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The 10 Best Home Care Agencies for Seniors in Pflugerville, TX for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Pflugerville, TX, residents and their loved ones rate In Home Care agencies 5 out of 5 stars across the 32 options below.

Home Care Agencies in Pflugerville, TX

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Paying for Home Care in Pflugerville, TX

The Cost of Home Care in Pflugerville, TX

While home care in Pflugerville is slightly higher than the national average by about $200, it is still less than the Texas average by about $400, making it a great place to search for in-home care. Its southern neighbors of San Antonio, Houston, and Victoria offer more affordable in-home care options. The same can be said of its northern neighbor Dallas, where in-home care is slightly less by $300. In-home care is designed to help seniors who do not require medical assistance but could use help with daily activities and basic home maintenance tasks. The lowered costs of in-home care versus home health care are usually attractive to seniors. 

Pflugerville

$5,196

Texas

$5,529

United States

$4,957

San Antonio

$4,576

Houston

$4,576

Victoria

$4,338

Dalla

$4,862

The Cost of Home Care vs. Other Senior Care Options in Pflugerville, TX

The costs of home care and home health care, which includes light medical services, are the same in Pflugerville — making both excellent options for seniors to age gracefully within their home. Adult day care is noticeably more affordable by almost $4,000. Still, suitability depends on the level of medical care needed and transportation is required. Assisted living is slightly more expensive in Pflugerville by about $200, while nursing home care is approximately $700 more. 

Home Care

$5,196

Home Health Care

$5,196

Adult Day Health Care

$1,517

Assisted Living Facility

$5,435

Nursing Home Facility (semiprivate room)

$5,931

Financial Assistance for Home Care in Pflugerville, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Pflugerville Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Pflugerville:

ResourceContactAddressService
Area Agency on Aging of the Capital Area(512) 916-60006800 Burleson Road, Building 310, Suite 165, Austin, TX 78744This organization helps direct Texas seniors to federal and state-funded programs that include congregate meals and meal delivery, continuing health and wellness education, benefits counseling, caregiver respite and more. Spanish-speaking seniors can be connected with bilingual personnel for better assistance. AAACAP also offers services specifically focused on the needs of rural and low-income minorities.
Senior Access TX(512) 310-10602498 E Palm Valley Blvd, Round Rock, TX 78665This nonprofit organization is built around helping area seniors age in place by offering options for local transportation.  Volunteers can come directly to seniors’ homes for pickup if notified at least a week in advance. In addition to curb-to-curb van service for individual trips, the organization also offers twice-weekly group shopping trips, runs a lending closet that helps seniors access expensive assistive technology at low or no cost, and provides help with light home chores such as changing bulbs and batteries. Senior Access TX’s services are open to area seniors 60 and over who can get around without a wheelchair and are not living with advanced dementia.
Office of the Long-Term Care Ombudsman(512) 916-60546800 Burleson Road, Building 310, Suite 165, Austin, TX 78744Long-term care ombudsmen are charged with advocating for the interests of Texas seniors in nursing home and assisted living arrangements, ensuring their health and safety are protected, and assisting citizens who have concerns about a particular senior’s quality of care. The office’s services are both free of charge and confidential, and seniors may choose whether to accept or decline assistance at any time.  
PF Seniors(512) 990-6350400 Immanuel Road, P.O. Box 589, Pflugerville, TX 78691Run by Pflugerville Parks & Recreation, the PF Seniors program offers several activities designed to give seniors a chance to stay physically active while meeting others in their community. Activities include walking and hiking clubs, ballroom dancing instruction, line dancing parties, potluck lunches, movie nights and informational seminars. Low-impact workouts such as pickleball and tai chi are also available in the Pflugerville Recreation Center.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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