Assisted Living Facilities in Dickson, TN
As part of the Nashville metropolitan area, Dickson pairs the relaxed pace of small-town living with quick access to big-city amenities. Dickson offers mild winter weather and a low cost of living, plus retirement-friendly tax laws that help seniors save money in their golden years. Residents can also get specialized health services and geriatric care at some of the best medical facilities in the state. Of Dickson’s 16,058 residents, more than 16% are people aged 65 and up.
Assisted living provides personal care, supervision and social activities to keep residents active and mentally engaged. It can be a good choice for seniors who need help with things like preparing meals or getting dressed. At an average monthly cost of $3,720, assisted living in Dickson is more affordable than both the national average of $4,300 and the average rate for Tennessee as a whole ($4,039).
This guide covers some benefits and drawbacks of assisted living in Dickson, its cost compared to other Tennessee cities, prices of other types of care and several free resources in the Dickson area.
Directory of Assisted Living Facilities in Dickson, TN
110 LUTHER ROAD, Dickson, TN, 37055
812 N. Charlotte St., Dickson, TN, 37055
1104 Old Charlotte Rd, White Bluff, TN, 37187
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What to Consider About Assisted Living in Dickson
In Dickson, assisted living facilities are licensed and regulated by the Tennessee Department of Health’s Office of Health Care Facilities. Visit its website for information about certifications, licensure, rules and facility incident reports.
Benefits and Drawbacks of Assisted Living in Dickson
- Tristar Horizon Medical Center is the main hospital serving the Dickson area. This 157-bed facility is an accredited Primary Stroke Center and Chest Pain Center. It features a full range of services, including oncology, inpatient rehab, diagnostic imaging and wound care. The hospital was rated as “High Performing” in COPD care by U.S. News and World Report.
- Dickson County residents can get low-cost curb-to-curb transportation through Mid-Cumberland HRA. Drivers take seniors to medical appointments, stores, recreational activities and other destinations throughout the service area. Personal care attendants and service animals ride for free.
- Compared to a national index of 100, the cost of living in Dickson is more affordable, with an index of 93.5. Transportation (99), groceries (96.9), utilities (96.5) and housing (74.2) are cheaper than average, but health care is more expensive (127.1).
- Tennessee residents don’t pay income taxes on their Social Security benefits, pension, IRA or 401(k). The state also doesn’t tax residents on estates or inheritances. For these reasons, Tennessee was ranked #1 on Kiplinger’s list of “10 Most Tax-Friendly States for Retirees.”
- Dickson receives an average of 58 inches of rain annually compared to the national average (38 inches). Winters can be fairly cold, but the city gets just two inches of snow per year (the national average is 28 inches). Summers are warm and pleasant, with a typical high temperature of 87 degrees in July.
- Dickson has much higher property and violent crime rates compared to other cities in Tennessee. Residents have a one in 23 chance of becoming a victim of property crime, and a one in 139 chance of experiencing violent crime. The safest neighborhoods in Dickson tend to be located in the west half of the city. Seniors who live in assisted living communities, however, may be reassured to know that these facilities usually have high security.
Paying for Assisted Living in Dickson
The Cost of Assisted Living in Nearby Cities
Assisted living in Dickson costs an average of $3,720 per month, according to Genworth’s 2020 Cost of Care Survey. This is less than the Tennessee average of $4,039 and the U.S. average of $4,300.
With prices averaging $3,720, Dickson is one of the least expensive cities for assisted living in Tennessee. To the east in Knoxville, prices go up to $3,900. Prices are even higher in Memphis, where seniors pay an average of $4,391. Clarksville, which is located to the northeast of Dickson, has rates averaging $4,190. Chattanooga is one of the priciest cities for assisted living in Tennessee at $4,515.
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The Cost of Other Types of Senior Care
Seniors in Dickson have several other options for long-term care. For $4,185 per month, retirees can hire an in-home caregiver or a home health aide. Both are priced the same, even though home health aides provide skilled nursing in addition to personal care services. Daytime-only supervision is available for $1,788. Seniors who require a high level of supervision may need nursing home care, which costs $7,270 for a semiprivate room and $7,908 for a private one.
Home Health Aide
Adult Day Health Care
Assisted Living Facility
Nursing Home Facility (semiprivate room)
Nursing Home Facility (private room)
Note: Care cost data for Dickson was not available, so data for the closest city, Nashville, was used instead.
Financial Assistance for Assisted Living in Dickson
Many senior citizens turn to the Home and Community Based Services waiver for help covering the cost of assisted living; however, this won’t pay for room and board. TennCare CHOICES in Long-Term Care Program helps eligible seniors who want to live in an assisted living communities by paying for nursing and personal care services in such a facility. Room and board aren’t eligible for the Medicaid Waiver.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Tennessee page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Tennessee page.
Free Assisted Living Resources in Dickson
Nonprofit organizations and government agencies provide a variety of free resources and services for Dickson-area residents. These include benefits counseling, wellness programs, financial assistance and help with choosing an option for long-term care.
Dickson residents can speak with a GNRC counselor to learn about social services and helpful programs near them. Counselors also provide needs assessments and referrals to resources that are low-cost or free. Its website has information about the CHOICES home and community-based services program for Medicaid recipients.
Seniors can contact the Tennessee Department of Veterans Services to get help applying for disability compensation, pensions and other benefits they may be entitled to receive. Resource coordinators also provide assistance with claims, denials and appeals.
This organization gives free legal aid to Dickson residents who meet financial eligibility requirements. Its attorneys can assist with civil matters such as debt collection, wills, elder discrimination and benefits denials. Lawyers may also be able to connect seniors with social services and programs that help them pay for long-term care.
The Dickson Senior Center offers fun activities for residents 55 and up, including exercise classes, book readings, games and crafts. Guest speakers regularly visit the center to talk about healthy eating, diabetes management and other health-related topics. A nurse is available to check blood pressure and take glucose readings several times per month.
Assisted Living Laws and Regulations in Dickson
Dickson-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Tennessee are required to follow. Visit our Assisted Living in Tennessee page for more information about these laws.