Loveland is in Colorado’s Larimer County, roughly an hour north of Denver. According to the 2020 U.S. Census, an estimated 77,194 people lived in the city as of 2021, with just under 19% of those people age 65 or up. With access to some of Colorado’s most respected hospitals, exceptionally comfortable summer weather and some of the best water quality in the nation, Loveland has much to offer its seniors.

Those who choose Loveland as a retirement location may find that assisted living provides moderate day-to-day support with basic life activities without the significantly more expensive 24-hour medical supervision in nursing homes. In Loveland, the average monthly cost of assisted living care is $6,275.

The following guide explains some benefits and drawbacks of life in Loveland, then looks at prices for assisted living care in Loveland and other Colorado cities. It also examines local organizations that work to support the lives of retirees and other senior citizens in the area. 

Directory of Assisted Living Facilities in Loveland, CO

Hillcrest of Loveland

Hillcrest of Loveland in Loveland, Colorado, offers beautiful apartments in a lovely setting. The building’s main entrance conveys a warm, inviting welcome, and the large windows and attractive decor … (read more)
Hillcrest of Loveland in Loveland, Colorado, offers beautiful apartments in a lovely setting. The building’s main entrance conveys a warm, inviting welcome, and the large windows and attractive decor … (read more)

Bethesda Gardens Loveland

Park Regency Assisted Living is situated among the beautiful mountainous area of Loveland, Colorado. Residents can enjoy all of the amenities of this popular destination for tourists including excelle … (read more)
Park Regency Assisted Living is situated among the beautiful mountainous area of Loveland, Colorado. Residents can enjoy all of the amenities of this popular destination for tourists including excelle … (read more)

Brookdale North Loveland

Brookdale North Loveland is located across the street from The Old Course at Loveland, a popular area golf course. Families appreciate personalized programs, including graduated levels of care and a 2 … (read more)
Brookdale North Loveland is located across the street from The Old Course at Loveland, a popular area golf course. Families appreciate personalized programs, including graduated levels of care and a 2 … (read more)

Brookdale Mariana Butte

Brookdale Mariana Butte is located south of Fort Collins in Loveland, Colorado. This picturesque area is close to the Rocky Mountain National Park, just down the road from Boedecker Reservoir. Residen … (read more)
Brookdale Mariana Butte is located south of Fort Collins in Loveland, Colorado. This picturesque area is close to the Rocky Mountain National Park, just down the road from Boedecker Reservoir. Residen … (read more)

Loveland Village

Loveland Good Samaritan senior home is based in Loveland, Colorado, just a short journey from Derby Hill Park. The entire campus covers 50 acres and overlooks the Rocky Mountains. Services include lon … (read more)
Loveland Good Samaritan senior home is based in Loveland, Colorado, just a short journey from Derby Hill Park. The entire campus covers 50 acres and overlooks the Rocky Mountains. Services include lon … (read more)

Mirasol Senior Living Community

Mirasol Senior is a quiet, cozy community in Loveland, Colorado, a short distance from Osborne Park, Big Thompson River, several lakes, medical facilities, restaurants and shops. Residents note the hi … (read more)
Mirasol Senior is a quiet, cozy community in Loveland, Colorado, a short distance from Osborne Park, Big Thompson River, several lakes, medical facilities, restaurants and shops. Residents note the hi … (read more)

Lakeview Commons

Lakeview Commons is located in a beautiful area of Loveland, Colorado, a short distance from North Lake Park, Loveland Lake and numerous restaurants and shops. Visitors highly praise the top-rate faci … (read more)
Lakeview Commons is located in a beautiful area of Loveland, Colorado, a short distance from North Lake Park, Loveland Lake and numerous restaurants and shops. Visitors highly praise the top-rate faci … (read more)

Courtyard of Loveland

Courtyard of Loveland is located in a quiet suburban community in Loveland, Colorado. Residents praise the facility’s encouragement of an active, engaging lifestyle with a wide range of indoor and out … (read more)
Courtyard of Loveland is located in a quiet suburban community in Loveland, Colorado. Residents praise the facility’s encouragement of an active, engaging lifestyle with a wide range of indoor and out … (read more)

Loveland House Assisted Living

I’m in Loveland House now. They look after you, but they don’t do everything for you, which what it should be, I think. They would have you keep in touch with how to do laundry and dishes and stuff li … (read more)
I’m in Loveland House now. They look after you, but they don’t do everything for you, which what it should be, I think. They would have you keep in touch with how to do laundry and dishes and stuff li … (read more)

North Shore Health & Rehab Facility

North Shore Health & Rehab Facility is backdropped by the Benson Sculpture Garden and North Lake Park, and just moments from the US Route 34 highway. The facility has a close relationship with Lar … (read more)
North Shore Health & Rehab Facility is backdropped by the Benson Sculpture Garden and North Lake Park, and just moments from the US Route 34 highway. The facility has a close relationship with Lar … (read more)






2023

Collinwood Assisted Living and Memory Care

Collinwood Assisted Living and Memory care is nestled in Fort Collins, Colorado next to the beautiful Fossil Creek Park and Harmony Medical Campus. Residents are delighted by the facility’s spacious r … (read more)
Collinwood Assisted Living and Memory care is nestled in Fort Collins, Colorado next to the beautiful Fossil Creek Park and Harmony Medical Campus. Residents are delighted by the facility’s spacious r … (read more)

Brookdale Fort Collins Assisted Living

Brookdale Fort Collins is an assisted living facility located near route 287 in Fort Collins, Colorado. This facility prides itself in offering personalized care to residents to ensure that they recei … (read more)
Brookdale Fort Collins is an assisted living facility located near route 287 in Fort Collins, Colorado. This facility prides itself in offering personalized care to residents to ensure that they recei … (read more)

Apple Leaf Assisted Living

We went to Apple Leaf Assisted Living in person because we wanted to see the place but unfortunately, there was one small problem so that’s not going to work for us. It’s very warm, it’s a small plac … (read more)
We went to Apple Leaf Assisted Living in person because we wanted to see the place but unfortunately, there was one small problem so that’s not going to work for us. It’s very warm, it’s a small plac … (read more)

2019

MacKenzie Place Fort Collins

Across from KinderCare, surrounded by shopping and restaurants, and minutes from the nearest hospital, MacKenzie Place Fort Collins is an assisted and independent living and memory care facility in Fo … (read more)
Across from KinderCare, surrounded by shopping and restaurants, and minutes from the nearest hospital, MacKenzie Place Fort Collins is an assisted and independent living and memory care facility in Fo … (read more)

Columbine Commons

My mom moved into Columbine Commons. It gets rated really high, and they have a good record. They’re fully staffed. They have no problems keeping their staff. They’re very caring and loving people. My … (read more)
My mom moved into Columbine Commons. It gets rated really high, and they have a good record. They’re fully staffed. They have no problems keeping their staff. They’re very caring and loving people. My … (read more)

COVID-19 Rules for Assisted Living in Loveland

Since most COVID-19 rules for Assisted Living Communities and other Senior Living Facilities are set at the state level, you can view the specific rules for your state on our Guide to Assisted Living in Colorado. Keep in mind that every community has specific policies that they put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.

What to Consider About Assisted Living in Loveland

The Colorado Department of Public Health and Environment is the government agency responsible for overseeing assisted living facilities in Loveland and ensuring they comply with state law. Colorado law generally considers assisted living residences with as few as three non-owner occupants to also fall under the licensing duties of the CDPHE.

Benefits and Drawbacks of Assisted Living in Loveland

  • Loveland’s cost of living is 14% higher than the national average, but the state of Colorado’s cost of living is 21% higher than the national average. It’s also worth noting that most of Loveland’s elevated cost of living comes from the cost of housing, which is 51% over the national average. Loveland’s COL is below the U.S. averages in most other categories, including health care and transportation.
  • Seniors may be able to save a little money on taxes by living in Loveland. Though the income tax rate is identical to the national average at 4.6%, purchases are taxed at a rate of 6.5%, slightly lower than the U.S. average of 7.3%.
  • The climate and weather in Loveland are likely to agree with seniors who like the sun. The average Loveland year sees 223 sunny days, while in the greater U.S., the average is 205. Average high temperatures are from May to September in the low 70s to high 80s. The area also sees less than half as much rain as the average U.S. city at 16 inches per year compared to 38 inches nationally. That said, winters can get quite cold and snowy, with average lows regularly dipping into the mid-teens and an average of 46 inches of snow per year against 28 nationally.
  • This part of Colorado has exceptionally good water quality; it’s rated 99 on a 100-point scale, with the U.S. average much lower at 55. Loveland’s air quality, while not as exceptional, is also considered superior to U.S. averages, scoring 65 on the 100-point scale while the nation averages 58.
  • Loveland seniors have access to some of the best health care in Colorado; the city’s main hospital, UCHealth Medical Center of the Rockies, is ranked among the state’s top five medical facilities by U.S. News and World Report, as is UC Health Poudre Valley Hospital, located 30 minutes to the north in Fort Collins. 

Paying for Assisted Living in Loveland

The Genworth Financial Cost of Care Survey 2021 reports that Loveland’s assisted living facility residents pay an average of $6,275 per month for such care. 

The Cost of Assisted Living in Nearby Cities

Loveland’s monthly costs are considerably higher than Colorado’s state average of $4,750 and the national average of $4,500. The second-most-expensive city in Genworth’s Colorado data is Denver, where seniors pay $5,550 a month. In Grand Junction, far to the west and close to the Utah border, seniors pay $4,250 a month, and in Fort Collins, just north of Loveland, they pay $4,000. The state’s lowest reported prices are in Pueblo at $3,800.

$6275

Loveland

$4750

Colorado

$4500

United States

$4250

Grand Junction

$3800

Pueblo

$5500

Denver

$4000

Fort Collins

The Cost of Other Types of Senior Care

The most expensive type of long-term care in Loveland, as in most markets, is nursing home care; a semiprivate room is well into five digits at $12,167 a month. In-home and home health care average $6,769 in the city, approximately $500 per month more than assisted living. Adult day health care only provides coverage during regular work hours but is still expensive at $4,333 per month. 

$6769

In-Home Care

$6769

Home Health Care

$4333

Adult Day Health Care

$6275

Assisted Living Facility

$12167

Nursing Home (semiprivate room)

Note: Data for Loveland was unavailable, so data for the nearest city, Boulder, was used instead.

Financial Assistance for Assisted Living in Loveland

Health First Colorado, the state’s Medicaid plan, helps qualified seniors pay for assisted living costs. In addition, eligible residents can take advantage of the state’s waiver programs and several other programs that aren’t state funded.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Colorado page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Colorado page.

Free Assisted Living Resources in Loveland

The government agencies and nonprofit organizations in the following chart support Loveland-area seniors through opportunities for continuing education, social connection and age-appropriate exercise.

Resource

Contact

Description

(970) 498-7750 

This office is a central point for various programs aimed at improving the quality of life for older residents of Loveland county. Its Transition Coordination Services program helps seniors in assisted living communities and nursing homes make informed choices about when and how to change their living environments or care types.

(970) 962-2783

Senior-specific activities at this location include fitness groups and friendly competition through pickleball, volleyball and table tennis events; drop-in and league play are available. The center organizes group fishing trips, throwback dance parties and educational seminars. There's also an on-site spa with professional podiatry and massage therapy. 

(970) 491-4860

Non-degree-seeking Colorado seniors may audit Colorado State University classes without paying tuition, though they may still be responsible for associated fees. Though there's no CSU campus in Loveland proper, the college's flagship campus is just 30 minutes to the north in Fort Collins, and some classes are available online.

(970) 962-2665

Loveland's public library has a wide array of programming for older adults, including book clubs, gardening classes and memory cafes. It also provides basic technology training in its large computer lab, helping seniors get up to speed on understanding different operating systems, working with cloud storage and more. 

(970) 624-6002

Patterned after traditional Goodwill stores, this nonprofit organization accepts donations of durable medical equipment for low-price resale to those who need it. Equipment includes communication devices, weighted silverware for those with Parkinson's and other diseases that can increase hand tremors, back supports and daily living aids.

Assisted Living Laws and Regulations in Loveland

Loveland Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Colorado are required to follow. Visit our Assisted Living in Colorado page for more information about these laws.