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The 10 Best Home Care Agencies for Seniors in Roseville, MN for 2024

Roseville, MN, is a northern suburb of the Twin Cities Metropolitan Area with a violent crime rate that is well below the national average.The city’s cost of living is rather high compared to Minnesota state and national averages, but its health cost index actually drops below the national level by about 12%. Roseville is within easy driving distance of several major hospitals, including North Memorial Health, Hennepin County Medical Center, Regions Hospital and Abbott Northwestern Hospital. This gives the city’s approximately 35,800 residents, 21.3% of which are senior citizens, peace of mind that care is always available. Roseville seniors will generally pay around $7,055 per month for home care services according to the 2021 Genworth Cost of Care Survey. This is significantly more expensive than the national average, but it may be worth the price for seniors who wish to remain in their homes and still receive the support they need. Home care and home health care services are similar in cost, but home health will include some medical services, if needed.

Below we’ve compiled a comprehensive directory of every home care provider in Roseville– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Roseville, MN

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Paying for Home Care in Roseville, MN

The Cost of Home Care in Roseville, MN

The 2021 Genworth Cost of Care Survey shows that home care costs in Roseville are on the high end. They run over $2,000 more than the national average and $382 more than the state average. Prices in the Twin Cities area are comparable, as St. Paul’s rates reveal, but moving out of state, prices tend to go down. In Duluth to the north, seniors pay about $1,200 less, and in St. Cloud to the west, they can save more than $1,000. Rochester to the south is an exception with almost $600 more.

Roseville

$7,055

Minnesota

$6,673

United States

$4,957

St. Paul

$7,055

St. Cloud

$6,038

Duluth

$5,815

Rochester

$7,627

The Cost of Home Care vs. Other Senior Care Options in Roseville, MN

Roseville’s home care costs are higher than those of many other care options. Adult day programming comes in at almost $5,000 per month lower but does require travel and may not offer the kind of support many seniors need to remain safely at home. Assisted living is another less expensive option by $1,892. Skilled nursing care runs significantly higher, however, and home health care provided by therapists and nurses is equivalent in price.

Home Care

$7,055

Home Health Care

$7,055

Adult Day Health Care

$2,102

Assisted Living

$5,163

Nursing Home Facility (semiprivate room)

$11,708

Note: Data for Roseville was unavailable, so data for the nearest city, Minneapolis, was used instead.

Financial Assistance for Home Care in Roseville, MN

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Roseville Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Roseville:

ResourceContactAddressService
Trellis Connects(651) 641-86121265 Grey Fox Road, Suite 2, Arden Hills, MN 55112Trellis Connects is the officially designated Area Agency on Aging for the Twin Cities and their outlying areas. In addition to confirming that senior-related policies and programs are adequately serving the needs of their communities, the agency runs a Senior LinkAge Line that provides access to services for the elderly and their caregivers. Operators at the call center help seniors understand housing options and Medicare policies. Seniors can also get financial and legal help through the Senior LinkAge Line.
Help At Your Door(651) 642-18928441 Wayzata Blvd #160, Golden Valley, MN 55426This nonprofit organization offers a few delivery services that can help seniors, homebound people and people with disabilities age in place. Its Grocery Assistance program allows seniors to order deliveries by phone or by computer, with delivery drivers helping seniors store the food. Transportation and light home support services are also available through this organization. Payment for Help At Your Door’s services is based on a sliding income-based scale.
Vital Aging Network(651) 226-95784156 Kindred Way, PO Box 51, Lake Elmo, MN 55042The VAN works to help Minnesota adults over 50 with a wide variety of wellness, fitness and community engagement programs. Programs are offered in virtual and in-person formats; the in-depth Evolve program focuses on giving seniors the tools to make social connections with civic-minded peers. Other services offered by this nonprofit organization include help with retirement planning and group discussions on senior-related health topics such as prescription drug misuse.
Roseville Area Senior Program’s Service Coordination(651) 604-35351910 W. County Road B, Fairview Community Center, Roseville, MN 55113Seniors who qualify for the program can receive volunteer assistance with shopping, errand running and simple upkeep around the house. Payment is based on a sliding scale. The RASP, a partnership between Roseville Area Schools and the North Suburban Senior Council, generally works to support area residents 55 and older, though its Service Coordination program is only open to those 65 and up. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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