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The 10 Best Nursing Homes in Palm Bay, FL for 2024

Palm Bay is a city in Brevard County, Florida, situated on the Atlantic Coast about an hour east of Orlando. According to the 2020 U.S. Census, 18.8% of 119,760 Palm Bay residents are over 65. As they age, this demographic will need some kind of care, and Palm Bay is well-equipped to provide nursing home care and other types of senior care. The area is also well-served by medical and health infrastructure, including the Primary Medical Care Center for Seniors Palm Bay and the full-service Palm Bay Hospital.

Nursing home care provides medical and other services in a residential setting for those who require a high level of assistance. It is designed for seniors who can no longer live safely and comfortably in their homes, even with regular home health care and support. For seniors who don’t require 24-hour skilled nursing care, options such as in-home care or care in an assisted living facility are much less costly than nursing home care. Nursing home costs in Palm Bay are relatively pricey, according to the Genworth 2021 Cost of Care Survey. A semi-private nursing care room in Palm Bay has an average monthly cost of $9,688, while the national average is $7,756 per month.

This guide offers resources to those considering nursing home care in the Palm Bay area. It also outlines the costs and funding options for such care.

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Nursing Home Facilities in Palm Bay, Florida

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Nursing Home Costs in Palm Bay, FL

In Palm Bay, FL, nursing home care in a semi-private room averages $9,688 per month, and $10,600 for care in a private room.

The Cost of Nursing Home Care in Nearby Cities

Nursing home care in Palm Bay costs well above the national average monthly cost of $7,908. That’s an 18% differential. Palm Bay costs are also higher than the Florida state average of $8,654. And they are higher than in comparable coastal urban areas such as Miami, where the monthly average is $9,019, and Naples, which is $9,277. To the north and towards the state’s interior, average costs are somewhat lower, $8,060 in Orlando, and $8,213 in Jacksonville.

Palm Bay

$9,688

Florida

$8,654

The United States

$7,908

Port St. Lucie

$8,164

Orlando

$8,060

Naples

$9,277

Jacksonville

$8,213

Miami

$9,019

The Cost of Other Types of Senior Care

Seniors unsure about the need for 24/7 nursing care may find it useful to compare costs with other forms of senior care that might provide the level of support they require. Home health care, for example, which provides consistent skilled nursing care, costs less than half (at $4,767 per month) what nursing home care does. This level of care could allow some seniors to remain in their own homes for longer. Care in an assisted living facility, where residents have access to a wide range of medical and non-medical supports, is even less costly, averaging only $4,461 in the Palm Bay area.

Home Care

$4,767

Home Health Care

$4,767

Adult Day Health Care

$1,408

Assisted Living

$4,461

Nursing Home (semiprivate room)

$9,688

Nursing Home (private room)

$10,600

Financial Assistance for Nursing Home Care in Palm Bay, FL

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Palm Bay, FL

Palm Bay residents considering nursing homes or other forms of senior care can access the following resources for more information and referrals to other agencies within the community. 

ResourceContactService
Aging Matters in Brevard(321)639-8770A not-for-profit seniors agency offering programs and referrals to Brevard County's older residents, including the Palm Bay community. Under this administrative umbrella, seniors can access Meals on Wheels, Senior TranServe and Vets Driving Vets, as well as other services, to help them manage care in the home or a transition to a more supportive setting.
Health First Aging Services(321)434-4335Offering specialty services for seniors and their caregivers, HFAS focuses on wellness in aging. From a specialty aging health services clinic to a dedicated memory disorders clinic and Medicare Advantage and Prescription Drug programs, the Health First portal directs seniors in Palm Bay and their families to the specific supports they require.
Greater Palm Bay Senior Center(321)724-1338A hub for community seniors, this facility offers recreational and educational programs, access to legal counsel, and referrals to social services within Palm Bay. This membership center offers gentle programs such as chair yoga and card game clubs that are suitable for the less mobile. A notary public and a nurse are on hand weekly for consultation or blood pressure readings.
SHINE Florida(407)514-1823SHINE is a free service that offers seniors unbiased advice and information about Medicare and Medicaid programs. The main Florida office lists regional counseling sites in the Palm Bay area that provide in-person consultations and assistance with the sometimes complicated process of applying for aid.
Senior Resource Alliance(407)514-1800Serving Orange, Osceola, Seminole and Brevard Counties, the SRA is funded by the federal Department of Elder Affairs (DoEA) to provide information to area seniors, their families and caregivers. This agency develops and coordinates community-based service providers, and provides information and access to programs such as EHEAP emergency utility fund, Elder Hotline, the Heart2Heart Telephone Reassurance service, SHINE Medicare counseling and much more.

Reviews of Communities Nearby

Nursing Homes

Donna

I am a friend or relative of a current/past resident

Review of Life Care Center Of Palm Bay

My husband was at Life Care Center Of Palm Bay. He was there for three and a half months. It's beautiful. The outside and the inside were well-kept. My husband was in a private room, which was...

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Nursing Homes

Denise

I am/was a resident of this facility

Review of Anchor Care & Rehab

I am currently at Anchor Care & Rehab for rehab, supposedly, but there's nothing rehab about this place. The food is bad. You sit in your room all day. They give you your pills, and they give you...

Read more

Nursing Homes

Sheree Cannan

I am a friend or relative of a current/past resident

Review of The Palms Rehabilitation & Health Care

Extremely rude nurses and aides who are so put out by any requests if they respond at all. If I liked my uncle at all he wouldn't be there

Read more

Helpful Articles

Nursing Homes near Palm Bay, FL

MelbourneWest MelbourneMerritt IslandRockledgeVero BeachTitusville

Other Options in Palm Bay, FL

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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