south of downtown Fort Collins, directly across the street from Warren Park. Its location offers easy access to Warren Lake, and the facility is served by a bus stop, connecting residents with destinations throughout the city of Fort Collins. Residents and visitors appreciate the cozy common areas and personable staff members, praising the latter’s willingness to assist with any issue. Residents also highly regard the quality meals from the dining area and enjoy the wide range of activities available, including bingo, sing-alongs, concerts and movies.
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Paying for Home Care in Loveland, CO
The Cost of Home Care in Loveland, CO
Seniors in Loveland pay $6,769 per month for home care according to estimates in the Genworth 2021 Cost of Care Survey. Local rates exceed the state median of $6,387 and are about $1,800 higher than the national average of $4,957. In Fort Collins, care costs are over $600 lower at $6,101. In Colorado Springs and Greeley, respective care costs come in at $5,786 and $5,625, about $1,000 less than in Loveland. In Pueblo, monthly rates are about $1,500 lower at $5,268.
The Cost of Home Care vs. Other Senior Care Options in Loveland, CO
In Loveland, home care is among the costliest care options at $6,769. Home health care, which is similar but includes skilled nursing services in the individual’s home, has the same monthly rate. However, assisted living provides a comparable scope of services in a residential community setting for $6,275 per month, about $500 less than home care costs, and adult day health care is over $2,000 cheaper at $4,333. Nursing home care is the only costlier option at $12,167.
Nursing Home Care (semiprivate room)
Note: Data for Loveland was unavailable, so data for the nearest city, Boulder, was used instead.
Financial Assistance for Home Care in Loveland, CO
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Loveland Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Loveland:
Address: 19 Old Town Square, Suite 238 Fort Collins, CO 80524
Phone Number: (970) 412-9396
This nonprofit connects neighbors with seniors to provide assistance with basic chores, transportation, help with technology and household handyman support. These include snow removal, respite care, transportation and social activities, and it also provides a hub for local resources. A Little Help also seeks to keep seniors engaged with their community by offering educational programs and regular events across the Loveland area and beyond.
Address: 1217 East Elizabeth #11, Fort Collins, CO 80524
Phone Number: (970) 472-9630
The Volunteers of America Meals on Wheels Program in Fort Collins delivers meals to those who have difficulty preparing meals and are primarily homebound. Meals are delivered Monday to Friday between 11:30 am and 12:30 pm, typically consisting of a full lunch, with two vegetables and a roll, salad and dessert to ensure seniors and other people who qualify receive at least a third of their recommended daily diet. More active seniors can volunteer with this organization.
Address: 405 Canyon Ave, Fort Collins, CO 80525
Phone Number: (970) 472-9630
The Volunteers of America Handyman Program offers seniors free assistance with basic home repair projects. This can include simple safety repairs around the house or chores such as shoveling snow. While assistance is free, clients must pay for the materials required. Additional services such as veteran support and senior dining are also offered by the VOA.
Address: 1501 Blue Spruce, Fort Collins, CO, 80524
Phone Number: (970) 498-7750
The Larimer County Office on Aging offers several useful services to seniors in the area. The chore voucher program gives seniors financial support to complete tasks they may not be physically able to do like laundry or cleaning. Additional services offered include a family caregiver support program, an in-home services voucher program and assistance with filling out all applications for help. Seniors seeking vouchers or additional support should contact the Larimer County Office on Aging.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
