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The 10 Best Home Care Agencies for Seniors in Longmont, CO for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Longmont, CO, residents and their loved ones rate In Home Care agencies 4.92 out of 5 stars across the 37 options below.

Home Care Agencies in Longmont, CO

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Paying for Home Care in Longmont, CO

The Cost of Home Care in Longmont, CO

Longmont is slightly north of Denver and shares the same home care costs as the capital city. According to Genworth Financial’s 2021 Cost of Care Survey, residents can expect to pay about $400 more than the state average and $1812 than the national average for home care. This is more expensive than the majority of cities to the south, such as Colorado Springs and Greeley. Those looking for the lowest prices should look in Pueblo. 

Longmont

$6,769

Colorado

$6,387

The United States

$4,957

Denver

$6,679

Colorado Springs

$5,768

Greeley

$5,625

Pueblo

$5,268

The Cost of Home Care vs. Other Senior Care Options in Longmont, CO

There are many factors to consider when choosing senior care. Home care provides assistance with daily tasks, but doesn’t include the light medical care that home health care provides. The cost difference between the two is negligible. Adult day care is the most cost-effective at $4,333 per month, but doesn’t offer live-in care. For those hoping to move into a residential care community, assisted living is $500 less than in-home care while nursing home care is almost double the cost.  

Home Care

$6,769

Home Health Care

$6,769

Adult Day Care

$4,333

Assisted Living

$6,275

Nursing Home Care (semiprivate room)

$12,167

Note: Data for Longmont was not available, so data for the nearest city, Boulder, was used instead.

Financial Assistance for Home Care in Longmont, CO

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Longmont Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Longmont:

ResourceContactAddressService
Via Mobility Services(303) 447-2848 2855 63rd St., Boulder, CO 80301Via, a private nonprofit, offers free transportation and mobility support that enhances the quality of life and independence of its customers. Mobility specialists develop individualized travel plans and inform seniors of useful services from Via and other community organizations. Options include paratransit and group trips. All Via buses are wheelchair accessible, and every driver is trained in passenger assistance. This community transit agency transports participants within its service area to medical and therapy appointments, shopping destinations, social events and senior centers and adult day programs.
Cultivate(303) 443-19336325 Gunpark Dr., #F, Boulder, CO 80301Cultivate, formerly known as CareConnect, provides a variety of supports for seniors who are aging at home. The Fix-It initiative offers minor home repairs such as grab bar installations and wheelchair or walker repairs. The Carry-Out Caravan brings weekly grocery deliveries to clients’ homes, and VetsGo volunteers escort older veterans to and from appointments. SnowBusters and YardBusters volunteers remove snow and ice and perform basic yard cleanup to help homeowners prevent falls and HOA fines.
Longmont Meals on Wheels(303) 772-0540910 Longs Peak Ave., Longmont, CO 80501For a nominal cost, Longmont Meals on Wheels delivers hot, nutritious lunches to eligible homebound clients every weekday. A trained, screened volunteer performs a wellness check with each visit. Project Homecoming provides five free meals to individuals with a short-term need for meals due to recent hospitalization or outpatient treatment. Longmont Meals on Wheels can arrange for emergency boarding and care of clients’ pets as well.
Rebuilding Together Metro Denver(720) 524-08402839 W 44th Ave., Denver, CO 80211-1428Rebuilding Together Metro Denver helps aging adults maintain their homes with free critical repairs. Through its three programs, volunteers or licensed professionals perform safety modifications that enhance mobility and independence. Emergency Home Repair quickly responds to urgent needs, such as furnace or hot water heater replacement, often within 48 hours. Safe at Home volunteers install smoke and carbon monoxide alarms, shower chairs and non-slip tread in baths, and they fix other minor issues. On Rebuilding Days, volunteers tackle larger projects in targeted neighborhoods, such as building ramps, painting and laminate flooring installation.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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