Madison’s impressive healthcare facilities and relatively affordable nursing home care make it an attractive city for Wisconsin’s aging population. With 11.6% of the city’s residents being at least 65 years of age, Wisconsin’s capital city is home to around 30,122 seniors. Violent crime and healthcare spending are low compared to national figures, and the city boasts 71% more physicians per capita than the United States average. UW Health-Madison is ranked among the best hospitals in the country, and at $8,790 a month, Madison’s median cost of nursing home care is only slightly above the statewide average.  

Within Madison’s nursing facilities, seniors typically have access to licensed nurses, physicians and a variety of therapists. Seniors are under 24-hour supervision, and emergency medical care is always available. If the level of care provided by assisted living or home care is sufficient, seniors may be able to enjoy their retirement with more independence while also saving a bit of money. 

This guide covers senior care costs and resources that may help seniors pay for nursing home care, delay it with in-home services and enhance daily life at a nursing home with advocacy support. 

Directory of Nursing Homes in Madison, WI

The Arbors at Oak Park Place

718 Jupiter Drive, Madison, WI, 53718

My father is in rehab right now at Oak Park Place. The social worker up at UW told me about it. The staff is very helpful. The food is good. They have bingo, ice cream socials, and different singing g … (read more)
My father is in rehab right now at Oak Park Place. The social worker up at UW told me about it. The staff is very helpful. The food is good. They have bingo, ice cream socials, and different singing g … (read more)

Oakwood Village University Woods

6205 Mineral Point Road, Madison, WI, 53705

Oakwood Village University Woods is situated on the west side of Madison, Wisconsin, and is close to hospitals, restaurants, parks and other city amenities. The facility’s nine-acre nature preserve an … (read more)
Oakwood Village University Woods is situated on the west side of Madison, Wisconsin, and is close to hospitals, restaurants, parks and other city amenities. The facility’s nine-acre nature preserve an … (read more)

Oakwood Village East Health and Rehab Center

5565 Tanco Drive, Madison, WI, 53718

I rehabbed at this facility after a fall which broke five ribs. I want to preface this by saying that I was in the rehab area not the assisted living facility. I am a 77 year old male. My care was exc … (read more)
I rehabbed at this facility after a fall which broke five ribs. I want to preface this by saying that I was in the rehab area not the assisted living facility. I am a 77 year old male. My care was exc … (read more)

Belmont Nur Rehab Center

110 BELMONT RD, Madison, WI, 53714

My sister is at Belmont Nur Rehab Center but she’s coming home tomorrow. The facility has wings on it with the nurses at the center. It looks okay. My sister is in a semi-private room and there are tw … (read more)
My sister is at Belmont Nur Rehab Center but she’s coming home tomorrow. The facility has wings on it with the nurses at the center. It looks okay. My sister is in a semi-private room and there are tw … (read more)

Karmenta Center

4502 Milwaukee St, Madison, WI, 53714

I was there from April to September was under staffed and treated poorly by most all. I found a new place to go with no help from the soc worker n the medical records lady was the worst putting her ha … (read more)
I was there from April to September was under staffed and treated poorly by most all. I found a new place to go with no help from the soc worker n the medical records lady was the worst putting her ha … (read more)

St Marys Care Center

3401 MAPLE GROVE DR, Madison, WI, 53719

The care is not up to any standards. My mom called 3 times to be taken to the bathroom at night and she ended up falling and breaking her hip trying to go to the bathroom.
The care is not up to any standards. My mom called 3 times to be taken to the bathroom at night and she ended up falling and breaking her hip trying to go to the bathroom.


Attic Angel Community

8301 Old Sauk Rd, Middleton, WI, 53562

Attic Angel is CCAC accredited. It offers a full spectrum of services and has rehab and activity centers. The cleanliness was excellent. I never saw anything out of place. The staff was well trained a … (read more)
Attic Angel is CCAC accredited. It offers a full spectrum of services and has rehab and activity centers. The cleanliness was excellent. I never saw anything out of place. The staff was well trained a … (read more)

The Villa at Middleton Village

6201 Elmwood Avenue, Middleton, WI, 53562

My mother was sent to the Villa after her stay in the hospital. When we got there things seemed really nice. A day or so later they changed her room because there were ants all over. My mother also … (read more)
My mother was sent to the Villa after her stay in the hospital. When we got there things seemed really nice. A day or so later they changed her room because there were ants all over. My mother also … (read more)

Nursing Home Costs in Madison, Wisconsin

The average monthly costs for nursing home care in Madison, WI, are $8,790 for a semiprivate room and $9,429 for a private room. 

The Cost of Nursing Home Care in Nearby Cities

While the median cost of nursing home care in Madison is $106 above the statewide figure and $1,034 above the national average, the city is one of the most affordable in its area of the state. On average, seniors in Racine and Milwaukee are paying $487 and $639 more, respectively, while older adults in Janesville are paying an additional $822 a month, among the highest in the state. Fond du Lac is the least expensive city nearby, costing $888 less per month for nursing home care. 

$8790

Madison

$8684

Wisconsin

$7756

The United States

$9612

Janesville

$9429

Milwaukee

$7902

Fond du Lac

$9277

Racine

The Cost of Other Types of Senior Care

The most expensive type of senior care in Madison is nursing home care with a private room followed by nursing home care with semiprivate accommodations. Adult day health care falls on the opposite end of the cost spectrum, with most of the city’s seniors paying around $2,019 a month. The median cost of assisted living is $4,956 a month. Although home health care provides medical services in addition to what’s included with home care, both types of care have the same average cost, $5,339. 

$5339

Home care

$5339

Home health care

$2019

Adult day health care

$4956

Assisted living

$8790

Nursing home (semiprivate room)

$9429

Nursing home (private room)

Financial Assistance for Nursing Home Care in Madison, Wisconsin

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Madison, Wisconsin

In addition to programs that can help seniors pay for nursing home care, the following list includes organizations that can help seniors delay nursing home placement with in-home services and advocacy organizations that can help enhance the lives of seniors in long-term care facilities. 

ResourceContactDescription
Area Agency on Aging of Dane County(608) 261-9930Working with the local Aging and Disability Resource Center, the A.A.A. of Dane County administers several government-funded programs that cater to the needs of Madison’s aging population. The nutrition and caregiver support programs are beneficial for seniors who haven’t transitioned to a nursing facility yet, while the Elder Benefit Specialist Program may come in handy for seniors seeking free legal assistance or help appealing a denial of Medicare or Medicaid benefits. 
Dane County Department of Human Services(608) 255-6067The Dane County Department of Human Services is the entry point to various government assistance programs for Madison’s seniors. The office handles enrollment for cash and food assistance programs as well as Wisconsin’s ForwardHealth Medicaid plan, which can directly pay for nursing home expenses. 
Long-Term Care Ombudsman(800) 815-0015The Long-Term Care Ombudsman offers free assistance to seniors and their families for issues occurring at long-term care facilities, such as complaints about the quality of care or possible elder abuse. Ombudsman can also help answer questions about choosing a nursing home and what financing options are available. 
NewBridge(608) 512-0000With three locations in Madison, NewBridge is a nonprofit organization dedicated to providing area seniors with the services they need to age independently. From home-delivered meals and homemaker services to in-home care, the organization’s range of programs may enable seniors to save money and put off moving into a nursing home.