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The 10 Best Home Care Agencies for Seniors in Austin, TX for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Austin, TX, residents and their loved ones rate In Home Care agencies 4.7 out of 5 stars across the 78 options below.

Home Care Services in Austin, Texas

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Paying for Home Care in Austin, TX

The Cost of Home Care in Austin, TX

The 2024 Genworth Cost of Care Survey records a monthly median rate of $6,101 for home care services in Austin. This runs considerably higher than Texas’ baseline rate of $4,290 and the national norm of $5,720. It also exceeds costs in nearby cities. For example, seniors in Houston pay approximately $1,430 less for care, and in Waco, home care rates run about $1,525 below Austin’s median.

Austin

$6,101

Texas

$4,290

United States

$5,720

College Station

$4,957

Houston

$4,671

San Antonio

$4,767

Waco

$4,576

The Cost of Home Care vs. Other Senior Care Options in Austin, TX

In Austin, home care clients pay about $6,101 per month. This nonmedical option costs about $1,140 less than home health care, which includes basic medical services, such as diabetes management and rehabilitative therapies. Additionally, nursing home care, which includes 24-hour medical monitoring and supervision, costs about $330 more than home care.

Home Care

$6,101

Home Health Care

$7,245

Assisted Living Facility

$6,035

Nursing Home Care (semi-private room)

$6,433

Financial Assistance for Home Care in Austin, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Austin, TX

Austin offers seniors multiple free and low-cost resources to allow them to age safely and comfortably in place. Agency representatives can provide further insight on the area’s available local and federal programs.

ResourceContactService
Area Agency on Aging of the Capital Area(512) 916-6062Serving Austin and the surrounding area, the AAACA provides seniors with a wide range of free services, including meal delivery, financial assistance and in-home care. The organization's specialists address individual needs, referring clients to the agencies that best meet specific circumstances.
AGE of Central Texas(512) 451-4611AGE provides seniors with multiple opportunities to participate in daytime community events through its Thrive Social and Wellness Centers. The center's Memory Care Connections assists those in the early stages of memory loss with information and resources. AGE also offers caregivers respite services.
Austin Vet Center(512) 416-1314The VA's specially trained Veterans Service Officers assist seniors who've served in the armed forces to access available state and federal benefits. VSOs help veterans and their families navigate the application process, and they remain an available contact for follow-up information.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Larry H

I am a past client of this provider

Review of SYNERGY HomeCare of Austin, TX

This agency provided home care for my mother, but we have since stopped doing business with them. BE CAREFUL when dealing with them. Most of the caregivers they have working for them are very...

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Home Care

Patty S_12

I am a current client of this provider

Review of Visiting Angels - Austin, TX

They provide a few hours for me, and it's also good for my mother to have someone else for her. They communicate with us about the caregivers they send, and we have been pleased with the...

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Home Care

Anonymous_1732105222

I am a current client of this provider

Review of Visiting Angels - Austin, TX

Having someone to care for him makes me more willing to go out and do things. The personnel they've sent out to us have been very helpful.

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In Home Care near Austin, TX

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Other Options in Austin, TX

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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