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The 10 Best Assisted Living Facilities in Owosso, MI for 2024

Assisted Living Facilities in Owosso, Michigan

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What to Consider About Assisted Living in Owosso

In Owosso, as in the rest of Michigan, assisted living facilities obtain oversight through the Department of Licensing and Regulatory Affairs. This department officially licenses these facilities as homes for older people, and it sets rules regarding the scope of care they must provide, Medicaid policies, staff screening and training and building requirements.

Benefits and Drawbacks of Assisted Living in Owosso

  • Michigan’s Lowering MI Costs Plan provides seniors with deductions to reduce what they owe to the state in income taxes, leaving more money in the bank for assisted living expenses in Owosso. The state doesn’t impose taxes on Social Security benefits, and it lets those retiring from certain fields reduce their tax liability on their income through the Qualified Fire, Police and Corrections Retiree Subtraction.
  • Owosso ranks in the top half of U.S. cities on the AARP Livability Index, with its score of 59 outpacing the national average city score by 11 points. The city has a wide variety of affordable, age-friendly housing options, making it a practical retirement option. Residents have access to diverse amenities, including an average of three parks and 0.7 grocery stores within a half-mile radius of local assisted living facilities.
  • On a 100-point index based on national norms, Owosso’s cost of living score comes in at 80.9, about 19% below the nationwide average and 12% lower than Michigan’s score, indicating general affordability for assisted living residents. The city has economical housing, food and transportation costs, which can positively impact assisted living fees, and health care costs trend lower here than in a typical U.S. city.
  • Owosso houses Memorial Healthcare, a hospital system that includes over 30 medical and surgical specialties. The system has several health care facilities within Owosso, including a walk-in clinic, a cancer center and an urgent care clinic. Many assisted living facilities in this region provide nonemergency medical transportation and contract with third-party providers to administer routine skilled nursing services, further promoting access to medical support.
  • Every year, Owosso reports about 24 crimes per 1,000 residents, putting it in the bottom 17% of U.S. cities for safety. The local violent crime rate is about double the national average, although property-related infractions occur at a comparatively low frequency. While this may be a consideration for those seeking assisted living in this region, neighborhoods such as Burton/Five Points and Owosso Northwest typically see less criminal activity and may be good options for obtaining care. 

Paying for Assisted Living in Owosso

In Owosso, assisted living residents pay roughly $5,500 per month for residential care.

The Cost of Assisted Living in Nearby Cities

The 2024 Genworth Cost of Care Survey reports that assisted living facilities in Owosso charge around $5,500 monthly, exceeding the Michigan median by roughly $450. Local rates compare favorably to monthly fees in Ann Arbor, which come in near $6,500, although other cities in the region offer more economical care. For example, seniors in Jackson pay approximately $4,733 for services, while facilities in Flint charge around $4,250.

Owosso

$5,500

Michigan

$5,050

United States

$5,350

Jackson

$4,733

Ann Arbor

$6,500

Flint

$4,250

Saginaw

$5,000

The Cost of Other Types of Senior Care

Assisted living costs in Owosso come in near $5,500 per month, offering financial favorability compared to other surveyed senior care solutions. For example, seniors pay about $1,170 more for in-home care, and nursing homes charge considerably higher rates of roughly $10,859.

In-Home Care

$6,673

Assisted Living Facility

$5,500

Nursing Home Facility (semiprivate room)

$10,859

Note: Since data for Owosso is unavailable, we used data for the nearest city, Lansing, instead.

Financial Assistance for Assisted Living in Owosso

Michigan provides many personal care services through its Medicaid State Plan, including homes for the aged. The state also provides an optional state supplement that limits room and board charges for recipients of supplemental security income, provided they reside in a home for the aged.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Michigan page.

Financial Assistance in Michigan

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

 

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

 

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.

Free Assisted Living Resources in Owosso

Owosso and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Owosso, please visit our Assisted Living in Michigan page.

Assisted Living Laws and Regulations in Owosso

Owosso Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Michigan are required to follow. Visit our Assisted Living in Michigan page for more information about these laws.

Laws and Regulations in Michigan

Reviews of Communities Nearby

Assisted Living

Jazzman

I am a friend or relative of a current/past resident

Review of Oliver Woods Assisted Living & Memory Care

My mom is currently living at Oliver Woods in the assisted living building for about 2 years now. The apartment has a beautiful view, and she has everything needed to be extremely comfortable. The...

Read more

Assisted Living

Disappointed

I am a friend or relative of a current/past resident

Review of Oliver Woods Assisted Living & Memory Care

I'm very disappointed in Oliver Woods. When I toured the facility, I had high hopes. The care that my father receives there is not what I expected from this community. Medication management has...

Provider response

Hello, We appreciate your feedback and have taken it back to the team. While we understand there might be an opportunity for us to improve based on some of these concerns, we would like to connect...

Read more

Assisted Living

Tara Lennox

I am a friend or relative of a current/past resident

Review of Oliver Woods Assisted Living & Memory Care

Oliver Woods has been a lovely community for my mother-in-law. Verna talks about how caring and nurturing the staff is to her and the other residents. I have witnessed Kathy and Brandy get the...

Provider response

Hello! Thank you, Tara, for your kind words about Oliver Woods. We're grateful to hear that your mother-in-law feels cared for and nurtured by our team. It's wonderful to know that our team is...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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