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Assisted Living Communities in La Plata, Maryland

Located in and serving as the seat of Charles County, La Plata offers access to 22 assisted living facilities within its limits and nearby. Cost information from 2024 puts assisted living expenses in this city at around $7,348 per month, indicating seniors should budget beyond Maryland’s median rate of $6,900 when considering local care options.

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Directory of Assisted Living in La Plata, MD

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The Cost of Assisted Living in Nearby Cities

In La Plata, the 2024 Genworth Cost of Care Survey reports that assisted living rates hover near $7,348 per month, indicating an increase of about $450 over the state median and $2,000 over the national baseline. By comparison, care costs in other cities across the state tend to run lower. For example, seniors in Cumberland see monthly assisted living expenses of around $5,027, while rates in Salisbury trend near $4,899.

La Plata

$7,348

Maryland

$6,900

United States

$5,350

Salisbury

$4,899

Baltimore

$6,650

Hagerstown

$5,800

Cumberland

$5,027

Paying for Assisted Living in La Plata

Financial Assistance for Assisted Living in La Plata

Maryland’s Senior Assisted Living Group Home Subsidy (SALGHS) program provides seniors who are unable to live independently with subsidies to support the cost of personal care, daily meals and 24-hour supervision in smaller ALPs licensed for four to 16 residents. The Community Options and Community First Choice Medicaid Waivers also cover services received in assisted living. Some seniors may also be eligible for the Optional State Supplement.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

The Cost of Other Types of Senior Care

Assisted living costs in La Plata trend higher than rates for most other senior care solutions, with residents paying around $7,348 for care. Although nursing homes have standard monthly fees of about $12,623 for semi-private rooms, nonresidential alternatives cost less. For example, agencies charge around $5,911 for in-home care and roughly $6,292 for home health care. Adult day health care facilities charge even less, around $2,275 for services.

In-Home Care

$5,911

Home Health Care

$6,292

Adult Day Health Care

$2,275

Assisted Living Facility

$7,348

Nursing Home Facility (semi-private room)

$12,623

Note: Since data for La Plata is unavailable, we used data for the nearest city, Washington, D.C., instead.

Free Assisted Living Resources in La Plata

There are many organizations serving older adults in La Plata. These service providers help seniors with benefit applications, offer advice and support and may also be able to assist with long-term care planning or provide practical help to seniors still living within the community.

ResourceContactService
Area Agency on Aging(301) 934-9305The Department of Community Services Aging and Human Services Division is the designated Area Agency on Aging for La Plata. The agency oversees a variety of services for older adults in the town and surrounding areas, including congregate nutrition, options counseling for those considering their long-term care plans and help with applying for benefits and tax exemptions.
Maryland Access Point(844) 627-5465Maryland Access Point helps older adults understand their long-term care options and prepare a plan for the future. The service is offered free of charge and helps users understand the different home and community-based services available to them, as well as offering help with financial planning, benefits and more advanced supportive services such as assisted living and nursing home care.
Legal Advice Hotline(240) 216-9113The Charles County Circuit Court offers a legal advice hotline that provides free limited legal advice. Seniors can call the helpline to request advice about civil legal issues such as housing and benefits disputes. The helpline is open from 10 a.m. to 3 p.m. four days a week, and consultations are typically 15 minutes long.

What to Consider About Assisted Living in La Plata

Maryland’s Department of Health sets out strict rules and regulations for assisted living facilities. These regulations cover care types, accommodation standards, staff training, background checks and health and safety requirements. Facilities are inspected regularly to ensure they are operating in accordance with these standards.

Benefits and Drawbacks of Assisted Living in La Plata

  • Maryland has moderately tax-friendly policies for seniors. Social Security income in the state is not taxed, but other forms of retirement income, including IRAs, are. Lower-income seniors may qualify for exemptions to reduce some of their tax liabilities.
  • La Plata usually has warm and muggy summers, while the winters are cold and snowy. May through to September is the hot season. Seniors who enjoy outdoor activities should find the weather is suitable for them between the months of August and October.
  • The cost of living in La Plata is above average for Maryland and the United States overall. The monthly fee charged by assisted living facilities includes room and board, plus most utilities. This means most seniors will have limited other outgoings to plan for, so the high cost of living in the state should not be noticeable.

  • Violent crime rates in La Plata are below average, but property crime rates are almost one-third above average for the  United States. Seniors should be able to feel reasonably safe while out running errands or visiting local community centers. Assisted living communities are staffed 24 hours a day, which means seniors are less likely to be affected by crime in such a community than they would be if they were living independently.
  • The air quality in La Plata is usually good. This can be a strong positive factor for seniors who are living with asthma or other respiratory conditions that may be aggravated by pollution if they were living in a bigger city.

Assisted Living Laws and Regulations in La Plata

La Plata-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our 

Reviews of Communities Nearby

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Rahn

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My grandmother moved into Sagepoint Senior Living Services 3 weeks ago. It is a very nice, clean, and modern facility. The staff is friendly. They are responsive to our needs. The meals are OK....

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Assisted Living

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I visited this facility

Review of Richard R. Clark Senior Center

I am merely a visitor at the Clark Senior Center. They have many activities and various facilities to accommodate lots of fun! The entertainment I have attended has been outstanding, accompanied...

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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