The 10 Best Assisted Living Facilities in New Rochelle, NY for 2023

New Rochelle is among the most populous cities in New York with an estimated 82,000 residents, including a large senior community that makes up almost 18% of the population. The city features low crime rates and generally pleasant weather throughout the year, which appeals to many active retirees, and high access to health care offers added convenience. While the local cost of living is relatively high, the state’s Assisted Living Program can help qualified individuals pay for residential care.

Assisted living is a practical option for older adults who face challenges with handling day-to-day tasks, such as personal care, home maintenance and meal planning and preparation. This type of senior care includes residential services, with seniors often having several apartment floor plans to choose from, and features individualized care plans, daily meals and transportation for errands and appointments. Monthly rates may vary based on amenities, but the typical assisted living facility in New Rochelle charges $5,750 for services. This exceeds the respective state and national norms of $4,580 and $4,500.

Through this guide, seniors can learn more about paying for assisted living in New Rochelle. It also highlights the benefits and drawbacks of obtaining residential care in this city.

In New Rochelle and the rest of New York, assisted living facilities are regulated by the New York Department of Health. This department enforces a range of rules related to housing, care planning, nutrition services and staffing through regular inspections and an annual licensing process. It also publishes an up-to-date list of all licensed assisted living facilities in the state.

• On a 100-point cost of living index based on living costs in the nation as a whole, New Rochelle has a comparatively high rating of 162.7. This exceeds the New York score of 121.5, indicating that it’s more expensive to live here than in most other cities in the state. Fortunately, the state funds the Assisted Living Program, which provides financial assistance that helps qualified individuals pay for residential care. 
• New York’s state income tax laws are generally friendly toward retirees, which may help some seniors afford assisted living in New Rochelle. Those aged 59.9 and over may be eligible to claim a deduction of up to $20,000 to reduce what they pay in taxes on withdrawals from investment accounts and pension income. Additionally, the state doesn’t tax Social Security benefits, providing considerable savings for those who rely on this form of retirement income.
• Crime isn’t a significant concern in New Rochelle, making the city an attractive option to those seeking a safe retirement community. The city scores 14.9 for violent crime and 25 for property-related offenses on a 100-point scale. This is lower than the national respective scores of 22.7 and 35.4 and scores in the state as a whole, which come in at 21.1 for violent offenses and 24.5 for property crime.
• In New Rochelle, humidity levels are generally low and the weather is pleasant throughout the year, earning the city a score of 8.7 on a 10-point comfort index compared to the national score of 7.8. Year-round temperatures range between lows of 24 degrees in the winter and highs of 85 in the summer, and the city gets 49 inches of rain and 28 inches of snow. Many assisted living facilities have individual climate controls in residents’ units, supporting their comfort.
• Montefiore New Rochelle Hospital is a 223-bed community-based teaching hospital in New Rochelle proper that provides outstanding care and a wide range of services. Approximately 490 doctors per capita serve this city, more than double the national average, and many assisted living facilities have on-call physicians to promote access to care. 

On average, assisted living facilities in New Rochelle charge $5,750 per month, although rates may vary depending on a facility’s size and amenities.

In New Rochelle, assisted living residents typically pay $5,750 per month for care, which is considerably higher than the respective state and national norms of $4,580 and $4,500. Care costs in other cities in the eastern region of New York tend to be more economical, including Albany, where rates are about $500 lower than in New Rochelle, and Poughkeepsie, where monthly fees come in at $4,770. Similarly, seniors may save money by opting for care in Kingston, where rates are $1,250 less than in New Rochelle, and in Glens Falls, rates are even lower at $4,250.

Assisted living facilities in New Rochelle charge $5,750 per month for care, which is moderate compared to other long-term care options in the city. While seniors may save money by opting for care in adult day health care facilities, which charge $1,950 for daytime services, nursing home care is considerably costlier than assisted living at $12,471 for shared rooms. In-home care and home health care are comparably priced at $5,529 and $5,720, respectively, although these options don’t include housing.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in New York page.