Towson is a suburb of Baltimore and has been named among the best places to live in Maryland. The city has about 55,000 residents, nearly 17% of whom are aged 65 and over. While the city’s overall cost of living is high, affordable health care and retiree-friendly tax laws may make it a budget-friendly option for those seeking assisted living. It has a generally comfortable climate and comparatively low crime, offering the environment that many retirees seek.   

Seniors who need some help with daily living activities and want freedom from the hassles and expenses of homeownership may opt for assisted living. These residential communities provide personal care services, daily meals, recreational activities and wellness services, providing comfort and convenience. The Genworth 2020 Cost of Care Survey discloses that assisted living facilities in Towson charge approximately $5,000 per month for services, which is equal to the state average but high compared to the national median.  

This guide outlines the benefits and drawbacks of living in Towson and breaks down the cost of local senior care options. It also lists some resources that serve older adults in the region.  

Directory of Assisted Living Facilities in Towson, MD

Shining Moon Elder Care Alf

1310 Dulaney Valley Road, Towson, MD, 21286


Edenwald

800 Southerly Road, Towson, MD, 21286

I have lived here for many years, my mom did many years ago. There is not a better place to live, stay active and grt great healthv=care.
I have lived here for many years, my mom did many years ago. There is not a better place to live, stay active and grt great healthv=care.

Brightview Towson

20 East Burke Avenue, Towson, MD, 21286

Brightview had a lot of activities to keep us busy and entertainment. They had a bus. It was an upscale place. Most of the staff was friendly and caring.
Brightview had a lot of activities to keep us busy and entertainment. They had a bus. It was an upscale place. Most of the staff was friendly and caring.

The Maples of Towson

7925 York Road, Towson, MD, 21204

The Maples was very nice, small and intimate. The staff was very kind, nice and accommodating. But we just found it to be extremely expensive.
The Maples was very nice, small and intimate. The staff was very kind, nice and accommodating. But we just found it to be extremely expensive.

Presbyterian Home of Maryland

400 Georgia Court, Towson, MD, 21204

My mom was a resident of Presbyterian Home of Maryland for several years. They took exceptional care of her. I know many other folks that lived at there during her stay and they all said it was wonder … (read more)
My mom was a resident of Presbyterian Home of Maryland for several years. They took exceptional care of her. I know many other folks that lived at there during her stay and they all said it was wonder … (read more)

Hampton Meadows

1412 Providence Road, Towson, MD, 21286

Hampton Meadows if fabulous. The facility is warm and friendly. When I arrived for the tour the residents were playing Bingo and having a great time. The only reason I didn’t pick Hampton Meadows is b … (read more)
Hampton Meadows if fabulous. The facility is warm and friendly. When I arrived for the tour the residents were playing Bingo and having a great time. The only reason I didn’t pick Hampton Meadows is b … (read more)

Complete Care at Multi Medical Center

7700 York Rd, Towson, MD, 21204

I am a relative of a recent occupant of this facility. My loved one was transferred from a local hospital after suffering from a urinary tract infection. Due to her age, it was quite serious and took … (read more)
I am a relative of a recent occupant of this facility. My loved one was transferred from a local hospital after suffering from a urinary tract infection. Due to her age, it was quite serious and took … (read more)



2014, 2015, 2016

The Atrium Village

4730 Atrium Court, Owings Mills, MD, 21117

My mother is in Atrium Village. It’s an excellent place for one’s parents to be in. It’s an excellent residence for one’s senior years. The rooms are beautiful, beautifully well-kept, well designed, a … (read more)
My mother is in Atrium Village. It’s an excellent place for one’s parents to be in. It’s an excellent residence for one’s senior years. The rooms are beautiful, beautifully well-kept, well designed, a … (read more)

2013

Charter Senior Living of Woodholme Crossing

1840 Reisterstown Road, Pikesville, MD, 21208

My father moved into Charter Senior Living of Woodholme Crossing the day after Thanksgiving. We chose this because my dad was able to see it himself, he was not able to see the other place. So I feel … (read more)
My father moved into Charter Senior Living of Woodholme Crossing the day after Thanksgiving. We chose this because my dad was able to see it himself, he was not able to see the other place. So I feel … (read more)

2016

Sunrise of Pikesville

3800 Old Court Road, Pikesville, MD, 21208

We went to Sunrise of Pikesville. It was very nice, but it was expensive. It’s very clean, the people were very mannered. Everybody was helpful. I love the nurses, the rooms were nice. I did like it. … (read more)
We went to Sunrise of Pikesville. It was very nice, but it was expensive. It’s very clean, the people were very mannered. Everybody was helpful. I love the nurses, the rooms were nice. I did like it. … (read more)

2014

Morningside House of Satyr Hill

8800 Old Harford Road, Parkville, MD, 21234

Mom has been a resident since 2019 and is doing well. There are some super staff members who really care for the residents. There are frequent activities to keep residents socially engaged. Th … (read more)
Mom has been a resident since 2019 and is doing well. There are some super staff members who really care for the residents. There are frequent activities to keep residents socially engaged. Th … (read more)

Charter Senior Living of Towson

6451 N. Charles St, Baltimore, MD, 21212

We chose it for my sister. We liked the people there, the atmosphere, the pricing, and we worked with them to make it affordable. It was just the actual place and the people more than anything else th … (read more)
We chose it for my sister. We liked the people there, the atmosphere, the pricing, and we worked with them to make it affordable. It was just the actual place and the people more than anything else th … (read more)

Lighthouse Senior Living at Hopkins Creek

1813 Old Eastern Ave, Baltimore, MD, 21221

I liked Lighthouse Senior Living at Hopkins Creek, I thought it was very nice and pleasant. The marketing director gave me a wonderful tour. It seemed a lot bigger to me than it looked from the outsid … (read more)
I liked Lighthouse Senior Living at Hopkins Creek, I thought it was very nice and pleasant. The marketing director gave me a wonderful tour. It seemed a lot bigger to me than it looked from the outsid … (read more)

The Waterfalls of Catonsville

305 N. Rolling Road, Catonsville, MD, 21228

From the moment we entered the front door of this beautifully renovated, charming, historic Catonsville home, we felt we were entering the home of a family! It was a cold and snowy February day when w … (read more)
From the moment we entered the front door of this beautifully renovated, charming, historic Catonsville home, we felt we were entering the home of a family! It was a cold and snowy February day when w … (read more)

Tyrell’s Housing

3425 Chapman Road, Randallstown, MD, 21133

I recently visited the facility and was very impressed with the owners and staff. They took very special care of the property and residents in their care. Exemplary customer service, their staff was a … (read more)
I recently visited the facility and was very impressed with the owners and staff. They took very special care of the property and residents in their care. Exemplary customer service, their staff was a … (read more)

Angel Core Home of Care

4304 Parkmont Avenue, Baltimore, MD, 21206

The Angel Core Home of Care was great. Everybody had their own room. It was perfect. It’s Angela’s home; it was her place. It was so much like home. They had individual rooms, which is great. Her spot … (read more)
The Angel Core Home of Care was great. Everybody had their own room. It was perfect. It’s Angela’s home; it was her place. It was so much like home. They had individual rooms, which is great. Her spot … (read more)

The Mohawk Estate

2814 Mohawk Ave, Baltimore, MD, 21207

This facility is exceptionall! The staff works VERY close with us to ensure mom’s care needs are handled. She wasn’t very active, and veryy reluctant to transition into a facility. Now she’s become a … (read more)
This facility is exceptionall! The staff works VERY close with us to ensure mom’s care needs are handled. She wasn’t very active, and veryy reluctant to transition into a facility. Now she’s become a … (read more)

College Manor

300 W Seminary Ave, Lutherville Timonium, MD, 21093

The tour experience at College Manor was good. The staff was very good. We saw people playing games, bingo, and all kinds of stuff. The rooms were nice and clean. It was an older community.
The tour experience at College Manor was good. The staff was very good. We saw people playing games, bingo, and all kinds of stuff. The rooms were nice and clean. It was an older community.

What to Consider About Assisted Living in Towson

The Maryland Department of Health, Office of Health Care Quality, regulates assisted living facilities in Towson and the rest of the state. This department enforces regulations pertaining to staffing, scope of care, facility requirements and intake and discharge procedures.

Benefits and Drawbacks of Assisted Living in Towson

  • Living costs in Towson are high even compared to Maryland, where the cost of living is considerably higher than the national average. Overall, expenses in Towson are about 18% higher than the nationwide median. Housing, utilities, groceries and transportation are particularly expensive, but seniors may avoid these expenses by moving to assisted living.  
  • Towson seniors may find Maryland’s state tax laws to be favorable, depending on their retirement income sources. Social Security benefits and income from 401(k)s are tax-exempt, but seniors pay taxes on income from IRAs and public and private pensions. Maryland is the only state with an estate and an inheritance tax, which may be a consideration for those moving to the state.  
  • Towson is a generally safe community with a low crime rate, making it an attractive option for older adults moving to the Baltimore region. On a 100-point crime index, the city’s property crime rate is about eight points lower than the national average, at 26.7, and the violent crime rate is five points lower, at 17.5. This indicates that there are fewer occurrences of crime in Towson than in the typical U.S. city. 
  • Towson’s climate is generally pleasant, rating slightly higher than the nation as a whole on a 10-point comfort index. Summers are warm with high temperatures in the upper 80s, and winters are cool with highs in the low 40s. The city sees about 45 inches of annual rainfall and 21 inches of snow, and humidity levels are usually low, which may appeal to those who enjoy being outdoors. 
  • Health care costs in Towson are about 2% lower than the national average, and provider options are plentiful with about 348 doctors per 100,000 people versus the national rate of 210. There’s one hospital, the University of Maryland St. Joseph Medical Center, within the city limits. This hospital specializes in heart care, cancer treatment and spine and orthopedic care. Neighboring Baltimore has many more hospitals, including The Johns Hopkins HospitalMedstar Union Memorial Hospital and Greater Baltimore Medical Center.  

Paying for Assisted Living in Towson

Assisted living data for Towson is included in the average for the Baltimore area, which encompasses Baltimore, Columbia and Towson. Here, assisted living fees come in at $5,000 per month, which is equal to the state median but $700 higher than the national rate of $4,300.  

The Cost of Assisted Living in Nearby Cities

With monthly assisted living fees coming in at $5,000, Towson is a moderately priced option for care. More affordable care is available in Cumberland, where locals pay $4,665 per month for this level of care. Salisbury and the California area are considerably costlier at $5,500 and $6,200, respectively.  

$5000

Towson

$5000

Maryland

$4300

The United States

$4665

Cumberland

$5500

Salisbury

$6200

California Area

The Cost of Other Types of Senior Care

Seniors in Towson have a range of care options available depending on their budgets and levels of need. Home-based care is a little cheaper than assisted living, with seniors paying $4,671 for homemaker services and $4,957 for home health aide services. Assisted living costs $5,000 per month but includes expenses such as housing and meals, which may make it more affordable than home-based care for some. Adult day health care is the cheapest option at $1,896 per month, and nursing homes charge the highest rates of $11,984 for semiprivate accommodations and $12,805 for private rooms.  

$4671

Homemaker Services

$4957

Home Health Aide

$1896

Adult Day Health Care

$5000

Assisted Living Facility

$11984

Nursing Home Facility (semiprivate room)

$12805

Nursing Home Facility (private room)

Financial Assistance for Assisted Living in Towson

The state of Maryland pays for assisted living services in Level II and Level III ALPs through the Medicaid 1915(c)Home and Community-Based Options Waiver Program. There is also a Senior Assisted Living Group Home Subsidy Program funded by the state.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Paying for Assisted Living Facilities in Maryland

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in Towson

In Towson, older adults can obtain a range of services from nonprofit programs and organizations for support as they make decisions regarding their care needs. The following table features information for resources that provide legal assistance, financial counseling and help with finding services in the community.  

Resource 

Contact 

Description 

(410) 887-3094 

Bykota Center hosts social and recreational programs for older adults in the Towson area. At this center, which is operated by Baltimore County, seniors participate in age-friendly fitness programs, luncheons, games and arts and crafts. The center also has virtual programs, including classes, arts, cooking and creative writing. The center is open on weekdays from 8:30 a.m. to 4 p.m.

(410) 982-6311 

The Baltimore County Department on Aging operates as the Area Agency on Aging for the Towson region. Through this nonprofit organization, seniors obtain a range of services to complement or supplement what they receive through their assisted living communities, including help with accessing local programs such as durable medical equipment loans, legal assistance, financial counseling and nonemergency medical transportation. The department also administers the state’s Senior Health Insurance Information Program, operates senior centers throughout the region and helps older adults connect with local volunteer opportunities.

(800) 698-2411 

The Baltimore Regional Office is staffed with trained professionals who help veterans access services in the community, including transportation, counseling and nutrition programs. The office assists with preparing and filing applications for Aid and Attendance and pension benefits for qualifying individuals, and it screens veterans for eligibility for VA health care and veterans’ home placement.

(410) 951-7777 

Maryland Legal Aid’s Baltimore County Office is located in Towson. At this office, older adults can obtain assistance with accessing public benefits such as Social Security, Supplemental Security Income, Medicare and Medicaid. The office can help dispute denied Medicare claims and resolve Social Security overpayment. It can also help older adults understand their health insurance benefits, assisted living contracts and payment obligations.

Assisted Living Laws and Regulations in Towson

Towson-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Maryland