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The 10 Best Home Care Agencies for Seniors in Reading, PA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Reading, PA, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 40 options below.

Home Care Services in Reading, Pennsylvania

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On this page:

  • Home Care Services in Reading, Pennsylvania
  • Paying for Home Care in Reading, PA
  • Financial Assistance for Home Care in Reading, PA
  • Reading Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Reading, PA

The Cost of Home Care in Reading, PA

Monthly home care costs in Reading are below the state averages by about $400, according to the 2021 Genworth Cost Care Survey. They are also affordable in comparison to national averages. Other major population centers in Pennsylvania, such as Pittsburgh and Philadelphia, have higher average home care costs. Reading’s costs are more in line with smaller cities in central Pennsylvania, such as Harrisburg.

Reading

$4,576

Pennsylvania

$4,957

The United States

$4,957

Philadelphia

$5,329

Pittsburgh

$5,339

Harrisburg

$4,767

Allentown

$5,196

The Cost of Home Care vs. Other Senior Care Options in Reading, PA

Home care and home health care costs in Reading are about $1,150 less per month than the costs for assisted living programs. The costs for adult day health care programs, which require traveling to a community center, are roughly one-quarter that of home care costs. The cost of nursing home care is about $8,000 more per month than the average price of home care.

Home Care

$4,576

Home Health Care

$4,576

Adult Day Care

$1,065

Assisted Living

$5,720

Nursing Home Care (semiprivate room)

$12,631

Financial Assistance for Home Care in Reading, PA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.

  • Reverse Mortgages:Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Reading Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Reading:

ResourceContactAddressService
Weatherization Assistance Program(610) 376-6571645 Penn Street, Reading, PA 19601The Berks County Action Program is a state-funded and federally funded program that assists low-income homes to reduce their energy expenses by increasing the energy efficiency of their homes. Staff provides education on how to reduce consumption of water, electricity and gas to save money. Services offered by the program include energy audits, insulation installation, weatherstripping, repairing doors and windows and cleaning heating systems. Priority is given to seniors on a fixed income that meet the minimum income requirements.
Berks Encore(610) 374-3195Berks Encore is a nonprofit organization that is dedicated to improving the lives of seniors in the Berk county area. It offers free advocacy services and teaches seniors about social security, medical benefits and financial planning. The organization runs health and wellness classes to help seniors effectively manage their personal health goals and remain active. It also operates six senior centers around the city where the elderly can take part in educational and physical activities at no charge. The group also runs a Meals on Wheels program that distributes meals to citizens across the county on a regular basis.
Senior Centers(610) 374-3195; (610) 685-128440 North 9th Street, Reading PA 19601; 501 Washington Street 2nd Floor, Reading PA 19601There are two senior centers located in Reading that offer a range of activities to seniors, and there is no charge for attending the activities. Some of the centers offer nutritious meals to citizens attending the activities each day. Activities offered include social events, arts and crafts, fitness classes and language classes.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Reviews of Communities Nearby

Home Care

Celeste

I am a current client of this provider

Review of Heavenly Blessed Care - Reading, PA

My mom is using Heavenly Blessed Care - Reading, PA. The owner-manager, Jane, is very intuitive and knows the correct aid that would work best with my mom. She also made sure that everything went...

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Home Care

Dale

I am a past client of this provider

Review of Nightingale Devoted Care

My father used Nightingale Devoted Care. It worked out well, and he was satisfied with it. We only had them come 5 times for just company and light housekeeping. It was a good experience. I would...

Read more

Home Care

Vivian545728

I am a current client of this provider

Review of Visiting Angels - Reading, PA

I like most of the caregivers from Visiting Angels. They’re very nice. I have one that comes in 5 days a week in the morning. I get my bath and get dressed. A second one comes in from 3:00 to 11:00...

Read more

In Home Care near Reading, PA

West ReadingWyomissingShillingtonWest LawnLaureldaleSinking Spring

Other Options in Reading, PA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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