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The 10 Best Assisted Living Facilities in Towson, MD for 2024

Our comprehensive listings and authentic reviews in Towson, MD below include 110 Assisted Living facilities with 1143 reviews. On average in Towson, residents and their loved ones rate Assisted Living options 4.1 out of 5 stars.

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Assisted Living Facilities in Towson, Maryland

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What to Consider About Assisted Living in Towson

The Maryland Department of Health, Office of Health Care Quality, regulates assisted living facilities in Towson and the rest of the state. This department enforces regulations pertaining to staffing, scope of care, facility requirements and intake and discharge procedures.

Benefits and Drawbacks of Assisted Living in Towson

  • Living costs in Towson are high even compared to Maryland, where the cost of living is considerably higher than the national average. Overall, expenses in Towson are about 18% higher than the nationwide median. Housing, utilities, groceries and transportation are particularly expensive, but seniors may avoid these expenses by moving to assisted living.  
  • Towson seniors may find Maryland’s state tax laws to be favorable, depending on their retirement income sources. Social Security benefits and income from 401(k)s are tax-exempt, but seniors pay taxes on income from IRAs and public and private pensions. Maryland is the only state with an estate and an inheritance tax, which may be a consideration for those moving to the state.  
  • Towson is a generally safe community with a low crime rate, making it an attractive option for older adults moving to the Baltimore region. On a 100-point crime index, the city’s property crime rate is about eight points lower than the national average, at 26.7, and the violent crime rate is five points lower, at 17.5. This indicates that there are fewer occurrences of crime in Towson than in the typical U.S. city. 
  • Towson’s climate is generally pleasant, rating slightly higher than the nation as a whole on a 10-point comfort index. Summers are warm with high temperatures in the upper 80s, and winters are cool with highs in the low 40s. The city sees about 45 inches of annual rainfall and 21 inches of snow, and humidity levels are usually low, which may appeal to those who enjoy being outdoors. 
  • Health care costs in Towson are about 2% lower than the national average, and provider options are plentiful with about 348 doctors per 100,000 people versus the national rate of 210. There’s one hospital, the University of Maryland St. Joseph Medical Center, within the city limits. This hospital specializes in heart care, cancer treatment and spine and orthopedic care. Neighboring Baltimore has many more hospitals, including The Johns Hopkins HospitalMedstar Union Memorial Hospital and Greater Baltimore Medical Center.  

Paying for Assisted Living in Towson

Assisted living data for Towson is included in the average for the Baltimore area, which encompasses Baltimore, Columbia and Towson. Here, assisted living fees come in at $5,000 per month, which is equal to the state median but $700 higher than the national rate of $4,300.  

The Cost of Assisted Living in Nearby Cities

With monthly assisted living fees coming in at $5,000, Towson is a moderately priced option for care. More affordable care is available in Cumberland, where locals pay $4,665 per month for this level of care. Salisbury and the California area are considerably costlier at $5,500 and $6,200, respectively.  

Towson

$5,000

Maryland

$5,000

The United States

$4,300

Cumberland

$4,665

Salisbury

$5,500

California Area

$6,200

The Cost of Other Types of Senior Care

Seniors in Towson have a range of care options available depending on their budgets and levels of need. Home-based care is a little cheaper than assisted living, with seniors paying $4,671 for homemaker services and $4,957 for home health aide services. Assisted living costs $5,000 per month but includes expenses such as housing and meals, which may make it more affordable than home-based care for some. Adult day health care is the cheapest option at $1,896 per month, and nursing homes charge the highest rates of $11,984 for semiprivate accommodations and $12,805 for private rooms.  

Homemaker Services

$4,671

Home Health Aide

$4,957

Adult Day Health Care

$1,896

Assisted Living Facility

$5,000

Nursing Home Facility (semiprivate room)

$11,984

Nursing Home Facility (private room)

$12,805

Financial Assistance for Assisted Living in Towson

The state of Maryland pays for assisted living services in Level II and Level III ALPs through the Medicaid 1915(c)Home and Community-Based Options Waiver Program. There is also a Senior Assisted Living Group Home Subsidy Program funded by the state.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Financial Assistance in Maryland

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in Towson

In Towson, older adults can obtain a range of services from nonprofit programs and organizations for support as they make decisions regarding their care needs. The following table features information for resources that provide legal assistance, financial counseling and help with finding services in the community.  

ResourceContactService
Bykota Center(410) 887-3094Bykota Center hosts social and recreational programs for older adults in the Towson area. At this center, which is operated by Baltimore County, seniors participate in age-friendly fitness programs, luncheons, games and arts and crafts. The center also has virtual programs, including classes, arts, cooking and creative writing. The center is open on weekdays from 8:30 a.m. to 4 p.m.
Baltimore County Department of Aging(410) 982-6311The Baltimore County Department on Aging operates as the Area Agency on Aging for the Towson region. Through this nonprofit organization, seniors obtain a range of services to complement or supplement what they receive through their assisted living communities, including help with accessing local programs such as durable medical equipment loans, legal assistance, financial counseling and nonemergency medical transportation. The department also administers the state’s Senior Health Insurance Information Program, operates senior centers throughout the region and helps older adults connect with local volunteer opportunities.
VA Baltimore Regional Office(800) 698-2411The Baltimore Regional Office is staffed with trained professionals who help veterans access services in the community, including transportation, counseling and nutrition programs. The office assists with preparing and filing applications for Aid and Attendance and pension benefits for qualifying individuals, and it screens veterans for eligibility for VA health care and veterans’ home placement.
Maryland Legal Aid(410) 951-7777Maryland Legal Aid’s Baltimore County Office is located in Towson. At this office, older adults can obtain assistance with accessing public benefits such as Social Security, Supplemental Security Income, Medicare and Medicaid. The office can help dispute denied Medicare claims and resolve Social Security overpayment. It can also help older adults understand their health insurance benefits, assisted living contracts and payment obligations.

Assisted Living Laws and Regulations in Towson

Towson-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Maryland

Reviews of Communities Nearby

Assisted Living

AlfredS

I visited this facility

Review of Seaton Towson

Went to tour this community for a loved one. Mice traps in the hallways, and went I went into a one-bedroom apartment, there was mouse droppings all over the floor. The women who toured me stated...

Read more

Assisted Living

JD

I visited this facility

Review of Complete Care at Multi Medical Center

There’s one staff member there, I actually don’t know her exact job title, but she is incredible. Tami. So knowledgeable, so helpful. Took time to briefly explain the facility and everything...

Read more

Assisted Living

Karen

I am a friend or relative of a current/past resident

Review of Seaton Towson

My mother is in Seaton Towson. The director came to the previous rehabilitation center my mom had been in. The LPN used her skilled nursing ability to assess my mother on two occasions, and the...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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