Assisted Living Communities in Odessa, Texas

The 2024 Genworth Cost of Care Survey reports a baseline monthly assisted living rate of $7,549 in Odessa, which tracks about $2,630 over the state median and nearly $2,200 over the national norm. Local rates also surpass fees in nearby cities. For example, rates run lower in El Paso and Lubbock, where facilities charge around $4,450 and $4,350, respectively.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Texas page.

Assisted living costs in Odessa fall approximately $7,549 per month. This runs higher than nursing home costs of approximately $6,692 for semi-private accommodations. However, it offers substantial savings over home health care rates of roughly $13,347, highlighting assisted living as a financially viable option for seniors who need limited skilled nursing services.

Odessa, TX, is an Old West stopover that has grown from the early days of cattle drives into a thriving city of 117,000 people in the great Permian Basin of West Texas. Seniors in this town's eight assisted living communities can ride the range outside of town like their forebears did when the place was settled in the 1880s, then head back to their comfortable community for prepared meals and private or semi-private accommodations. The Texas Department of Health and Human Services regulates all long-term care facilities in the state, and its guidelines for assisted living communities include providing room and board, emergency response if needed, and staff assistance with activities of daily living (ADLs) that have become difficult for some seniors to do alone.

• Odessa can get hot in summer, with average highs of 95 degrees Fahrenheit in August. This can pose an issue for heat-sensitive seniors, who might want to spend the worst of the heat indoors. Winters are mild, with an average 32 degrees in December. Odessa is semi-arid and gets only 14.5 inches of rain a year.
   
• Odessa's cost of living is somewhat cheaper than in other cities of similar size in the United States. Seniors who shop for their own groceries here pay around 11 percent less than they do elsewhere in America, while health care costs are roughly 3 percent lower in Odessa.
   
• Texas charges no income tax on wages, pensions or other retirement income, making it one of just nine states in the union that gets by without taxing income. State funds come instead from a sales tax that runs between 6.25 and 8.25 percent, which can cut into the shopping budget of seniors on fixed incomes, and a 20 cent gas tax on drivers.
   
• Crime rates are about one-third higher than the national median in Odessa. Most of this is thefts, and the rate has been in steep decline since the highs of 2015.
   
• The Midland Odessa Urban Transit District operates EZ-Rider, the local public transportation authority in Odessa. Discount fares are available for riders over age 60 on EZ-Rider's fixed-schedule bus routes, and paratransit service is available if scheduled in advance.
   
• The Odessa area is home to world-class medical facilities, including Odessa Regional Medical Center, in the event of medical emergencies or illness.