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Assisted Living Communities in Towson, Maryland

Towson sits in Baltimore County, less than 15 miles outside Baltimore. While this city is generally recognized as a college town, it accommodates its senior community through 10 assisted living facilities, and 100 more sit nearby. In 2024, these communities charge roughly $6,650 per month, with local rates comparing favorably to the Maryland baseline of $6,900.

To help guide your search for assisted living in Towson, we provide insight into the amenities and features of local facilities through 1139 reviews reviews in our directory. Altogether, these reviews indicate an average consumer satisfaction score of 4.1 out of 5 stars stars.

Directory of Assisted Living in Towson, MD

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The Cost of Assisted Living in Towson, MD and Nearby Cities

According to the 2024 Genworth Cost of Care Survey, assisted living costs in Towson fall near $6,650 per month, tracking hundreds of dollars over the nationwide median of $5,350 but trending $250 below the state norm. Local rates surpass costs in nearby cities such as Cumberland, where fees come in at around $5,027, and Salisbury, where facilities charge about $4,899.

Towson

$6,650

Maryland

$6,900

The United States

$5,350

Cumberland

$5,027

Hagerstown

$5,800

Salisbury

$4,899

Paying for Assisted Living in Towson, MD

Financial Assistance for Assisted Living in Towson

The state of Maryland pays for assisted living services in Level II and Level III ALPs through the Medicaid 1915(c)Home and Community-Based Options Waiver Program. There is also a Senior Assisted Living Group Home Subsidy Program funded by the state.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

The Cost of Other Types of Senior Living in Towson, MD

At around $6,650 per month, assisted living costs in Towson trend below institutional and private custodial services. For example, seniors who opt for shared units in nursing homes pay about $11,756, while in-home care agencies charge approximately $6,864 for nonmedical support. However, home health care clients spend roughly $360 less than assisted living residents, and adult day health care facilities charge approximately $2,275 for nonresidential care.

In-Home Care

$6,864

Home Health Care

$6,292

Adult Day Health Care

$2,275

Assisted Living Facility

$6,650

Nursing Home Facility (semiprivate room)

$11,756

Note: Since data for Towson is unavailable, we used data for the nearest city, Baltimore, instead.

Free Assisted Living Resources in Towson

In Towson, older adults can obtain a range of services from nonprofit programs and organizations for support as they make decisions regarding their care needs. The following table features information for resources that provide legal assistance, financial counseling and help with finding services in the community.  

ResourceContactService
Bykota Center(410) 887-3094Bykota Center hosts social and recreational programs for older adults in the Towson area. At this center, which is operated by Baltimore County, seniors participate in age-friendly fitness programs, luncheons, games and arts and crafts. The center also has virtual programs, including classes, arts, cooking and creative writing. The center is open on weekdays from 8:30 a.m. to 4 p.m.
Baltimore County Department of Aging(410) 982-6311The Baltimore County Department on Aging operates as the Area Agency on Aging for the Towson region. Through this nonprofit organization, seniors obtain a range of services to complement or supplement what they receive through their assisted living communities, including help with accessing local programs such as durable medical equipment loans, legal assistance, financial counseling and nonemergency medical transportation. The department also administers the state’s Senior Health Insurance Information Program, operates senior centers throughout the region and helps older adults connect with local volunteer opportunities.
VA Baltimore Regional Office(800) 698-2411The Baltimore Regional Office is staffed with trained professionals who help veterans access services in the community, including transportation, counseling and nutrition programs. The office assists with preparing and filing applications for Aid and Attendance and pension benefits for qualifying individuals, and it screens veterans for eligibility for VA health care and veterans’ home placement.
Maryland Legal Aid(410) 951-7777Maryland Legal Aid’s Baltimore County Office is located in Towson. At this office, older adults can obtain assistance with accessing public benefits such as Social Security, Supplemental Security Income, Medicare and Medicaid. The office can help dispute denied Medicare claims and resolve Social Security overpayment. It can also help older adults understand their health insurance benefits, assisted living contracts and payment obligations.

What to Consider About Assisted Living in Towson

The Maryland Department of Health, Office of Health Care Quality, regulates assisted living facilities in Towson and the rest of the state. This department enforces regulations pertaining to staffing, scope of care, facility requirements and intake and discharge procedures.

Benefits and Drawbacks of Assisted Living in Towson

  • Living costs in Towson are high even compared to Maryland, where the cost of living is considerably higher than the national average. Overall, expenses in Towson are about 18% higher than the nationwide median. Housing, utilities, groceries and transportation are particularly expensive, but seniors may avoid these expenses by moving to assisted living.  
  • Towson seniors may find Maryland’s state tax laws to be favorable, depending on their retirement income sources. Social Security benefits and income from 401(k)s are tax-exempt, but seniors pay taxes on income from IRAs and public and private pensions. Maryland is the only state with an estate and an inheritance tax, which may be a consideration for those moving to the state.  
  • Towson is a generally safe community with a low crime rate, making it an attractive option for older adults moving to the Baltimore region. On a 100-point crime index, the city’s property crime rate is about eight points lower than the national average, at 26.7, and the violent crime rate is five points lower, at 17.5. This indicates that there are fewer occurrences of crime in Towson than in the typical U.S. city. 
  • Towson’s climate is generally pleasant, rating slightly higher than the nation as a whole on a 10-point comfort index. Summers are warm with high temperatures in the upper 80s, and winters are cool with highs in the low 40s. The city sees about 45 inches of annual rainfall and 21 inches of snow, and humidity levels are usually low, which may appeal to those who enjoy being outdoors. 
  • Health care costs in Towson are about 2% lower than the national average, and provider options are plentiful with about 348 doctors per 100,000 people versus the national rate of 210. There’s one hospital, the University of Maryland St. Joseph Medical Center, within the city limits. This hospital specializes in heart care, cancer treatment and spine and orthopedic care. Neighboring Baltimore has many more hospitals, including The Johns Hopkins Hospital, Medstar Union Memorial Hospital and Greater Baltimore Medical Center.  

Assisted Living Laws and Regulations in Towson

Towson-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Reviews of Communities Nearby

Assisted Living

AlfredS

I visited this facility

Review of Seaton Towson

Went to tour this community for a loved one. Mice traps in the hallways, and went I went into a one-bedroom apartment, there was mouse droppings all over the floor. The women who toured me stated...

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Assisted Living

JD

I visited this facility

Review of Complete Care at Multi Medical Center

There’s one staff member there, I actually don’t know her exact job title, but she is incredible. Tami. So knowledgeable, so helpful. Took time to briefly explain the facility and everything...

Read more

Assisted Living

Karen

I am a friend or relative of a current/past resident

Review of Seaton Towson

My mother is in Seaton Towson. The director came to the previous rehabilitation center my mom had been in. The LPN used her skilled nursing ability to assess my mother on two occasions, and the...

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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