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Assisted Living Communities in Waldorf, Maryland

Serving as a major suburb of Washington, D.C., the Southern Maryland community of Waldorf accommodates seniors through 17 assisted living communities. According to 2024 survey data, these facilities charge around $7,348 per month, indicating high pricing compared to Maryland’s median monthly rate of $6,900.

You can learn more about the amenities and value of assisted living...

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The Cost of Assisted Living in Waldorf, MD and Nearby Cities

Information from the 2024 Genworth Cost of Care Survey indicates that assisted living communities in Waldorf charge approximately $7,348 per month, exceeding the state norm by about $450. By contrast, services typically cost less in other cities across the state, with rates in Cumberland hovering around $5,027 and seniors in Salisbury paying roughly $4,899.

Waldorf

$7,348

Maryland

$6,900

The United States

$5,350

Cumberland

$5,027

Hagerstown

$5,800

Baltimore

$6,650

Salisbury

$4,899

Paying for Assisted Living in Waldorf, MD

Financial Assistance for Assisted Living in Waldorf

The state of Maryland pays for assisted living services in Level II and Level III ALPs through the Medicaid 1915(c)Home and Community-Based Options Waiver Program. There is also a Senior Assisted Living Group Home Subsidy Program funded by the state.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

The Cost of Other Types of Senior Living in Waldorf, MD

Assisted living residents in Waldorf spend around $7,348 per month on care. This rate offers substantial savings over nursing home fees, which hover around $12,623 for those in shared rooms. However, other senior care solutions cost less, with seniors paying approximately $6,292 for home health care and roughly $5,911 for in-home care. Seniors who attend adult day health care facilities pay competitive rates of around $2,275.

In-Home Care

$5,911

Home Health Care

$6,292

Adult Day Health Care

$2,275

Assisted Living Facility

$7,348

Nursing Home Facility (semi-private room)

$12,623

Note: Since data for Waldorf is unavailable, we used data for the nearest city, Washington, D.C., instead.

 

 

Free Assisted Living Resources in Waldorf

Seniors living in Waldorf can make use of the following services, which offer information, assistance and enrichment programs designed with elders in mind.

ResourceContactService
Charles County Aging and Human Services Division(301) 934-9305At this local Area Agency on Aging, seniors can access long-term care options counseling and a health insurance assistance program. This agency runs a medical equipment loan closet that has free walkers, canes, wheelchairs and more for those in need. It also runs a Resident Advocate program to protect the dignity of seniors living in assisted living and other long-term care homes.
Charles County Commission for Veteran Affairs(301) 645-0695Service officers at this organization can help veterans learn about and apply for a variety of federal and state benefit programs. This organization can also provide referrals to mental health and medical care through the VA health care system.
Maryland Legal Aid(301) 777-7474Seniors and low-income adults can get free help with civil legal issues from this organization. Attorneys can help with consumer and finance issues, elder abuse and health care access. Seniors can also get help creating care directives, wills and estate plans.

What to Consider About Assisted Living in Waldorf

In Waldorf and the rest of the state, assisted living facilities are monitored by the Maryland Department of Health’s Office of Health Care Quality. This agency surveys long-term care homes to ensure they are delivering care in line with regulatory standards.

Benefits and Drawbacks of Assisted Living in Waldorf

  • Waldorf gets relatively mild temperatures, with warm summers and chilly winters. It gets much less snow in the winter than many American cities, at 16 inches compared to 22. The city also receives an average of 199 sunny days per year, only six less than the U.S. average.
  • The cost of living in Waldorf is 13.9 points over the U.S. median of 100. Housing and utilities are the highest-priced categories, but seniors may be relieved to know that health care here is more affordable than in much of the rest of the country.
  • Waldorf is a very safe city with violent crime rates 4.2 points below the national average. Property crime rates are also low, at 28 points compared to the national 35.4. Even so, most assisted living facilities have security measures in place to ensure seniors’ safety.
  • While there are 91 physicians per 100,000 people in Waldorf, which is less than half of the U.S. median of 210 per 100,000, seniors can receive excellent care at the local hospital, University of Maryland’s Charles Regional Medical Center; it has been recognized for excellence in critical care and advanced wound care.
  • The income tax rate here is higher than the national median. Fortunately, sales taxes are lower than average, and the state offers a range of tax exemptions on retirement income. Social Security income is not taxed, and withdrawals from retirement accounts are partially taxed.

Assisted Living Laws and Regulations in Waldorf

Waldorf-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our 

Frequently Asked Questions

Reviews of Communities Nearby

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Herbert

I visited this facility

Review of The Charleston Senior Community

The Charleston Senior Community was a very nice place. They had everything that you need there. It's an old Holiday Inn hotel that they converted, and they did a nice job of it. The staff was very...

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LA2024

I visited this facility

Review of The Charleston Senior Community

We toured The Charleston Senior Community. The tour was excellent. The personnel there were excellent, very informative, but the rooms were too small. The price was too expensive. We did see their...

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Assisted Living

Kentrell

I am a friend or relative of a current/past resident

Review of Harmony at Waldorf

My father has been up at Harmony at Waldorf for three to four weeks. The people are very active. They have a lot of activities for the seniors who live there. The staff is very nice and...

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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