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The 10 Best Assisted Living Facilities in La Plata, MD for 2024

La Plata is a town located on the Potomac River, close to the border of Maryland and Virginia. It is an attractive town with an interesting history, and lots to offer older adults. The University of Maryland Charles Regional Medical Center is located in the town, and there are numerous pharmacies in the heart of the town too.

Assisted living providers work with older adults who require some support to maintain a high quality of life as they age. Residents receive housekeeping, laundry, and personal care support, as well as meal service, allowing them to focus on enjoying their leisure time. Assisted living is an affordable alternative to nursing home care, which is aimed at those who are in poorer health and need 24-hour skilled nursing care. The average cost of assisted living in La Plata is $6,200 per month, more than 20% above the Maryland median.

This guide discusses the cost of assisted living in La Plata and other parts of Maryland, as well as the cost of other types of senior care. It also provides some links to useful local resources and explores the benefits and downsides of choosing to retire to the town.

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Assisted Living Facilities in La Plata, Maryland

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What to Consider About Assisted Living in La Plata

Maryland’s Department of Health sets out strict rules and regulations for assisted living facilities. These regulations cover care types, accommodation standards, staff training, background checks and health and safety requirements. Facilities are inspected regularly to ensure they are operating in accordance with these standards.

Benefits and Drawbacks of Assisted Living in La Plata

  • Maryland has moderately tax-friendly policies for seniors. Social Security income in the state is not taxed, but other forms of retirement income, including IRAs, are. Lower-income seniors may qualify for exemptions to reduce some of their tax liabilities.
  • La Plata usually has warm and muggy summers, while the winters are cold and snowy. May through to September is the hot season. Seniors who enjoy outdoor activities should find the weather is suitable for them between the months of August and October.
  • The cost of living in La Plata is above average for Maryland and the United States overall. The monthly fee charged by assisted living facilities includes room and board, plus most utilities. This means most seniors will have limited other outgoings to plan for, so the high cost of living in the state should not be noticeable.

  • Violent crime rates in La Plata are below average, but property crime rates are almost one-third above average for the  United States. Seniors should be able to feel reasonably safe while out running errands or visiting local community centers. Assisted living communities are staffed 24 hours a day, which means seniors are less likely to be affected by crime in such a community than they would be if they were living independently.
  • The air quality in La Plata is usually good. This can be a strong positive factor for seniors who are living with asthma or other respiratory conditions that may be aggravated by pollution if they were living in a bigger city.

Paying for Assisted Living in La Plata

The Genworth Financial Cost of Care Survey 2020 lists the average cost of assisted living in La Plata as being $6,200 per month. This is more than 20% higher than the state average and also far higher than the United States median of $4,300.

The Cost of Assisted Living in Nearby Cities

The cost of assisted living varies significantly across Maryland. The cheapest cities are Hagerstown ($4,500) and Cumberland ($4,665). Fees in Baltimore are in line with the state average of $5,000 per month, while closer to the coast, fees in Salisbury are slightly above average at $5,500 monthly. La Plata is the most expensive of the cities for which cost data is available.

La Plata

$6,200

Maryland

$5,000

The United States

$4,300

Hagerstown

$4,500

Cumberland

$4,665

Baltimore

$5,000

Salisbury

$5,500

The Cost of Other Types of Senior Care

Older adults have the choice of several different types of care in Maryland. In-home personal care costs $4,481 per month and home health care is slightly more expensive, at $4,957. Daytime care at a community center is the most affordable option, costing $1,798, less than one-third of the cost of assisted living. Semiprivate rooms in a nursing home average $8,137 and private rooms cost $8,456.

Homemaker Services

$4,481

Home Health Aide

$4,957

Adult Day Health Care

$1,798

Assisted Living Facility

$6,200

Nursing Home Facility (semiprivate room)

$8,137

Nursing Home Facility (private room)

$8,456

Note: Care cost data for La Plata was not available, so data for the closest city, California, was used instead.

Financial Assistance for Assisted Living in La Plata

Maryland’s Senior Assisted Living Group Home Subsidy (SALGHS) program provides seniors who are unable to live independently with subsidies to support the cost of personal care, daily meals and 24-hour supervision in smaller ALPs licensed for four to 16 residents. The Community Options and Community First Choice Medicaid Waivers also cover services received in assisted living. Some seniors may also be eligible for the Optional State Supplement.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Paying for Assisted Living Facilities in Maryland

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in La Plata

There are many organizations serving older adults in La Plata. These service providers help seniors with benefit applications, offer advice and support and may also be able to assist with long-term care planning or provide practical help to seniors still living within the community.

ResourceContactService
Area Agency on Aging(301) 934-9305The Department of Community Services Aging and Human Services Division is the designated Area Agency on Aging for La Plata. The agency oversees a variety of services for older adults in the town and surrounding areas, including congregate nutrition, options counseling for those considering their long-term care plans and help with applying for benefits and tax exemptions.
Maryland Access Point(844) 627-5465Maryland Access Point helps older adults understand their long-term care options and prepare a plan for the future. The service is offered free of charge and helps users understand the different home and community-based services available to them, as well as offering help with financial planning, benefits and more advanced supportive services such as assisted living and nursing home care.
Legal Advice Hotline(240) 216-9113The Charles County Circuit Court offers a legal advice hotline that provides free limited legal advice. Seniors can call the helpline to request advice about civil legal issues such as housing and benefits disputes. The helpline is open from 10 a.m. to 3 p.m. four days a week, and consultations are typically 15 minutes long.

Assisted Living Laws and Regulations in La Plata

La Plata-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Assisted Living Laws and Regulations in Maryland

Reviews of Communities Nearby

Assisted Living

Rahn

I am a friend or relative of a current/past resident

Review of Sagepoint Senior Living Services

My grandmother moved into Sagepoint Senior Living Services 3 weeks ago. It is a very nice, clean, and modern facility. The staff is friendly. They are responsive to our needs. The meals are OK....

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Assisted Living

Caring315108

I visited this facility

Review of Richard R. Clark Senior Center

I am merely a visitor at the Clark Senior Center. They have many activities and various facilities to accommodate lots of fun! The entertainment I have attended has been outstanding, accompanied...

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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