Assisted Living Communities in Copperas Cove, Texas

Assisted Living costs in Copperas Cove start around $3,745 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Copperas Cove and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Texas page.

Copperas Cove is located in central Texas, with an economy closely linked to nearby Fort Hood. Seniors living in "the Cove" have access to a sprawling golf course with professional instruction available, as well as a renowned farmer's market and several paths with walking trails. The population is just over 32,000, 8 percent of whom are seniors aged 65 and over. 

Copperas Cove assisted living facilities are regulated by the Texas Department of Health and Human Services and licensed based on residents' ability to evacuate the facility in an emergency and whether nighttime attendance is necessary. Type B residents require overnight supervision and staff assistance for emergency evacuation, while Type A residents are more independent. 

• Weather in central Texas is hot and dry, with short, mild winters and long, hot summers. Copperas Cove's July high temperatures average 94 degrees Fahrenheit, and January lows are around 37 degrees. Seniors sensitive to heat may be uncomfortable. 
  
  
• Air quality in Copperas Cove is rated a 71, which is better than the U.S. average of 58. Seniors with respiratory conditions may find breathing a little easier here. 
  
  
• The cost of living in Horseshoe Bay is 85.7, compared to a U.S. average of 100. Housing costs are half the national average, which may drop assisted living costs for some seniors. Health care is about 10 percent higher than the national average while grocery costs are slightly lower. 
  
  
• Crime rates in Copperas Cove are a bit higher than the national average. Violent crimes are even while property crime rates are a bit higher. Seniors are advised to take precautions with their persons and belongings. 
  
  
• Texas has no state income tax, meaning that retirement income and social security benefits are not subject to taxation. This can help seniors in retirement, as they may have more funds available for assisted living expenses. However, Texas has some of the highest rates in the nation for sales tax and property taxes. 
  
  
• The Copperas Cove area is home to world-class medical facilities, including Metroplex Adventist Hospital and Baylor, Scott and White, in the event of medical emergencies or illness.