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The 10 Best Assisted Living Facilities in Middleburg, FL for 2024

Middleburg is an unincorporated area and census-designated place in Clay County, about 28 miles southwest of Jacksonville. It’s a relatively small town of just under 13,000 residents, including about 1,700 seniors aged 65 and older. Middleburg appeals to seniors who like a more peaceful, rural existence but with the convenience of having big-city amenities less than 30 minutes away. Seniors who like the great outdoors may enjoy visiting Jennings State Forest, taking a boat ride on Black Creek, fishing from one of the area’s many piers or strolling along the boardwalks through the wetlands. 

Assisted living facilities provide personal care and supportive services in a less restrictive, homelike setting that’s ideal for seniors who want to remain as independent as possible and don’t need around-the-clock care. The average monthly cost of assisted living in Middleburg is $4,150, which is higher than the state average but less than the national median.

Seniors can use this guide to compare the average costs of assisted living in nearby cities and other types of senior care. This guide also covers some benefits and drawbacks of retiring in Middleburg and provides a list of free local resources for seniors.

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Assisted Living Facilities in Middleburg, Florida

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What to Consider About Assisted Living in Middleburg

Health facilities in Florida must be licensed by the Florida Agency for Health Care Administration. The Florida AHCA’s Division of Health Quality Assurance oversees assisted living facilities, including licensing and certifications. To ensure facilities comply with licensure requirements, its Bureau of Field Operations completes on-site surveys. The Jacksonville Field Office oversees assisted living facilities throughout Clay County, including in Middleburg.

Benefits and Drawbacks of Assisted Living in Middleburg

  • Seniors may flock to Florida because it’s extremely tax-friendly toward retirees. Florida doesn’t have any state income tax, so Social Security benefits and all forms of retirement income aren’t taxed, which helps stretch seniors’ budgets
  • Florida’s average combined sales tax rate is 7.01%, ranking the state 23rd in the nation. Unfortunately, Clay County taxes are right at this average, so the county’s taxes are higher than 84.5% of other cities and counties in Florida. However, groceries and prescription drugs are tax exempt.
  • Middleburg seniors benefit from having a local hospital to serve their medical needs. Ascension St. Vincent’s Clay County is a general medical and surgical facility in Middleburg with an on-site ICU and emergency department. It was rated high performing for three adult procedures and conditions, including the treatment of heart failure, kidney failure and COPD. Veterans can also take advantage of the Middleburg VA Clinic, which offers a range of medical services to eligible seniors.
  • The cost of living in Middleburg is only slightly higher than the national average, by less than 2%. However, it’s about 1% lower than the statewide average. Health care and grocery costs are about the same as the national average, but housing costs are around 12% lower.
  • Middleburg has a soggy climate with an average of 51 inches of rainfall annually, compared to the national average of 38 inches, but it doesn’t get any snow. While seniors enjoy 222 sunny days each year, on average, the area also sees precipitation about 112 days out of the year. Humidity can be stifling in July and August, leading to a poor 3.3 out of 10 comfort index rating for the summer months. However, Middleburg scores an 8.4 on the comfort index for its relatively mild winters.

Paying for Assisted Living in Middleburg

According to Genworth’s Cost of Care Survey, the average cost of assisted living in Middleburg is $4,150 per month. While this monthly rate is higher than the state average by $450, it’s lower than the national average by $150.

The Cost of Assisted Living in Nearby Cities

Middleburg is higher than some and lower than others when comparing its average cost of assisted living to nearby cities. Its cost is higher than Ocala’s by $150 per month and higher than Deltona’s by $100. In contrast, its cost is lower than Gainesville’s by $421 and significantly lower than Tallahassee’s by $1,356 per month. 

Middleburg

$4,150

Florida

$3,700

The United States

$4,300

Ocala

$4,000

Deltona

$4,050

Gainesville

$4,571

Tallahassee

$5,506

The Cost of Other Types of Senior Care

Besides assisted living, retirees in Middleburg have several other types of senior care available. For those needing limited assistance, adult day health care is the least costly at $1,408. Seniors wanting to receive care in their home can expect to pay about $4,385 for homemaker services or $4,433 for home health aides. Nursing home facilities provide extensive around-the-clock care, making it the costliest option at an average of $8,638 for semi-private rooms or $9,885 for private rooms. 

Homemaker Services

$4,385

Home Health Aide

$4,433

Adult Day Health Care

$1,408

Assisted Living Facility

$4,150

Nursing Home Facility (semiprivate room)

$8,638

Nursing Home Facility (private room)

$9,885

Note: Data for Middleburg was unavailable, so data for the nearest city, Jacksonville, was used instead.

Financial Assistance for Assisted Living in Middleburg

Residents of assisted living facilities in Middleburg may be eligible for financial assistance through the Medicaid Long Term Care Program and the Assistive Care Services waiver. Additional funding may also be available for the Optional State Supplement for seniors who receive Social Security income.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.

Financial Assistance for Assisted Living in Florida

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

Free Assisted Living Resources in Middleburg

Seniors needing supportive services that help them remain active or offer socialization opportunities will find several free resources serving Middleburg. Local, county and state government and nonprofit entities offer an array of programs and services for older adults in assisted living and other types of senior living settings.

ResourceContactService
Council on Aging of Clay County(904) 291-3520The Council on Aging of Clay County is a nonprofit organization with services designed to enhance the life of seniors aged 60 and older. Services include transportation, congregate meals and senior centers that provide activities and socialization. In Middleburg, services are provided at the Weigel Senior Center.
Clay County Veterans Services(904) 269-6326The Clay County Veterans Services Officer serves as a liaison for local seniors seeking to obtain veterans’ benefits. The officer advises and counsels veterans and works to ensure they can access as many benefits as they’re eligible for, including health care, disability compensation, death and burial benefits, pensions, job services and education.
ElderSource(888) 242-4464ElderSource is the Area Agency on Aging and the Aging and Disability Resource Center for seven counties in northeast Florida, including Clay County. Middleburg seniors receive free, personalized services to help them remain safe and more independent. Programs and services include Medicare counseling, long-term care options counseling, an elder helpline, volunteer opportunities and various events. ElderSource also provides access to various other senior resources, including support groups.
Florida Ombudsman Program(904) 391-3942The Florida Long-Term Care Ombudsman Program advocates for seniors in long-term care facilities statewide, including in assisted living. It strives to improve all LTC residents’ quality of life. A trained ombudsman promotes the health and safety of LTC residents by protecting their rights and addressing any complaints they may have against a facility. The First Coast District Office in Jacksonville provides ombudsman services to residents of assisted living communities in Clay County, including those in Middleburg.

Assisted Living Laws and Regulations in Middleburg

Middleburg-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Florida are required to follow. Visit our Assisted Living in Florida page for more information about these laws.

Assisted Living Laws and Regulations in Florida

Reviews of Communities Nearby

Assisted Living

Norma

I visited this facility

Review of Canterfield of Clay County

My mother will be moving into Canterfield of Clay County. It is very up-to-date and clean. They are very attentive to the patients and their recipients. The food looked fantastic. The overall...

Read more

Assisted Living

ffc

I am a friend or relative of a current/past resident

Review of Canterfield of Clay County

I moved my sister from a horrible branded national assisted living community in Northern Virginia to Canterfield at Clay County..and it is night and day difference--the key is the CARING people in...

Read more

Assisted Living

Paula

I am a friend or relative of a current/past resident

Review of Canterfield of Clay County

My mom is a resident of Canterfield of Clay County. I don't think they have enough activities for the residents; I'd like to see more activities. My mom was very impressed when she got in there...

Provider response

Thank you very much for giving us such a good 4-star rating, in these difficult times with staffing and food and medical supply shortages 4 out of 5 stars is a very hard-earned rating that we are...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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