La Plata, a suburb of Washington, D.C., has 9,631 residents. Seniors 65 and over make up 17.2% of its population. For health care, the town’s seniors have access to UM Charles Regional Medical Center and multiple specialists available for geriatric care. Nursing home care costs here are above the national average, but they are relatively low compared to other Maryland cities. According to the Genworth 2020 Cost of Care Survey, a semiprivate room in La Plata has an average monthly rate of $8,137, in contrast to the national median of $7,756 and the statewide average of $10,190.

Nursing homes are designed to care for frail or chronically ill older adults who need supervision and assistance with daily living activities. These highly regulated facilities provide personalized services including round-the-clock monitoring, skilled nursing, physical, occupational and speech therapy and social programming. These make nursing homes dramatically costlier than other senior living options. Home health care or assisted living may be more affordable alternatives for those who do not yet require institution-level care.

This guide reviews the costs of senior care options in La Plata. It also provides some local services that support the town’s elders and their families.

Directory of Nursing Homes in La Plata, MD

Sagepoint Care

10200 La Plata Rd, La Plata, MD, 20646

Wonderful facility, kind, caring staff. The facility is clean and the food is great!
Wonderful facility, kind, caring staff. The facility is clean and the food is great!

La Plata Center – Genesis Heathcare

1 Magnolia Drive, La Plata, MD, 20646

We have put my fiance in Genesis in La Plata. The nurses are good. If something happens, they let us know right away. They take good care of his wounds. The speech therapist and physical therapist wor … (read more)
We have put my fiance in Genesis in La Plata. The nurses are good. If something happens, they let us know right away. They take good care of his wounds. The speech therapist and physical therapist wor … (read more)

Waldorf Center

4140 Old Washington Highway, Waldorf, MD, 20602

My mother is at Waldorf Center, and it’s been very good. She was there after her hospitalization, and we requested she return there after she went back to the hospital. They get her up each day, help … (read more)
My mother is at Waldorf Center, and it’s been very good. She was there after her hospitalization, and we requested she return there after she went back to the hospital. They get her up each day, help … (read more)

Restore Health Rehabilitation Center

4615 Einstein Place, White Plains, MD, 20695

My father was in rehab at Restore Health Rehabilitation Center. The therapists were pretty good, and he had a double room when he was there. However, they messed up when he was being discharged. He al … (read more)
My father was in rehab at Restore Health Rehabilitation Center. The therapists were pretty good, and he had a double room when he was there. However, they messed up when he was being discharged. He al … (read more)

Nursing Home Costs in La Plata, MD

In La Plata, nursing home semiprivate rooms cost an average of $8,137 per month. Private rooms cost an average of $8,456 per month.

The Cost of Nursing Home Care in Nearby Cities

Comparing average monthly rates of shared rooms in nursing homes, La Plata’s prices are about $380 higher than the national average. However, costs in this city are over $2,000 cheaper than Maryland’s state average.

La Plata is one of Maryland’s most affordable cities for nursing home care. Salisbury’s facilities charge an average of $10,768 per month, approximately $2,630 above La Plata’s median fees. Baltimore area residents pay almost $3,850 more with an average of $11,984. The price gap lessens in the Hagerstown area, where costs average $9,794 per month. With an average rate of $8,213, Cumberland’s nursing home costs are less than $100 over La Plata’s average.

$8137

La Plata

$10190

Maryland

$7756

The United States

$10768

Salisbury

$11984

Baltimore Area

$9794

Hagerstown Area

$8213

Cumberland

The Cost of Other Types of Senior Care

Families in La Plata may find it helpful to compare the costs of different senior living arrangements while determining the best placement for their aging loved ones. The most affordable arrangement is adult day health care, which costs an average of $1,798 per month. Home care and home health care providers charge an average rate of $4,481 and $4,957, respectively. Seniors in La Plata pay an average of $6,200 for assisted living. Nursing homes are the most expensive senior living option. Facilities here charge an average monthly price of $8,137 for a semiprivate room and $8,456 for a private room.  

$1798

Adult day health care

$4481

Home care

$4957

Home health care

$6200

Assisted living

$8137

Nursing home (semiprivate room)

$8456

Nursing home (private room)

Note: Data for La Plata was unavailable, so data for the nearest city, California Area, was used instead.

Financial Assistance for Nursing Home Care in La Plata, MD

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in La Plata, MD

Seniors and family caregivers in La Plata can look to the following resources for a wide range of aging-related services. These programs may enable elders to remain safely in their own homes and delay transition into institutional care. They may also help seniors understand and acclimate to a nursing home when it becomes necessary.

ResourceContactService
Charles County Aging and Human Services(301) 934-9305As the Maryland Access Point for Charles County, the Aging and Human Services offers a wide spectrum of resources to support elders living independently in the community or in long-term care facilities. Seniors 60 and older can reach out for information, assistance and referrals regarding health insurance, in-home services, home safety modifications, transportation, legal aid and nursing home care.
Resident Advocacy for Long Term Care(301) 934-0109Charles County’s Resident Advocacy program provides ombudsmen who help protect the rights of long-term care facility residents. This free service promotes the welfare of facility residents by investigating complaints and mediating between the parties involved. The ombudsmen also educate consumers and their families about long-term care programs and policies.
Maryland Legal Aid (MLA)(301) 702-3284Maryland Legal Aid (MLA) provides free, high-quality legal assistance to income-eligible individuals throughout the state. Pro bono lawyers and staff offer one-on-one, confidential advice and advocacy on issues including government and veterans’ benefits, home- and community-based care, rights in long-term care facilities and adult guardianship or conservatorship.
LifeStyles of Maryland Foundation(301) 609-9900LifeStyles connects vulnerable individuals and families to resources for financial management, paying utility bills, prescription drug coverage and legal services. Its Senior Rides program provides transportation throughout the Washington, D.C. area for medical appointments, grocery shopping, errands and social events.