La Plata is a town located on the Potomac River, close to the border of Maryland and Virginia. It is an attractive town with an interesting history, and lots to offer older adults. The University of Maryland Charles Regional Medical Center is located in the town, and there are numerous pharmacies in the heart of the town too.

Assisted living providers work with older adults who require some support to maintain a high quality of life as they age. Residents receive housekeeping, laundry, and personal care support, as well as meal service, allowing them to focus on enjoying their leisure time. Assisted living is an affordable alternative to nursing home care, which is aimed at those who are in poorer health and need 24-hour skilled nursing care. The average cost of assisted living in La Plata is $6,200 per month, more than 20% above the Maryland median.

This guide discusses the cost of assisted living in La Plata and other parts of Maryland, as well as the cost of other types of senior care. It also provides some links to useful local resources and explores the benefits and downsides of choosing to retire to the town.

Directory of Assisted Living Facilities in La Plata, MD

Assisted Living at Hawkins Gate LLC

6890 Hawkins Gate Rd, La Plata, MD, 20646


Richard R. Clark Senior Center

1210 Charles Street, La Plata, MD, 20646

I am merely a visitor at the Clark Senior Center. They have many activities and various facilities to accommodate lots of fun! The entertainment I have attended has been outstanding, accompanied by … (read more)
I am merely a visitor at the Clark Senior Center. They have many activities and various facilities to accommodate lots of fun! The entertainment I have attended has been outstanding, accompanied by … (read more)


2023

The Charleston Senior Community

45 St Patricks Drive, Waldorf, MD, 20603

Our experience with The Charleston Senior Community was good. There were a lot of amenities available. I spoke to some residents and they said that they enjoy living there. They had multiple areas for … (read more)
Our experience with The Charleston Senior Community was good. There were a lot of amenities available. I spoke to some residents and they said that they enjoy living there. They had multiple areas for … (read more)

Fenwick Landing Senior Care Community

11665 Doolittle Drive, Waldorf, MD, 20602

I chose to move my husband to Fenwick Landing Senior Care Community because I knew someone that had been there and it was safe, clean, and secure. They’re very caring. They watch my husband closely an … (read more)
I chose to move my husband to Fenwick Landing Senior Care Community because I knew someone that had been there and it was safe, clean, and secure. They’re very caring. They watch my husband closely an … (read more)

Morningside House of St. Charles

70 Village St., Waldorf, MD, 20602

I placed my mother in the Morningside House of St. Charles for a few weeks. I liked the friendliness of the staff, I liked the welcome she received. She was in a suite with two rooms and one bathroom, … (read more)
I placed my mother in the Morningside House of St. Charles for a few weeks. I liked the friendliness of the staff, I liked the welcome she received. She was in a suite with two rooms and one bathroom, … (read more)

Harmony at Waldorf

11239 Berry Rd., Waldorf, MD, 20603

I went to Harmony at Waldorf. It’s a brand new place. They have not filled the place up yet. I think mainly they have people in independent living. The staff said they hadn’t even completed the floor … (read more)
I went to Harmony at Waldorf. It’s a brand new place. They have not filled the place up yet. I think mainly they have people in independent living. The staff said they hadn’t even completed the floor … (read more)

Loving You Assisted Living

2019 English Oak Court, Waldorf, MD, 20601

This facility is very welcoming and cozy. The manager gave me a tour of the home and answered all of my questions. The manager was extremely friendly and eager to accomodate any specific requirements. … (read more)
This facility is very welcoming and cozy. The manager gave me a tour of the home and answered all of my questions. The manager was extremely friendly and eager to accomodate any specific requirements. … (read more)

Ardent Assisted Living

2130 Greenwood Drive, Waldorf, MD, 20601

My mom is at Ardent Assisted Living Facility, and it is a private residential facility. The staff is great, and mom adjusted very well there. They are quite helpful and really care about their residen … (read more)
My mom is at Ardent Assisted Living Facility, and it is a private residential facility. The staff is great, and mom adjusted very well there. They are quite helpful and really care about their residen … (read more)

Comfort Senior Care Facility

527 University Drive, Waldorf, MD, 20602

Comfort Senior Care Facility was very nice. But I just didn’t want to share with anybody. They already have somebody in there. Everything is on one floor. They have somebody there who cooks, cleans, a … (read more)
Comfort Senior Care Facility was very nice. But I just didn’t want to share with anybody. They already have somebody in there. Everything is on one floor. They have somebody there who cooks, cleans, a … (read more)

Brentwood Manor Assisted Living

3369 McKnight Court, Waldorf, MD, 20603

Brentwood Manor was like a home, it was a lovely home, but it was so lovely that it wasn’t homey. It was over the top lovely, clean, and so pristine that you wouldn’t want to mess it up. The room was … (read more)
Brentwood Manor was like a home, it was a lovely home, but it was so lovely that it wasn’t homey. It was over the top lovely, clean, and so pristine that you wouldn’t want to mess it up. The room was … (read more)

Birchwood Group Home II

18301 Indian Head Highway, Accokeek, MD, 20607

My mom is at Birchwood Group Home II. It is great. They are very friendly. The place is clean and very nice. It is very homey. The room is very spacious. It seems like the people are very caring. The … (read more)
My mom is at Birchwood Group Home II. It is great. They are very friendly. The place is clean and very nice. It is very homey. The room is very spacious. It seems like the people are very caring. The … (read more)

Pure Heart Assisted Living, LLC

509 University Dr, Waldorf, MD, 20602

Pure Heart Assisted Living was okay. It seemed kind of crowded to me, not so much with the number of residents, it was just the layout of the home. There was a split foyer, so the residents were just … (read more)
Pure Heart Assisted Living was okay. It seemed kind of crowded to me, not so much with the number of residents, it was just the layout of the home. There was a split foyer, so the residents were just … (read more)

Scott’s Convenient Living 1

2205 Saint Joan Place, Accokeek, MD, 20607

We visited and selected Scott’s Convenient Living 1, but the experience we had wasn’t very good. My mom wasn’t happy and ended up having a mini-stroke, so we took her out of the home. She wasn’t ther … (read more)
We visited and selected Scott’s Convenient Living 1, but the experience we had wasn’t very good. My mom wasn’t happy and ended up having a mini-stroke, so we took her out of the home. She wasn’t ther … (read more)

Mandeville House Assisted Living

2950 Fern Hill Street, Waldorf, MD, 20603


Graceland Assisted Living

1106 Cambridge Drive, Waldorf, MD, 20602


Angel Assisted Living, LLC – Waldorf

3394 Old Washington Rd, Waldorf, MD, 20602


Angel Living

3978 Old Washington Rd, Waldorf, MD, 20602


What to Consider About Assisted Living in La Plata

Maryland’s Department of Health sets out strict rules and regulations for assisted living facilities. These regulations cover care types, accommodation standards, staff training, background checks and health and safety requirements. Facilities are inspected regularly to ensure they are operating in accordance with these standards.

Benefits and Drawbacks of Assisted Living in La Plata

  • Maryland has moderately tax-friendly policies for seniors. Social Security income in the state is not taxed, but other forms of retirement income, including IRAs, are. Lower-income seniors may qualify for exemptions to reduce some of their tax liabilities.
  • La Plata usually has warm and muggy summers, while the winters are cold and snowy. May through to September is the hot season. Seniors who enjoy outdoor activities should find the weather is suitable for them between the months of August and October.
  • The cost of living in La Plata is above average for Maryland and the United States overall. The monthly fee charged by assisted living facilities includes room and board, plus most utilities. This means most seniors will have limited other outgoings to plan for, so the high cost of living in the state should not be noticeable.

  • Violent crime rates in La Plata are below average, but property crime rates are almost one-third above average for the  United States. Seniors should be able to feel reasonably safe while out running errands or visiting local community centers. Assisted living communities are staffed 24 hours a day, which means seniors are less likely to be affected by crime in such a community than they would be if they were living independently.
  • The air quality in La Plata is usually good. This can be a strong positive factor for seniors who are living with asthma or other respiratory conditions that may be aggravated by pollution if they were living in a bigger city.

Paying for Assisted Living in La Plata

The Genworth Financial Cost of Care Survey 2020 lists the average cost of assisted living in La Plata as being $6,200 per month. This is more than 20% higher than the state average and also far higher than the United States median of $4,300.

The Cost of Assisted Living in Nearby Cities

The cost of assisted living varies significantly across Maryland. The cheapest cities are Hagerstown ($4,500) and Cumberland ($4,665). Fees in Baltimore are in line with the state average of $5,000 per month, while closer to the coast, fees in Salisbury are slightly above average at $5,500 monthly. La Plata is the most expensive of the cities for which cost data is available.

$6200

La Plata

$5000

Maryland

$4300

The United States

$4500

Hagerstown

$4665

Cumberland

$5000

Baltimore

$5500

Salisbury

The Cost of Other Types of Senior Care

Older adults have the choice of several different types of care in Maryland. In-home personal care costs $4,481 per month and home health care is slightly more expensive, at $4,957. Daytime care at a community center is the most affordable option, costing $1,798, less than one-third of the cost of assisted living. Semiprivate rooms in a nursing home average $8,137 and private rooms cost $8,456.

$4481

Homemaker Services

$4957

Home Health Aide

$1798

Adult Day Health Care

$6200

Assisted Living Facility

$8137

Nursing Home Facility (semiprivate room)

$8456

Nursing Home Facility (private room)

Note: Care cost data for La Plata was not available, so data for the closest city, California, was used instead.

Financial Assistance for Assisted Living in La Plata

Maryland’s Senior Assisted Living Group Home Subsidy (SALGHS) program provides seniors who are unable to live independently with subsidies to support the cost of personal care, daily meals and 24-hour supervision in smaller ALPs licensed for four to 16 residents. The Community Options and Community First Choice Medicaid Waivers also cover services received in assisted living. Some seniors may also be eligible for the Optional State Supplement.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Paying for Assisted Living Facilities in Maryland

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in La Plata

There are many organizations serving older adults in La Plata. These service providers help seniors with benefit applications, offer advice and support and may also be able to assist with long-term care planning or provide practical help to seniors still living within the community.

Resource

Contact 

Service

(301) 934-9305

The Department of Community Services Aging and Human Services Division is the designated Area Agency on Aging for La Plata. The agency oversees a variety of services for older adults in the town and surrounding areas, including congregate nutrition, options counseling for those considering their long-term care plans and help with applying for benefits and tax exemptions.

(844) 627-5465

Maryland Access Point helps older adults understand their long-term care options and prepare a plan for the future. The service is offered free of charge and helps users understand the different home and community-based services available to them, as well as offering help with financial planning, benefits and more advanced supportive services such as assisted living and nursing home care.

(240) 216-9113

The Charles County Circuit Court offers a legal advice hotline that provides free limited legal advice. Seniors can call the helpline to request advice about civil legal issues such as housing and benefits disputes. The helpline is open from 10 a.m. to 3 p.m. four days a week, and consultations are typically 15 minutes long. 

Assisted Living Laws and Regulations in La Plata

La Plata-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Maryland