Surrounded by pristine freshwater lakes and rivers, St. Paul is part of Minnesota’s Twin Cities and was named one of the best places to retire in America. The fast-growing city has a population of 308,096 and a lower senior population than the national average, at 10.5%. St. Paul has a low overall cost of living and a wide range of leisure and health care options for its senior population. Residents of St. Paul can also take advantage of close access to some of the state’s highest-rated hospitals.

St. Paul has a wide selection of assisted living communities. These facilities are ideal for seniors who don’t require heavy medical care but need a little help with cooking, cleaning and personal care. They are staffed around the clock in case of a fall or medical emergency and offer enriching activities to promote socialization. For this type of care, seniors in St. Paul pay $4,797 per month.

This guide is designed to help aging adults plan their long-term care by listing the costs and advantages of assisted living in St. Paul.

Directory of Assisted Living Facilities in Saint Paul, MN

2016

Brookdale West St. Paul (AL)

305 East Thompson Avenue, Saint Paul, MN, 55118

Brookdale West St. Paul is nestled in a wooded area in the heart of West St. Paul, Minnesota. It offers assisted living options through a personalized care plan for each resident. This senior living f … (read more)
Brookdale West St. Paul is nestled in a wooded area in the heart of West St. Paul, Minnesota. It offers assisted living options through a personalized care plan for each resident. This senior living f … (read more)

The Waters of Highland Park

678 Snelling Avenue South, Saint Paul, MN, 55116


Seven Hills Senior Living

733 Selby Avenue, Saint Paul, MN, 55104


Summit Hill Senior Living

1824 Old Hudson Road, Saint Paul, MN, 55119

Great food with an inviting and comforting atmosphere are just two of the ways residents and visitors to Summit Hill Senior Living describe the assisted living facility. The community offers assisted … (read more)
Great food with an inviting and comforting atmosphere are just two of the ways residents and visitors to Summit Hill Senior Living describe the assisted living facility. The community offers assisted … (read more)

The Homestead at Maplewood

1890 Sherren Ave. E., Saint Paul, MN, 55109

When my grandmother and uncle made the decision to go to The Homestead at Maplewood, I was so sad because I thought this meant a long decline in their health and lifespan. I was so wrong! They thrived … (read more)
When my grandmother and uncle made the decision to go to The Homestead at Maplewood, I was so sad because I thought this meant a long decline in their health and lifespan. I was so wrong! They thrived … (read more)

Bentson Family Assisted Living Residence

740 Kay Ave, Saint Paul, MN, 55102

Bentson Family is a very nice, clean, and orderly place, but I didn’t look at any rooms because no one was available to show when I walked in. Nevertheless, it was nice and pleasant. They had a small … (read more)
Bentson Family is a very nice, clean, and orderly place, but I didn’t look at any rooms because no one was available to show when I walked in. Nevertheless, it was nice and pleasant. They had a small … (read more)

Sunlight Senior Living

400 Western Avenue North, Saint Paul, MN, 55103


Sunlight Services LLC

1105 Hazel Street, Saint Paul, MN, 55119


Sunlight Services LLC II

440 Virginia Street, Saint Paul, MN, 55103


Restful Assisted Living

399 Ruth Street. N., Saint Paul, MN, 55119


The Cottage in St. Paul

1976 Minnehaha Ave. E., Saint Paul, MN, 55119


Central Towers

20 East Exchange Street, Saint Paul, MN, 55101

Central Towers is excellent. I like the location. It’s seven blocks from my son’s apartment building and six blocks from Myers Park, and there’s also music all summer long. The staff who assisted me d … (read more)
Central Towers is excellent. I like the location. It’s seven blocks from my son’s apartment building and six blocks from Myers Park, and there’s also music all summer long. The staff who assisted me d … (read more)

Iris Park Commons

1850 University Avenue West, Saint Paul, MN, 55104

I would rank Iris Park Commons at the top. It’s the one we’re most comfortable in. They had a lot of more high functioning people, and it had an elderly housing, assisted living, and long term care, … (read more)
I would rank Iris Park Commons at the top. It’s the one we’re most comfortable in. They had a lot of more high functioning people, and it had an elderly housing, assisted living, and long term care, … (read more)

Eagan Pointe Senior Living

4232 Black Hawk Road, Saint Paul, MN, 55122

I met with Mickey looking for a place to move my father to. She was so caring and I have gotten great reviews from Doctors. This is definitely the place to put a loved one
I met with Mickey looking for a place to move my father to. She was so caring and I have gotten great reviews from Doctors. This is definitely the place to put a loved one

White Pine Assisted Living and Memory Care

720 Main Street, Suite 205, Saint Paul, MN, 55120

This is a message to all future and even current families who have placed their loved ones within any White Pine or Gracewood communities. This organization is corrupted and mislead, who’s own visio … (read more)
This is a message to all future and even current families who have placed their loved ones within any White Pine or Gracewood communities. This organization is corrupted and mislead, who’s own visio … (read more)

The Pillars Of White Bear Lake

4650 Centerville Rd, Saint Paul, MN, 55127

We’re thinking about going with The Pillars of White Bear Lake. We liked that the people were nice and the rooms were good. We especially liked their attitude towards visitors. They would let visitors … (read more)
We’re thinking about going with The Pillars of White Bear Lake. We liked that the people were nice and the rooms were good. We especially liked their attitude towards visitors. They would let visitors … (read more)

New Perspective | Highland Park

750 Mississippi River Boulevard, Saint Paul, MN, 55116

We’re trying to place my brother in New Perspective Highland Park. The staff was really nice. They have dining. They have places for people to meet up. The layout is good. The elevators are good. The … (read more)
We’re trying to place my brother in New Perspective Highland Park. The staff was really nice. They have dining. They have places for people to meet up. The layout is good. The elevators are good. The … (read more)

Lilydale Senior Living

949 Sibley Memorial Hwy, Saint Paul, MN, 55118

Lilydale Senior Living is really good. My dad chose that community because he loved that area. My impression of the staff is decent. His room is a little small for my dad’s taste, but it’s definitely … (read more)
Lilydale Senior Living is really good. My dad chose that community because he loved that area. My impression of the staff is decent. His room is a little small for my dad’s taste, but it’s definitely … (read more)

The Residence at Cerenity Marian

225 Frank Street, Saint Paul, MN, 55106

Cerenity Marian has a great central location for visiting family members from every corner of the metro area. The staff showed us the large campus for assisted living with many areas for gathering, so … (read more)
Cerenity Marian has a great central location for visiting family members from every corner of the metro area. The staff showed us the large campus for assisted living with many areas for gathering, so … (read more)

Episcopal Church Home

1879 FERONIA AVENUE, Saint Paul, MN, 55104

Episcopal Homes was a super place, but they had a two-year waiting list. It was really plush with coffee shops and swimming pools. The staff was nice and receptive and took us around. The rooms were v … (read more)
Episcopal Homes was a super place, but they had a two-year waiting list. It was really plush with coffee shops and swimming pools. The staff was nice and receptive and took us around. The rooms were v … (read more)

What to Consider About Assisted Living in Saint Paul

In St. Paul and the rest of the state, assisted living homes are governed by the Minnesota Department of Health. This organization protects residents of long-term care facilities by creating and enforcing senior care laws.

Benefits and Drawbacks of Assisted Living in Saint Paul

  • Seniors living in St. Paul can take advantage of a cost of living slightly lower than the national average. Health care and housing are especially affordable here.
  • As part of the Twin Cities area, St. Paul provides easy access to some of the state’s best hospitals. This includes the M Health Fairview St. Joseph’s Campus, which earns especially strong ratings in cardiology and heart surgery specialties.
  • Crime rates here are high compared to many American cities. Property crime rates are 14 points higher than the national average of 35.4 and violent crime rates are 13 points over the median of 22.7. Fortunately, assisted living facilities often have high-tech security systems to keep their residents safe.
  • Unfortunately, St. Paul sees relatively extreme temperatures and gets lots of snow in the winter. However, seniors who like winter sports like ice fishing, ice skating, snowshoeing, and snowmobiling may find this ideal.
  • St. Paul has a higher-than-average number of physicians per capita, at 279 per 100,000 people compared to the U.S. median of 210.

Paying for Assisted Living in Saint Paul

Seniors living in St. Paul pay an average of $4,797 per month for assisted living, although actual costs vary by location. According to the Genworth 2020 Cost of Care Survey, this is more expensive than the state average of $4,283. Assisted living in St. Paul is also more expensive than the national average of $4,300 per month.

The Cost of Assisted Living in Nearby Cities

The St. Paul area has some of the highest assisted living prices in the state. Seniors in Mankato pay a bit more at $4,968 per month. Rochester is much more affordable, averaging $3,105. At $2,723 per month, St. Cloud has the lowest assisted living prices in Minnesota.

$4797

St. Paul

$4283

Minnesota

$4300

The United States

$2723

St. Cloud

$3105

Rochester

$4968

Mankato

The Cost of Other Types of Senior Care

Seniors may also be interested in comparing the costs of the other types of long-term care available in St. Paul. Adult day health care is a more affordable choice, averaging $1,863. Homemaker services are more expensive at $6,292. On average, home health aide services here cost $6,483 per month. The cost of a nursing home is much higher, with a semiprivate room averaging $11,285. A private room is even costlier at $12,167.

$6292

Homemaker Services

$6483

Home Health Aide

$1863

Adult Day Health Care

$4797

Assisted Living Facility

$11285

ursing Home Facility (semiprivate room)

$12167

Nursing Home Facility (private room)

Note: Data for St. Paul was unavailable, so data for the nearest city, Minneapolis, was used instead.

Financial Assistance for Assisted Living in Saint Paul

Seniors opting for housing with services (HWS) establishments with assisted living status in Saint Paul may qualify for the Elderly Waiver (EW) for those who are eligible for medical assistance or the Alternative Care (AC) Program of Minnesota’s Department of Health.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Minnesota page.

Financial Assistance for Assisted Living in Saint Paul

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Minnesota page.

Free Assisted Living Resources in Saint Paul

Seniors living in St. Paul may be able to make use of the free resources provided by the following charities and government agencies.

ResourceContact Service
Trellis(800) 382-3205As the Area Agency on Aging for the Twin Cities region, this organization supports seniors with community outreach and education. A health insurance counseling program helps seniors apply for benefits and case managers can help elders assess their long-term care needs and find placement in a suitable facility. The Juniper program integrates fitness classes and health education to help seniors prevent falls and manage chronic conditions.
St. Paul Vet Center(651) 644-4022At this federal vet center, service members can learn about the assistance and entitlement programs available to them. In addition, veterans can get referrals to specialists, physicians and laboratory testing through the VA health care system. Individual and group mental health counseling are also available.
Mid-Minnesota Legal Aid(612) 332-1441 Attorneys at this legal aid organization provide free assistance to victims of fraud, identity theft and elder abuse. Eligible veterans and seniors can also get help with debt and housing issues. A variety of self-help guidance and forms are available in this organization’s resource center.

Assisted Living Laws and Regulations in Saint Paul

Saint Paul-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Minnesota are required to follow. Visit our Assisted Living in Minnesota page for more information about these laws.

Assisted Living Laws and Regulations in Saint Paul