Cape May County features the Atlantic Ocean to its south and east and Delaware Bay to its west, offering beautiful sights and a temperate climate. The county is home to 95,000 people, and well over a quarter of the population is aged 65 or over — substantially more than the state and national average of around 17%. Crime is relatively uncommon here, and there are several high-performing hospitals, including Cape Regional Medical Center in the city of Cape May.

On average, Cape May County seniors pay $5,529 per month for nonmedical in-home care, which includes services such as help with personal grooming, medication reminders and light housekeeping. It doesn’t include skilled nursing services, but seniors can get this higher level of care by obtaining home health care services.

Below we’ve compiled a comprehensive directory of every home care provider in Cape May County– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Cape May County, NJ

2019, 2020, 2021, 2022, 2023

Right at Home Atlantic County

222 New Road, Suite 108, Linwood, NJ, 08221

They have made my experience positive by working with me. I like that they are kind, and they do what I ask.
They have made my experience positive by working with me. I like that they are kind, and they do what I ask.

Oasis Homecare Services Inc

2911 Route 88, Suite 4, Point Pleasant, NJ, 08742

They are providing companionship. They are friendly. The office are very helpful and knowledgeable.
They are providing companionship. They are friendly. The office are very helpful and knowledgeable.

Love & Care LLC

68 old farm road, Fairfield, CT, 06824

Our whole family is so thankful for how caring and professional Bruce and his staff were in caring for our father. The caregivers were on time, helpful, and trustworthy. The agency was responsive t … (read more)
Our whole family is so thankful for how caring and professional Bruce and his staff were in caring for our father. The caregivers were on time, helpful, and trustworthy. The agency was responsive t … (read more)

United Methodist Communities HomeWorks, Inc – Haddonfield, NJ

217 Kings Highway East , Haddonfield, NJ, 08033

HomeWorks provides home care services that are tailored to the needs of each individual client and their family. We are part of United Methodist Communities which has been providing care to seniors f … (read more)
HomeWorks provides home care services that are tailored to the needs of each individual client and their family. We are part of United Methodist Communities which has been providing care to seniors f … (read more)

Home Instead – Somers Point, NJ

112 Woodland Ave, Suite 201, Somers Point, NJ, 08244

The local office provides excellent service in coordinating transportation to and from all of my aunt’s appointments. I have not yet taken advantage of further in home living support services but pl … (read more)
The local office provides excellent service in coordinating transportation to and from all of my aunt’s appointments. I have not yet taken advantage of further in home living support services but pl … (read more)

Visiting Angels – Marmora, NJ

110 Roosevelt Blvd #109, Marmora, NJ, 08223

They are good with the client and pleasant. They are very reliable and on time.
They are good with the client and pleasant. They are very reliable and on time.

2021, 2022

iCare Home Health Services – Somers Point, NJ

408 Bethel Road, Galloway, NJ, 08244

We strive to improve the quality of life of those we serve through the delivery of extraordinary service, compassionate care, safe/affordable care, and clinical excellence while staying committed to b … (read more)
We strive to improve the quality of life of those we serve through the delivery of extraordinary service, compassionate care, safe/affordable care, and clinical excellence while staying committed to b … (read more)

Homewatch CareGivers

2 Commerce Place, Mount Holly, NJ, 08060

Homewatch Caregivers has been nothing but professional from the very beginning of a stressful situation. From the moment I made the call for services, I knew I made the right decision. The quality of … (read more)
Homewatch Caregivers has been nothing but professional from the very beginning of a stressful situation. From the moment I made the call for services, I knew I made the right decision. The quality of … (read more)

White Dove Health Agency

82 Northridge Dr. , Mays Landing, NJ, 08330

WELCOME TO White Dove Health Agency SENIOR CARE IN ATLANTIC COUNTY, NEW JERSEY White Dove Health Agency is a community-based service agency that is located in Mays Landing, right in the heart of A … (read more)
WELCOME TO White Dove Health Agency SENIOR CARE IN ATLANTIC COUNTY, NEW JERSEY White Dove Health Agency is a community-based service agency that is located in Mays Landing, right in the heart of A … (read more)

SYNERGY HomeCare of Cape May Court House

2300 Route 9 North, Cape May Court House, NJ, 08210

Synergy Home Care was very responsive. When my dad went out of the hospital, they were able to send somebody right away. My dad was happy with the caregiver they sent.
Synergy Home Care was very responsive. When my dad went out of the hospital, they were able to send somebody right away. My dad was happy with the caregiver they sent.

CaringCore Healthcare

532 Old Marlton Pike , Marlton, NJ, 08053

The in-house Aides for my 95 year old mother with moderate dementia have been a big help over the last 3 years mostly from 11am to 7pm. However, in the last 3 months it was necessary to start 24hr in … (read more)
The in-house Aides for my 95 year old mother with moderate dementia have been a big help over the last 3 years mostly from 11am to 7pm. However, in the last 3 months it was necessary to start 24hr in … (read more)

Always Home Care

644 Mt Prospect Ave, Newark, NJ, 07104

They are the best!
They are the best!

Griswold Home Care

3323 Simpson Ave #2, Ocean City, NJ, 08226

My mother availed the services of Griswold Home Care. The agency has worked with me very well. The caretaker that I have now is wonderful. I’ve gone through two that have lived in, and then others tha … (read more)
My mother availed the services of Griswold Home Care. The agency has worked with me very well. The caretaker that I have now is wonderful. I’ve gone through two that have lived in, and then others tha … (read more)

Health and Comfort Home Care Agency

1254 Route 27, North Brunswick, NJ, 08902

Good service, prompt when requesting help. Our current caregiver is wonderful. I can’t say enough with the caring that she provides for both my parents, making sure they take their medication, making … (read more)
Good service, prompt when requesting help. Our current caregiver is wonderful. I can’t say enough with the caring that she provides for both my parents, making sure they take their medication, making … (read more)

Associated Home Quality Health Care

1340 State Hwy 36 Ste 17, Hazlet, NJ, 07730

I have been a client of Associated for a long time and I have nothing but good things to say. They’ve take care of my mom and dad and if it wasn’t for them I don’t know where I would be.. Anytime I … (read more)
I have been a client of Associated for a long time and I have nothing but good things to say. They’ve take care of my mom and dad and if it wasn’t for them I don’t know where I would be.. Anytime I … (read more)

Holy Redeemer

1801 North, U.S. 9, Cape May Court House, NJ, 08210

My husband had a stroke and Christine was his occupational therapist . She was kind and always came when she said . She was very good with my husband and working with him; very thorough. Couldn’t … (read more)
My husband had a stroke and Christine was his occupational therapist . She was kind and always came when she said . She was very good with my husband and working with him; very thorough. Couldn’t … (read more)

Preferred Home Health Care & Nursing Services

323 E. Jimmie Leeds Road, Galloway Township, NJ, 08205

Our grandson has been a patient of Preferred for almost 3.5 years. They have gone above and beyond to help in his care. We are blessed by having the most caring compassionate and very skilled nursing … (read more)
Our grandson has been a patient of Preferred for almost 3.5 years. They have gone above and beyond to help in his care. We are blessed by having the most caring compassionate and very skilled nursing … (read more)

Always Home Care

81 Bassett Highway , Dover, NJ, 07801

Medicaid referred me to Always Home Care for my dad, who is a stroke survivor in need of a home health aide. These people put me through a series of questions and had me go through the work of getting … (read more)
Medicaid referred me to Always Home Care for my dad, who is a stroke survivor in need of a home health aide. These people put me through a series of questions and had me go through the work of getting … (read more)

Always There in Home Health Care

4201 Church Rd, Mount Laurel, NJ, 08054


Attentive Care Inc.

811 Church Rd., Suite 215, Cherry Hill, NJ, 08002


Paying for Home Care in Cape May County, NJ

The Cost of Home Care in Cape May County, NJ

The Genworth 2021 Cost of Care Survey doesn’t include cost data for Cape May County, so local care costs are based on rates in Ocean City, which is located within the county. Home care agencies in this region charge $5,529 for care, which is several hundred dollars over the national median but in line with the state rate. Care costs in surveyed cities within the state are considerably cheaper, with seniors in Vineland paying $4,767 and those in Trenton paying $5,148. Across state lines in Dover, Delaware, rates are closer to Cape May County’s average at $5,339.

$5529

Cape May County

$5529

New Jersey

$4957

The United States

$4767

Vineland

$5148

Trenton

$5339

Dover, DE

The Cost of Home Care vs. Other Senior Care Options in Cape May County, NJ

Home care agencies in Cape May County provide nonmedical services in the individual’s home and charge $5,529 per month. Home health care costs the same monthly rate but includes skilled nursing in addition to companion and personal care services. Adult day health care is a cheaper alternative to in-home care, costing $1,993 per month. Assisted living is nearly $2,000 more at $7,490, and nursing home care is nearly double the cost of home care at $10,007 monthly.  

$5529

Home Care

$5529

Home Health Care

$1993

Adult Day Health Care

$7490

Assisted Living

$10007

Nursing Home Care

Note: Data for Cape May County was unavailable, so data for the nearest city, Ocean City, was used instead.

Financial Assistance for Home Care in Cape May County, NJ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Cape May County Home Care Resources 

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Cape May County:

Cape May County Division of Aging and Disability Services

Address: 4005 Rte 9 S, Rio Grande, NJ 08242, United States
Phone Number:  (609) 886-2784

The CMC Division of Aging & Disability Services works to help older adults stay healthy and independent by assisting them with information, referrals, direct assistance and education programs in maintaining their quality of life. Its services are varied and include group meals at four senior centers, Meals on Wheels home food deliveries, counseling on access to other benefits programs and coordination for the State Health Insurance and Assistance Program. The division also manages a prescription card program that lets all carriers of its cards receive discounts on prescription medications.

New Jersey Weatherization Assistance Program (WAP)

Address: 75 N. Pearl St. 1st Floor, Bridgeton, NJ 08302
Phone Number:  (856) 455-0600

New Jersey’s Weatherization Assistance Program is funded both federally and with state resources. It offers weatherization and repair services to income-eligible residents of the state. Elderly individuals and households are given preferential placement. Seniors can apply for this program through their local county WAP coordination office. In Cape May this is the Native American Advancement Corporation. Seniors 60 or older can gain acceptance automatically if they’re receiving Supplemental Security Income Payments. Eligible households must make below $25,760 for a single-person home or $34,840 for a two-person residence.

NJSave

Address: 3801 Route 9, South, Unit 4, Rio Grande, NJ 08242
Phone Number: (800) 792-9745

NJSave is an online application program reserved for low-income senior residents of New Jersey that helps pay the costs of their Medicare expenses, prescription medicine and other living expenses. This initiative is run by the Division of Aging Services of the Department of Human Services of New Jersey State. Locally, in Cape May, it may be accessed through Cape May County Division of Aging and Disability Services. Successful applicants to NJSave are then also enrolled in several other programs that include among others: Pharmaceutical Assistance to the Aged and Disabled (PAAD), Lifeline Utility Assistance, Medicare Savings and Hearing Aid Assistance to the Aged and Disabled.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for in-home care


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with Family and Others about a loved one's needs