18 Home Care Services for Seniors Serving Rochester, NY
Set along Lake Ontario, the city of Rochester has been deemed by Caring’s 2022 Senior Living Report as one of the best places for retirees in New York State. The city ranked first in the state in the Affordability category. Housing, in particular, costs substantially less than in other New York regions. Many highly ranked health care providers in the city include the Rochester General Hospital, with its specialized senior care department. Seniors who wish to continue living independently in Rochester can receive home care for an estimated $5,720 per month. Home health aides share the same average cost, even if they also include additional nursing services such as diabetes management.
Below we’ve compiled a comprehensive directory of every home care provider in the Rochester area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Rochester, NY
1163 Pittsford-Victor Road, Suite 215, Pittsford, NY, 14534
15 Fishers Rd, Suite 110, Pittsford, NY, 14534
550 Latona Road , Bldg D, Suite #406, Rochester, NY, 14626
50 Prince St, Rochester, NY, 14607
PO Box 10038, Rochester, NY, 14610
3349 Monroe Ave, Rochester, NY, 14618
122 West Ave, Brockport, NY, 14420
3250 Westchester Ave # Ll6, Bronx, NY, 10461
3380 Monroe Ave, Suite 116, Rochester, NY, 14618
1 S. Washington St., Rochester, NY, 14604
4245 Union Rd. Suite 101, Cheektowaga, NY, 14225
150 State St, Suite 140, Rochester, NY, 14614
2260 Lake Avenue, Bldg #1 Suite 1100, Rochester, NY, 14612
130 West Main St , Rochester, NY, 14614
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Paying for Home Care in Rochester, NY
The Cost of Home Care in Rochester, NY
The median home care cost in Rochester is $5,720, which is $381 higher than the New York norm of $5,339 and significantly above the U.S. average of $4,957. Prices in other cities in the state’s northwestern corner, such as Buffalo and Binghamton, are substantially more affordable than in Rochester. However, Syracuse residents spend $5,911 on home care, which is $191 more than in Rochester. Home care in Ithaca is among the most expensive in the state, with a median fee of $6,101.
The United States
The Cost of Home Care vs. Other Senior Care Options in Rochester, NY
Both home care and home health care agencies charge the same average prices in Rochester, although the latter includes light medical services. Adult day health care is the city’s most affordable senior care option at $1,907 per month. For seniors who need assistance with daily living tasks and are comfortable relocating, assisted living facilities offer care at a median cost of $3,775 — nearly $2,000 lower than home care. Nursing homes are the most expensive type of senior care available in Rochester, at $12,471.
Home Health Care
Adult Day Health Care
Nursing Home Care (semiprivate room)
Financial Assistance for Home Care in Rochester, NY
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Rochester, NY
Older Rochester residents can seek assistance from several nonprofit and government agencies serving seniors in the area. Aging in place resources can help ensure seniors’ basic needs are met so they can avoid unnecessary institutionalization into a care facility.
The state of New York and Monroe County jointly funds the EISEP Community Collaboration program. This program ensures seniors receive the care they need at home to help them avoid having to move to a nursing home. Eligible seniors are appointed a case manager who can help them access the services they need.
(585) 244-8400, ext. 102
HEAP is a financial assistance benefit that helps low-income older adults afford their energy bills. Seniors might be able to receive help with paying for their utilities. Homeowners may also benefit from additional assistance in repairing heating equipment such as furnaces.
This Lifespan program can help older adults stay on top of their financial obligations. Volunteer financial advisors visit seniors in their homes to help them manage their benefits and budget for bills, medical insurance and other living costs.
Meals at Home is a Monroe County Office for the Aging program delivered by UR Medicine Home Care. Seniors age 60+ can request low-cost home-delivered meals when homebound and unable to prepare their own food due to health conditions.
The City of Rochester runs several programs that can help older residents stay on top of their home maintenance. Help comes in the form of an interest-free loan that can cover small repair work such as installing wheelchair ramps, repairing appliances and roof repair.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
You should take a few things into account when considering hiring the services of a Rochester home care agency. Seniors should be reassured about the company’s hiring procedure, specifically whether agencies run background checks on caregivers and ensure they are licensed. A good care agency has policies in place to refer to in emergencies, and all caregivers should have a supervisor. Additionally, seniors should look to work with a company that’s transparent about pricing. Checking an agency’s reviews from other customers on Caring.com is a good way to gauge whether the home care agency may be a good fit for your needs.
While some seniors can afford to pay the cost of their care out-of-pocket, most families use other options. While Medicare doesn’t typically cover non-medical home care, income-eligible seniors might get the cost of care covered by the state’s Home- and Community-Based Services Waiver. Other options to consider include private health insurance and long-term care insurance.
There are 19 home care providers serving Rochester residents. Three of these agencies are located in the city proper, and 16 of them are based in nearby regions. Two home care agencies operating in the Rochester area were awarded recognition by the Caring Stars program.
While housekeeping duties are included in the list of duties an in-home caregiver takes on, it’s usually expected that cleaning supplies are already available on the senior’s property. Older adults should ensure they have items such as a vacuum cleaner, a mop and washing liquids available for their home care worker to use.
Non-medical home care services are tasks that a caregiver can perform without needing a health care license. The list of services can include companionship and help with daily living tasks, such as personal hygiene care, housekeeping and grocery shopping. Seniors who need nursing care services, such as taking their medication, receiving injections and having their blood sugar monitored, would need to work with a home health aide.