The 10 Best In Home Care Service in Monmouth County, NJ for 2023
A historic coastal community located east of Trenton, Monmouth County, New Jersey, is home to more than 645,000 people. Nearly 19% of the population is made up of seniors aged 65 and over — significantly more than the national rate of roughly 17%. The area supports its older adults with a vibrant network of social and economic programs that together help seniors age in place and avoid admission to nursing home care for as long as possible. The area is close to shopping and entertainment venues and boasts a significant stretch of the world-famous Jersey Shore. It’s also home to several museums and sites of historical interest.
According to the 2021 Genworth Cost of Care Survey, the average cost of home care in Monmouth County is $5,148 a month. While this senior care option does not include medical services, area seniors can get outstanding care at St. Peter’s University Hospital and Monmouth Medical Center, both of which accept Medicare and have senior health specialists available for older patients.
Below we’ve compiled a comprehensive directory of every home care provider in Monmouth County– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Monmouth County, NJ
Oasis Homecare Services Inc
2911 Route 88, Suite 4, Point Pleasant, NJ, 08742
Love & Care LLC
68 old farm road, Fairfield, CT, 06824
Home Instead – Hightstown, NJ
3635 Quakerbridge Rd, Suite 15, Hamilton, NJ, 08619
E & S Home Care Solutions, LLC – South Plainfield, NJ
4081 Hadley Rd. Suite A, South Plainfield, NJ, 07080
Right at Home Southern Monmouth County
902 Main Street, Suite 205, Belmar, NJ, 07719
Always Best Care of Monmouth County
981 Route 33 Suite C, Monroe Township, NJ, 08831
United Methodist Communities HomeWorks, Inc.- Freehold, NJ
76 West Main Street , Freehold, NJ, 07728
Home Instead – Eatontown, NJ
25 Main St, Eatontown, NJ, 07724
Always Best Care of West Windsor
50 Princeton-Hightstown Road, Princeton Junction, NJ, 08550
Lares Home Care
1000 Route 34, Matawan, NJ, 07747
E&S Home Care Solutions, LLC – Freehold, NJ
4400 Route 9 South, Freehold, NJ, 07728
E&S Home Care Solutions, LLC – Neptune, NJ
3600 Route 66 Suite 150 , Neptune, NJ, 07753
Home Helpers of Hamilton NJ
127 Route 206, Suite 25A, Hamilton, NJ, 08619
TheKey – Central New Jersey
1450 US-22 Ste. 204, Mountainside, NJ, 07092
Above and Beyond Care HealthSystem
1152 St. George’s Ave, Avenel, NJ, 07001
Integrity Home Healthcare
774 Eayrestown Rd Ste 204 , Lumberton, NJ, 08048
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Paying for Home Care in Monmouth County, NJ
The Cost of Home Care in Monmouth County, NJ
The cost of in-home care in Monmouth County is reasonable when compared to both the state average and most other communities in the region. According to the Genworth Cost of Care Survey, home care in Monmouth County is $381 a month lower than average for the state as well as costs in Atlantic City, Ocean City and nearby New York City — all of which run to $5,529 a month for similar services. Nationally, care is less expensive at $4,957 a month. Within New Jersey, only Vineland’s $4,767 is lower than Monmouth County’s average.
The United States
New York City
The Cost of Home Care vs. Other Senior Care Options in Monmouth County, NJ
The $5,148 a month cost of home care in Monmouth County is $95 less than what seniors in the area typically pay for home health services, although the latter includes light medical services. Still, both types of in-home senior care are less expensive than assisted living in Monmouth County, which averages $8,145 a month. Nursing home care offers the highest level of services with a semiprivate room costing $11,650. Adult day health care can be a more affordable alternative, at $1,866.
Home Health Care
Adult Day Care
Nursing Home Care (semiprivate room)
Note: Data for Monmouth County was unavailable, so data for the nearest city, Trenton, was used instead.
Financial Assistance for Home Care in Monmouth County, NJ
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Monmouth County Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Monmouth County:
Meals on Wheels of Monmouth County
Address: 1201 Springwood Ave, Asbury Park, NJ 07712
Phone Number: (732) 807-2708
The Monmouth County Meals on Wheels program offers noon meal service to homebound seniors throughout Monmouth County and is available to elders over age 60. Limited weekend meal deliveries are also available to completely homebound elderly individuals. Funding for Meals on Wheels comes from the county government, a USDA grant, donations for meals from participants and from donors. The program also offers group lunches across several senior centers throughout the principal towns and cities inside Monmouth County.
Address: 3000 Kozloski Road, Freehold, NJ, 07728
Phone Number: (732) 431-7450
This initiative from the Monmouth County Sheriff’s Department and the Monmouth County Office on Aging offers seniors residing in the county a bracelet that comes with a small radio frequency device. County Sheriff’s officers can then use this to locate elderly individuals who become lost or disoriented. The device is available free of charge to senior residents and is especially recommended for those undergoing the onset of dementia or Alzheimer’s disease. Sheriff’s deputies visit each participant’s home once every 60 days to recharge these devices and make sure they’re working properly.
Monmouth County Office on Aging
Address: 3000 Kozloski Road, Freehold, NJ, 07728
Phone Number: (732) 431-7450
The Office on Aging of New Jersey offers a range of support services and programs for elderly residents of the state who are aged 60 or older. The specific support programs directly offered by the Office on Aging or coordinated through it include several senior centers throughout the county, free legal aid by South Jersey Legal Services Inc. and a Special Citizens Area Transportation program for essential trips inside the county. The office also offers adult protective services and a residential maintenance program that delivers emergency home repair and cleaning for qualified seniors.
New Jersey Shares
Address: 4 Walter E. Foran Boulevard, Suite 105, Flemington, NJ 08822
Phone Number: (866) 657-4273
Elderly residents of New Jersey who don’t qualify for state utility assistance programs (LIHEAP and USF) and who earn no more than 400% of the Federal Poverty Guideline can apply to New Jersey Shares for temporary utility payment assistance to cover emergency financial situations. The program is open year-round and applies for water, gas, electricity and telecommunications bill payments.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.