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Assisted Living Communities in Kirkwood, MO
Kirkwood, a western suburb of St. Louis, lies near the border between Missouri and Illinois....
The city and surrounding areas host assisted living facilities, where seniors pay approximately $5,100 per month in 2024 for accommodations and services. This figure exceeds the Missouri median of $4,851 and sits $250 below the national baseline rate.
For insights into senior living in Kirkwood, consult the directory below, where you’ll find 1801 reviews reviews of assisted living communities in the area, with an average rating of 4.0 out of 5 stars stars.
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Assisted Living
Donald
5.0
Review of The Mary Culver Home
My wife doesn't see very well and The Mary Culver Home is designed only for visually impaired women, and they've been in business for 150 years, so I like it. It's a small home. It only got 27...
Assisted Living
Tim
4.0
Review of St Agnes Home
My mother is in St. Agnes Home. It's a smaller place, it's a Catholic-based facility and it's all assisted living. The staff is caring, they're phenomenal, so very attentive, and the medical care...
Assisted Living
Mary
5.0
Review of Aberdeen Heights
I have seen all three levels in Aberdeen Heights. I had a friend who stayed in the independent living, in the assisted living, and rehab. It was excellent, but very expensive for an average person....
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The Cost of Assisted Living in Kirkwood, MO and Nearby Cities
According to the 2024 Genworth Cost of Care Survey, seniors in Kirkwood pay approximately $5,100 per month for assisted living. This is virtually on par with Springfield's monthly cost of about $5,092, and it's $679 less than what seniors pay in Jefferson City. However, assisted living is notably more affordable in Columbia and Cape Girardeau, where seniors only pay about $4,411 and $4,420 per month, respectively.
Kirkwood
$5,100
Missouri
$4,851
The United States
$5,350
Columbia
$4,411
Jefferson City
$5,779
Cape Girardeau
$4,420
Springfield
$5,092
Paying for Assisted Living in Kirkwood
Assisted living communities in Kirkwood cost $3,750 on average, per month. While this rate is $500 lower than the national average it’s substantially above the Missouri median of $3,000.
Financial Assistance for Assisted Living in Kirkwood
Eligible seniors seeking financial assistance in Kirkwood have options between the Medicaid State Plan Personal Care (SPPC) and Supplemental Security Income (SSI) program.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Missouri page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.
The Cost of Other Types of Senior Living in Kirkwood, MO
In Kirkwood, seniors pay about $5,100 monthly for assisted living, one of the most affordable senior care options in the area. Only adult day health care costs less at roughly $2,058. In contrast, in-home care, at $6,101, and home health care, at $6,673, are costlier than assisted living. However, a semi-private room in a nursing facility is the most expensive option at approximately $7,194 per month.
In-Home Care
$6,101
Home Health Care
$6,673
Adult Day Health Care
$2,058
Assisted Living Facility
$5,100
Nursing Home Facility (semiprivate room)
$7,194
Note: Since data Kirkwood is unavailable, we used data for the nearest city, St. Louis, instead.
Free Assisted Living Resources in Kirkwood
Older adults in Kirkwood have access to an array of resources created to help them continue living fulfilling lives. We’ve put together some of the most pertinent ones for seniors who either reside in assisted living or are considering moving into one.
| Resource | Contact | Service |
|---|---|---|
| Aging Ahead | (636) 207-0847 | Aging Ahead is the local Area Agency on Aging serving seniors in Kirkwood. Older adults can contact the AAA for many helpful services including Medicare and Medicaid counseling, the Choice program and help with applying for public financial benefits. The nonprofit can also help seniors find a suitable long-term care facility and understand their options as their care needs evolve. |
| Aging Answers | (314) 446-2475 | Lutheran Senior Services’ Aging Answers is a free information and referral service serving older adults aged 60 and over. Seniors can get in touch with a care specialist that can signpost them to suitable resources in the area. Additionally, Lutheran Senior Services also provides face-to-face counseling and care management. Seniors who have been active in the church or took part in mission work may qualify for additional financial assistance. |
| State Office of Long-Term Care Ombudsman Program | (800) 309-3282 | The Ombudsman Program is an advocacy service for seniors who live in assisted living facilities and other long-term care units. Older adults and their families can contact the program for help understanding their rights as residents and to log in complaints about their residential units. Volunteers with the ombusdman can investigate and mediate complaints on behalf of seniors. |
| Elder Law Program | (800) 444-0514 | This program is part of the Legal Services of Eastern Missouri and provides free services and advice to seniors aged 60 and older. Seniors can request help on topics such as health insurance, food stamps, living wills and health care directives. |
| St. Louis Vet Center | (314)894-5739 | The local VA center serves older veterans of the U.S. military. Seniors can get in touch with the Veterans Center for advice on any state and federal benefits they may be entitled to and help with navigating the complicated application system. |
Assisted Living Laws and Regulations in Kirkwood
Kirkwood-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Missouri are required to follow. Visit our Assisted Living in Missouri page for more information about these laws.
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