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The 10 Best Home Care Agencies for Seniors in Lake County, OH for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Lake County, OH, residents and their loved ones rate In Home Care agencies 4.9 out of 5 stars across the 33 options below.

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Paying for Home Care in Lake County, OH

The Cost of Home Care in Lake County, OH

Long-term care cost data isn’t available for Lake County, so rates are estimated based on costs in nearby Akron. In Lake County, home care agencies charge approximately $4,052 for monthly care, making it one of the cheapest places in the state and nation for services. By comparison, the state and national average care costs are about $900 higher at $4,957. In Youngstown, rates are about $200 higher than in Lake County at $4,290. The county is also affordable compared to Canton and Cleveland, where respective care costs come in at $4,814 and $5,196.

Lake County

$4,052

Ohio

$4,957

The United States

$4,957

Cleveland

$5,196

Youngstown

$4,290

Canton

$4,814

The Cost of Home Care vs. Other Senior Care Options in Lake County, OH

Seniors in Lake County pay $4,052 per month for home care, which includes basic services such as housekeeping, help with bathing and dressing, transportation and meal preparation. Home health care, which costs $4,099 monthly, is similar but includes skilled nursing services such as medication administration and physical or occupational therapies. Adult day health care is the only cheaper option at $1,625. Seniors in assisted living pay $4,993, and those in nursing homes pay $8,000 for shared rooms. 

Home Care

$4,052

Home Health Care

$4,099

Adult Day Health Care

$1,625

Assisted Living

$4,993

Nusing Home Care (semiprivate room)

$8,000

Note: Data for Lake County was unavailable, so data for the nearest city, Akron, was used instead.

Financial Assistance for Home Care in Lake County, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Lake County Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Lake County:

ResourceContactAddressService
Western Reserve Area Agency on Aging(216) 621-03031700 E. 13th St., Suite 114, Cleveland, OH 44114The Western Reserve Area Agency on Aging serves more than 440,000 seniors and families in Lake County and surrounding areas. It connects residents to home care waivers and community-based supports, including nutrition programs, farmers market vouchers and training for family caregivers. Services are available to disabled adults and seniors aged 60 or older.
Lifeline Home Energy Assistance(440) 350-9160One Victoria Place, Suite 265A, Painesville, OH 44077This Lake County community action agency offers information, referrals and home energy assistance to families and seniors aged 60 or older who earn up to 175% of the Federal Poverty Level and are at risk for service disconnection. These include a Winter Crisis Program, a Percentage of Income Payment Plan and a Summer Crisis Program that provides utility bill assistance, along with a limited number of fans and air conditioners.
Lake County Homestead Exemption(440) 350-2536105 Main St., Painesville, OH 44077Many seniors in Lake County are eligible for a $25,000 homestead exemption on their primary residence. Homeowners must be aged 65 or older or totally and permanently disabled, and their adjusted gross income cannot exceed $34,200. Income-eligible surviving spouses who are at least 59 qualify for a carry-over exemption. Homeowners must complete an annual application and provide proof of age, income and ownership. 
Western Reserve Community Development Corp.(440) 357-44009920 Johnnycake Ridge Road, Concord Twp., OH 44060The Western Reserve Community Development Corporation offers several home repair programs for seniors. The Home Maintenance, Modification & Repair Program for Seniors helps residents aged 60 or older with repairs and modifications that enhance their health and safety. The Lake County Rehab Program pays for emergency repairs and home accessibility modifications for residents who are in need. United Way, the Ohio Development Services Agency and the City of Mentor manage similar programs.
Lake County Council on Aging(440) 205-81118520 East Ave., Mentor, OH 44060The Lake County Council on Aging is a one-stop shop for seniors who want to learn more about home- and community-based supports, including Meals on Wheels, in-home care and medical equipment loans. Its Aging and Disability Resource Center offers long-term care options counseling and Medicare insurance comparisons. It also manages volunteer programs that provide grocery shopping assistance and friendly home visits.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Reviews of Communities Nearby

Home Care

Martha M_5

I am a current client of this provider

Review of Visiting Angels Living Assistance - Mentor, OH

I can leave for the winter knowing mother is well cared for. They enable the rest of the family to live a full life knowing that mother is cared for.

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Home Care

Jean S_29

I am a past client of this provider

Review of Visiting Angels Living Assistance - Mentor, OH

They made it positive with the quality of the people that went. They seemed invested in keeping my mom healthy. They were very efficient to meeting our needs.

Read more

Home Care

Tina F_7

I am a current client of this provider

Review of Visiting Angels Living Assistance - Mentor, OH

The provider has been able to help so that my husband and I can finally enjoy some time together without worrying about her falling or anything. The agency is very personable. The owner came out...

Read more

In Home Care near Lake County, OH

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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