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Assisted Living Communities in Columbia, Missouri

Surrounded by forested areas and prairies, Columbia sits in central Missouri close to the Missouri River Valley. For those seeking assisted living in this region, 2024 cost data suggests that the average monthly cost comes to around $4,411, tracking nearly $1,000 below the nationwide median. There are 10 facilities within the area to choose from, along with options in neighboring...

Directory of Assisted Living in Columbia, MO

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The Cost of Assisted Living in Columbia, MO and Nearby Cities

Seniors in Columbia pay around $4,411 per month for assisted living, according to the 2024 Genworth Cost of Care Survey. This cost offers savings of about $440 below Missouri’s median and tracks well below rates in nearby cities. For example, in St. Louis, monthly fees run about $700 higher, and seniors in Kansas City pay over $1,000 more. Similarly, in Jefferson City, rates are near $5,779.

Columbia

$4,411

Missouri

$4,851

United States

$5,350

Jefferson City

$5,779

St. Louis

$5,100

Cape Girardeau

$4,420

Kansas City

$5,475

Paying for Assisted Living in Columbia, MO

Financial Assistance for Assisted Living in Columbia

Eligible seniors seeking financial aid for assisted living costs have access to Missouri’s Medicaid plan. Seniors can also take advantage of non-Medicaid programs for financial aid. Missouri’s Pharmacy Assistance program, MORx and the Older Americans Act offer assistance to seniors. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Missouri page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.

The Cost of Other Types of Senior Living in Columbia, MO

Assisted living communities in the Columbia region charge around $4,411 per month. This option costs notably less than nursing home care, which comes in near $5,369, highlighting it as a budget-friendly option for those with limited medical needs. It also offers savings compared to in-home care and home health care, which have higher respective monthly rates of $6,483 and $6,673.

In-Home Care

$6,483

Home Health Care

$6,673

Assisted Living Facility

$4,411

Nursing Home Facility (semi-private room)

$5,369

Free Assisted Living Resources in Columbia

Seniors in Columbia have access to many resources, including support if something is wrong in an assisted living community. These examples also show some of what’s available to help make assisted living an affordable choice for seniors and their families.

ResourceContactService
VA Aid and Attendance Benefits(816) 246-1411U.S. military veterans currently residing in senior living facilities are entitled to apply for the VA Aid and Attendance benefit to help them cover a portion of their care costs. The spouses of vets can also apply for the monthly payment, which can be up to $1,881 for an individual veteran, $1,209 for a surviving spouse or $2,230 for a couple. There’s no requirement to repay the benefit. Vets who are unsure if they qualify can check by using the free tool on the VeteranAid.org website.
Medicaid – Supplemental Nursing Care Program(855) 373-4636The Supplemental Nursing Care Program can help low-income seniors in assisted living communities meet some of their costs. As it’s a Medicaid program, it can’t cover room and board costs. However, if the senior can satisfy the income, citizenship and health restrictions, the program can provide some financial assistance. As of 2021, the program makes monthly payments of $50 to the senior for their personal needs and $292 to the assisted living facility to cover personal care services.
CLAIM – Medicare Counseling(800) 390-3330CLAIM is a nonprofit organization that has taken on the role of the State Health Insurance Assistance Program (SHIP) for Missouri. It serves Medicare beneficiaries and seniors who need help with enrolling in a plan. The organization’s services are free and unbiased, including times when the counselors may suggest private health care insurance. Counselors do not sell health insurance, their role is to help seniors make informed decisions that ensure they have the right coverage for their needs.
Long-Term Care Ombudsman(573) 443-5823Seniors residing in residential care communities, their families and third parties can register complaints about facilities to the Long-Term Care Ombudsman. The ombudsman will investigate the complaints and seek resolutions with the owners and managers of the facilities. Also, families can request access to the data held about assisted living communities in Columbia. The ombudsman does not charge for this service.

What to Consider About Assisted Living in Columbia

The Missouri Department of Health & Senior Services is responsible for regulating assisted living facilities throughout the state. Its work includes conducting unannounced inspections to ensure licensed facilities are complying with standards. Additionally, it reviews reports submitted by the Long-Term Care Ombudsman regarding complaints made by residents and others, which can influence decisions to issue and revoke licenses.

Benefits and Drawbacks of Assisted Living in Columbia

  • According to Neighborhood Scout, Columbia is below the national average for violent crime and above for property crime. Generally speaking, those south of I-70 experience less crime than those in the north, although neighborhoods in the northwest and northeast have good reputations, too. It’s also worth noting that seniors are less likely to be involved in crime than all other age groups.
  • Columbia’s climate can vary throughout the year. Winter months can see temperatures fall to 21 degrees Fahrenheit with up to six inches of snow, while summer months can regularly see temperatures of 88 degrees. Due to precipitation levels, the summer months can also be muggy. However, spring starts early in Columbia, its trees blooming with vibrantly colored flowers that decorate the city for many months to come.
  • Seniors in Columbia have access to excellent health care services. Doctor.com records 292 Medicare registered physicians in Columbia, which includes family doctors, internists and orthopedic surgeons. There are also seven hospitals, including the University of Missouri Healthcare-Columbia and Boone Hospital Center, ranked #12 and #4 in the state by U.S. News & World Report.
  • Sperling’s Best Places bases its cost of living indices on a national average of 100, with states above that figure being more expensive. Columbia’s cost of living is rated 87.9, indicating that the incomes of its residents can go further. Only health care, which comes in at 100.6, is generally more expensive. All other costs in the city, including transportation, are typically below-average.
  • Columbia’s climate adversely affects the city’s air quality. However, with a score of 55, it’s only just below the national average of 58. Water quality is above average, scoring 60 against the U.S. average of 55. Columbia’s greatest contribution to improving the local environment is its commitment to clearing up contaminated land as part of the EPA’s Superfund project. The city scores an almost perfect 98, far above the national average of 87.

Assisted Living Laws and Regulations in Columbia

Columbia-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Missouri are required to follow. Visit our 

Reviews of Communities Nearby

Assisted Living

Krista

I visited this facility

Review of Hillcrest Assisted Living

We visited Hillcrest Assisted Living. The staff was really friendly, especially the cook. He was nice. He gave me the tour for the first time and he was very friendly. As far as why we chose that...

Read more

Assisted Living

Linda

I am a friend or relative of a current/past resident

Review of Cedarhurst of Columbia

Cedarhurst of Columbia is a very nice place. They have activities. They have a very caring staff. The people that are there seem to be engaged and I have a friend who has been there since that...

Read more

Assisted Living

Robert

I visited this facility

Review of Hillcrest Assisted Living

I went to Hillcrest Assisted Living. It's affordable, and I liked that it was kind of tucked outside of town a little bit. It had sort of more of a country, outside-of-the-city feel to it. I...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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